v3.25.2
Note 4 - Loans, Allowance for Credit Losses and Other Real Estate Owned - Risk Category of Loans by Class (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Loans $ 748,264,000   $ 748,264,000   $ 820,300,000
Nonaccrual 4,553,000   4,553,000   201,000
Loans, Writeoff 952,000 $ 1,541,000 2,678,000 $ 3,544,000  
Financial Asset, Not Past Due [Member]          
Loans 739,014,000   739,014,000   813,339,000
Financial Asset, 30 to 59 Days Past Due [Member]          
Loans 3,759,000   3,759,000   5,314,000
Financial Asset, 60 to 89 Days Past Due [Member]          
Loans 527,000   527,000   912,000
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]          
Loans 411,000   411,000   534,000
Pass [Member]          
Loans 730,198,000   730,198,000   789,715,000
Substandard [Member]          
Loans 14,051,000   14,051,000   29,867,000
Doubtful [Member]          
Loans 3,694,000   3,694,000   192,000
Unlikely to be Collected Financing Receivable [Member]          
Loans 321,000   321,000   526,000
Commercial Portfolio Segment [Member]          
Originated prior 23,708,000   23,708,000   19,018,000
Originated four years before 8,644,000   8,644,000   8,542,000
Originated three years before 10,364,000   10,364,000   21,374,000
Originated two years before 7,945,000   7,945,000   12,388,000
Originated one years before 17,765,000   17,765,000   14,776,000
Originated current year 22,371,000   22,371,000   19,399,000
Total Term Loans 90,797,000   90,797,000   95,497,000
Financing Receivable Revolving 20,363,000   20,363,000   31,779,000
Loans 111,160,000   111,160,000   127,276,000
Nonaccrual 3,635,000   3,635,000   10,000
Originated prior, writeoff 0   0   59,000
Originated four years before, writeoff 0   0   0
Originated three years before, writeoff 0   0   0
Originated two years before, writeoff 5,000   5,000   0
Originated one years before, writeoff 0   0   0
Originated current year, writeoff 0   0   0
Financing Receivable, before Allowance for Credit Loss and Revolving Loans, Writeoff 5,000   5,000   59,000
Financing Receivable Revolving, Writeoff 23,000   33,000   224,000
Loans, Writeoff 28,000 28,000 38,000 28,000 283,000
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]          
Loans 107,035,000   107,035,000   126,538,000
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]          
Loans 440,000   440,000   700,000
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]          
Loans 50,000   50,000   28,000
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]          
Loans 0   0   0
Commercial Portfolio Segment [Member] | Pass [Member]          
Originated prior 23,468,000   23,468,000   18,752,000
Originated four years before 5,809,000   5,809,000   8,542,000
Originated three years before 10,364,000   10,364,000   18,539,000
Originated two years before 7,945,000   7,945,000   12,388,000
Originated one years before 17,765,000   17,765,000   14,776,000
Originated current year 21,724,000   21,724,000   19,399,000
Total Term Loans 87,075,000   87,075,000   92,396,000
Financing Receivable Revolving 19,263,000   19,263,000   30,562,000
Loans 106,338,000   106,338,000   122,958,000
Commercial Portfolio Segment [Member] | Substandard [Member]          
Originated prior 240,000   240,000   266,000
Originated four years before 0   0   0
Originated three years before 0   0   2,835,000
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 647,000   647,000   0
Total Term Loans 887,000   887,000   3,101,000
Financing Receivable Revolving 300,000   300,000   1,217,000
Loans 1,187,000   1,187,000   4,318,000
Commercial Portfolio Segment [Member] | Doubtful [Member]          
Originated prior 0   0   0
Originated four years before 2,835,000   2,835,000   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 2,835,000   2,835,000   0
Financing Receivable Revolving 800,000   800,000   0
Loans 3,635,000   3,635,000   0
Commercial Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Commercial Real Estate Portfolio Segment [Member]          
Originated prior 250,676,000   250,676,000   214,569,000
Originated four years before 57,699,000   57,699,000   66,353,000
Originated three years before 48,244,000   48,244,000   63,697,000
Originated two years before 41,627,000   41,627,000   49,117,000
Originated one years before 70,283,000   70,283,000   43,091,000
Originated current year 17,934,000   17,934,000   71,073,000
Total Term Loans 486,463,000   486,463,000   507,900,000
Financing Receivable Revolving 0   0   0
Loans 486,463,000   486,463,000   507,900,000
Nonaccrual 918,000   918,000   191,000
Originated prior, writeoff 0   191,000   0
Originated four years before, writeoff 0   0   0
Originated three years before, writeoff 0   0   0
Originated two years before, writeoff 0   0   0
Originated one years before, writeoff 0   0   0
Originated current year, writeoff 0   0   0
