BMW Vehicle Owner Trust 2025-A

Accrued Interest Date:

6/25/25

Collection Period Ending:

6/30/25

Current Payment Date:

7/25/25

Period:

Balances

Initial

Beginning of Period

End of Period

Pool Balance

Yield Supplement Overcollateralization Amount

Adjusted Pool Balance

Reserve Account

Overcollateralization

Notes

Ratio

Class A-1 Notes

Class A-2a Notes

Class A-2b Notes

Class A-3 Notes

Class A-4 Notes

Reconciliation of Collection Account

Available Funds:

Available Interest:

Interest Collected on Receivables

Servicer Advances

Servicer Advance Reimbursement

Administrative Purchase Payment

Warranty Purchase Payment

Recoveries

Investment Earnings from Reserve Account

Investment Earnings from Collection Account

Total Available Interest

Available Principal:

Principal Collection on Receivables

Receipts of Scheduled Principal

Receipts of Pre-Paid Principal

Liquidation Proceeds

Administrative Purchase Payment

Warranty Purchase Payment

Total Available Principal

Advances from the Reserve Account

Release from the Reserve Fund Account

Total Available Funds

Distributions:

Servicing Fees

Non-recoverable Servicer Advance Reimbursement

Noteholder's Accrued and Unpaid Interest

First Priority Principal Distribution Amount to Noteholders

Reserve Account Deposit to achieve the Specified Reserve Account Balance

Regular Principal Distributable Amount to Noteholders

Amounts paid to Indenture Trustee, Owner Trustee and Asset

Representations Reviewer (subject to annual cap)

Amounts paid to Indenture Trustee, Owner Trustee and Asset

Representations Reviewer (not subject to annual cap)

Certificate Distribution Account (any remaining payments)

Total Distributions

Monthly Period Receivables Principal Balance Calculation

Beginning Receivable Principal Balance

Monthly Principal Received

Regular Principal Received

Prepaid Principal Received

Liquidation Proceeds

Principal Balance Allocable to Gross Charge-offs

Principal Portion of Repurchased Receivables

Total Monthly Principal Amounts

Ending Receivable Principal Balance

Payments to Indenture Trustee, Owner Trustee and Asset Representations Reviewer

Indenture Trustee

Amount due and payable to Indenture Trustee before giving effect to

payments on current Payment Date:

Amount due and payable to Indenture Trustee after giving effect to

payments on current Payment Date:

Owner Trustee

Amount due and payable to Owner Trustee before giving effect to

payments on current Payment Date:

Amount due and payable to Owner Trustee after giving effect to

payments on current Payment Date:

Asset Representations Reviewer Trustee

Amount due and payable to Asset Representations Reviewer before

giving effect to payments on current Payment Date:

Amount due and payable to Asset Representations Reviewer after

giving effect to payments on current Payment Date:

Distributions

Interest Distributable Amount

Interest Rate

Current Payment

Per $1,000

Class A-1 Notes

Class A-2a Notes

Class A-2b Notes

Class A-3 Notes

Class A-4 Notes

Monthly Principal Distributable Amount

Beginning Balance

Current Payment

Ending Balance

Per $1,000

Note Factor

Class A-1 Notes

Class A-2a Notes

Class A-2b Notes

Class A-3 Notes

Class A-4 Notes

Carryover Shortfalls

Prior Period Carryover

Current Payment

Per $1,000

Class A-1 Interest Carryover Shortfall

Class A-2a Interest Carryover Shortfall

Class A-2b Interest Carryover Shortfall

Class A-3 Interest Carryover Shortfall

Class A-4 Interest Carryover Shortfall

Yield Supplement Overcollateralization Amount

Previous Distribution Date Required Amount

Beginning Period Amount

Current Distribution Date Required Amount

Current Period Release

Ending Period Amount

Reserve Account

Beginning Period Required Amount

Beginning Period Amount

Net Investment Earnings

Current Period Deposit Amount Due

Reserve Fund Draw Amount

Ending Period Required Amount

Release to Depositor

Ending Period Amount

Overcollateralization

Beginning Period Overcollateralization Amount

Target Overcollateralization Amount

Ending Period Over Collateralization Amount

Current Period Release

Receivables Data

Beginning Period

Ending Period

Number of Receivables

Weighted Average Remaining Term

Weighted Average Annual Percentage Rate

Units

Dollar Amount

% of Ending Rec Prin Bal

30-59 Days

60-89 Days

90-119 Days

120+ Days

Total 30+ Days Past Due as of the end of the current period

Total 60+ Days Past Due as of the end of the current period

Delinquencies as of the end of prior periods

Total 30+ Days Past Due as of the end of the prior period

Total 30+ Days Past Due as of the end of the 2nd preceding  period

Total 30+ Days Past Due as of the end of the 3rd preceding  period

Units

Dollar Amount

Beginning Period Repossessed Receivables Balance

Ending Period Repossessed Receivables Balance

Principal Balance of 90+ Day Repossessed Vehicles

Units

Dollar Amount

Gross Principal Write-offs

Recoveries

Net Write-Offs

Cumulative Net Write-offs

Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *

Charge Off Rate **

Avg of Net Write-offs ***

Historical Loss Information

Units

Dollar Amount

Gross Principal Write-offs

Recoveries

Net Write-Offs

Cumulative Net Write-offs

Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *

Charge Off Rate **

Avg of Net Write-offs ***

Units

Dollar Amount

Gross Principal Write-offs

Recoveries

Net Write-Offs

Cumulative Net Write-offs

Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *

Charge Off Rate **

Avg of Net Write-offs ***

Units

Dollar Amount

Gross Principal Write-offs

Recoveries

Net Write-Offs

Cumulative Net Write-offs

Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *

Charge Off Rate **

Avg of Net Write-offs ***

*Ratio of Cumulative Net Write-offs to Avg Portfolio Balance is calculated by dividing the Cumulative Net Write-offs for the period

   by the Avg Portfolio Balance for the period.

Avg Portfolio Balance for a period is equal to the average of the Beginning Receivable Principal Balance and the Ending Receivable

   Principal Balance for such period.

**Charge Off Rate is calculated by dividing Cumulative Net Write-offs by initial Pool Balance as of the Cut-off Date.

*** Average of Net Write-offs is calculated by dividing Cumulative Net Write-offs by the aggregate number of Receivables

   that have experienced a net write-off.