Financing Receivable, before Allowance for Credit Loss and Revolving Loans, Writeoff 0   191,000   0
Financing Receivable Revolving, Writeoff 0   0   0
Loans, Writeoff (0) (0) 191,000 (0) 0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]          
Loans 484,829,000   484,829,000   506,588,000
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]          
Loans 716,000   716,000   1,121,000
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]          
Loans 0   0   0
Commercial Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]          
Loans 0   0   0
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]          
Originated prior 240,659,000   240,659,000   197,160,000
Originated four years before 57,699,000   57,699,000   65,384,000
Originated three years before 47,326,000   47,326,000   63,697,000
Originated two years before 41,627,000   41,627,000   49,117,000
Originated one years before 70,283,000   70,283,000   43,091,000
Originated current year 17,934,000   17,934,000   71,073,000
Total Term Loans 475,528,000   475,528,000   489,522,000
Financing Receivable Revolving 0   0   0
Loans 475,528,000   475,528,000   489,522,000
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]          
Originated prior 10,017,000   10,017,000   17,409,000
Originated four years before 0   0   969,000
Originated three years before 918,000   918,000   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 10,935,000   10,935,000   18,378,000
Financing Receivable Revolving 0   0   0
Loans 10,935,000   10,935,000   18,378,000
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Commercial Real Estate Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Residential Portfolio Segment [Member]          
Originated prior 7,709,000   7,709,000   8,274,000
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 7,709,000   7,709,000   8,274,000
Financing Receivable Revolving 0   0   0
Loans 7,709,000   7,709,000   8,274,000
Nonaccrual 0   0   0
Originated prior, writeoff 0   0   0
Originated four years before, writeoff 0   0   0
Originated three years before, writeoff 0   0   0
Originated two years before, writeoff 0   0   0
Originated one years before, writeoff 0   0   0
Originated current year, writeoff 0   0   0
Financing Receivable, before Allowance for Credit Loss and Revolving Loans, Writeoff 0   0   0
Financing Receivable Revolving, Writeoff 0   0   0
Loans, Writeoff (0) (0) (0) (0) 0
Residential Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]          
Loans 7,709,000   7,709,000   8,274,000
Residential Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]          
Loans 0   0   0
Residential Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]          
Loans 0   0   0
Residential Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]          
Loans 0   0   0
Residential Portfolio Segment [Member] | Pass [Member]          
Originated prior 7,501,000   7,501,000   7,984,000
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 7,501,000   7,501,000   7,984,000
Financing Receivable Revolving 0   0   0
Loans 7,501,000   7,501,000   7,984,000
Residential Portfolio Segment [Member] | Substandard [Member]          
Originated prior 208,000   208,000   290,000
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 208,000   208,000   290,000
Financing Receivable Revolving 0   0   0
Loans 208,000   208,000   290,000
Residential Portfolio Segment [Member] | Doubtful [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Residential Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Construction Portfolio Segment [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   5,064,000
Loans 0   0   5,064,000
Nonaccrual 0   0   0
Originated prior, writeoff 0   0   0
Originated four years before, writeoff 0   0   0
Originated three years before, writeoff 0   0   0
Originated two years before, writeoff 0   0   0
Originated one years before, writeoff 0   0   0
Originated current year, writeoff 0   0   0
Financing Receivable, before Allowance for Credit Loss and Revolving Loans, Writeoff 0   0   0
Financing Receivable Revolving, Writeoff 0   0   0
Loans, Writeoff (0) (0) (0) (0) 0
Construction Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]          
Loans 0   0   5,064,000
Construction Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]          
Loans 0   0   0
Construction Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]          
Loans 0   0   0
Construction Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]          
Loans 0   0   0
Construction Portfolio Segment [Member] | Pass [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Construction Portfolio Segment [Member] | Substandard [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   5,064,000
Loans 0   0   5,064,000
Construction Portfolio Segment [Member] | Doubtful [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Construction Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]          
Originated prior 0   0   0
Originated four years before 0   0   0
Originated three years before 0   0   0
Originated two years before 0   0   0
Originated one years before 0   0   0
Originated current year 0   0   0
Total Term Loans 0   0   0
Financing Receivable Revolving 0   0   0
Loans 0   0   0
Consumer Portfolio Segment [Member]          
Originated prior 11,478,000   11,478,000   6,274,000
Originated four years before 25,730,000   25,730,000   12,739,000
Originated three years before 40,050,000   40,050,000   33,870,000
Originated two years before 22,509,000   22,509,000   50,542,000
Originated one years before 20,905,000   20,905,000   27,430,000
Originated current year 7,735,000   7,735,000   24,905,000
Total Term Loans 128,407,000   128,407,000   155,760,000
Financing Receivable Revolving 14,525,000   14,525,000   16,026,000
Loans 142,932,000   142,932,000   171,786,000
Nonaccrual 0   0   0
Originated prior, writeoff 75,000   130,000   246,000
Originated four years before, writeoff 127,000   527,000   388,000
Originated three years before, writeoff 349,000   894,000   2,376,000
Originated two years before, writeoff 99,000   366,000   1,843,000
Originated one years before, writeoff 248,000   451,000   913,000
Originated current year, writeoff 0   0   162,000
Financing Receivable, before Allowance for Credit Loss and Revolving Loans, Writeoff 898,000   2,368,000   5,928,000
Financing Receivable Revolving, Writeoff 26,000   81,000   463,000
Loans, Writeoff 924,000 $ 1,513,000 2,449,000 $ 3,516,000 6,391,000
Consumer Portfolio Segment [Member] | Term Loan Originated Prior [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Term Loans Originated Four Years Prior [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Term Loans Originated Three Years Prior [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Term Loans Originated Two Years Prior [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Term Loans Originated One Year Prior [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Term Loans Originated Current Year [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Total Term Loans [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Revolving Loans Amortized Cost Basis [Member]          
Nonaccrual 0   0   0
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]          
Originated prior 11,121,000   11,121,000   6,068,000
Originated four years before 24,912,000   24,912,000   12,464,000
Originated three years before 38,896,000   38,896,000   32,608,000
Originated two years before 22,083,000   22,083,000   48,694,000
Originated one years before 20,514,000   20,514,000   26,805,000
Originated current year 7,667,000   7,667,000   24,522,000
Total Term Loans 125,193,000   125,193,000   151,161,000
Financing Receivable Revolving 14,248,000   14,248,000   15,714,000
Loans 139,441,000   139,441,000   166,875,000
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]          
Originated prior 270,000   270,000   173,000
Originated four years before 701,000   701,000   201,000
Originated three years before 903,000   903,000   949,000
Originated two years before 327,000   327,000   1,392,000
Originated one years before 224,000   224,000   385,000
Originated current year 63,000   63,000   263,000
Total Term Loans 2,488,000   2,488,000   3,363,000
Financing Receivable Revolving 115,000   115,000   130,000
Loans 2,603,000   2,603,000   3,493,000
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]          
Originated prior 56,000   56,000   33,000
Originated four years before 101,000   101,000   36,000
Originated three years before 119,000   119,000   184,000
Originated two years before 65,000   65,000   256,000
Originated one years before 84,000   84,000   91,000
Originated current year 0   0   120,000
Total Term Loans 425,000   425,000   720,000
Financing Receivable Revolving 52,000   52,000   164,000
Loans 477,000   477,000   884,000
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]          
Originated prior 31,000   31,000   0
Originated four years before 16,000   16,000   38,000
Originated three years before 132,000   132,000   129,000
Originated two years before 34,000   34,000   200,000
Originated one years before 83,000   83,000   149,000
Originated current year 5,000   5,000   0
Total Term Loans 301,000   301,000   516,000
Financing Receivable Revolving 110,000   110,000   18,000
Loans 411,000   411,000   534,000
Consumer Portfolio Segment [Member] | Pass [Member]          
Loans 140,831,000   140,831,000   169,251,000
Consumer Portfolio Segment [Member] | Substandard [Member]          
Loans 1,721,000   1,721,000   1,817,000
Consumer Portfolio Segment [Member] | Doubtful [Member]          
Loans 59,000   59,000   192,000
Consumer Portfolio Segment [Member] | Unlikely to be Collected Financing Receivable [Member]          
Loans $ 321,000   $ 321,000   $ 526,000