Note 4 - Loans, Allowance for Credit Losses and Other Real Estate Owned - Allowance for Loan Losses (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Balance at beginning of period | $ 13,914 | $ 15,879 | $ 14,780 | $ 16,867 | $ 16,867 |
Provision (reversal) | 0 | 0 | (550) | 300 | |
Chargeoffs | (952) | (1,541) | (2,678) | (3,544) | |
Recoveries | 825 | 1,614 | 2,235 | 2,329 | |
Total allowance for credit losses | 13,787 | 15,952 | 13,787 | 15,952 | 14,780 |
Commercial Portfolio Segment [Member] | |||||
Balance at beginning of period | 4,411 | 3,765 | 4,197 | 4,216 | 4,216 |
Provision (reversal) | 1,157 | 148 | 1,116 | (315) | |
Chargeoffs | (28) | (28) | (38) | (28) | (283) |
Recoveries | 9 | 11 | 274 | 23 | |
Total allowance for credit losses | 5,549 | 3,896 | 5,549 | 3,896 | 4,197 |
Commercial Real Estate Portfolio Segment [Member] | |||||
Balance at beginning of period | 6,165 | 5,758 | 6,034 | 5,925 | 5,925 |
Provision (reversal) | (5) | 32 | 304 | (180) | |
Chargeoffs | 0 | 0 | (191) | 0 | 0 |
Recoveries | 14 | 132 | 27 | 177 | |
Total allowance for credit losses | 6,174 | 5,922 | 6,174 | 5,922 | 6,034 |
Construction Portfolio Segment [Member] | |||||
Balance at beginning of period | 247 | 242 | 247 | 245 | 245 |
Provision (reversal) | (247) | 1 | (247) | (2) | |
Chargeoffs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | |
Total allowance for credit losses | 0 | 243 | 0 | 243 | 247 |
Residential Portfolio Segment [Member] | |||||
Balance at beginning of period | 26 | 22 | 22 | 26 | 26 |
Provision (reversal) | (2) | 2 | 2 | (2) | |
Chargeoffs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | |
Total allowance for credit losses | 24 | 24 | 24 | 24 | 22 |
Consumer Portfolio Segment [Member] | |||||
Balance at beginning of period | 3,065 | 6,092 | 4,280 | 6,455 | 6,455 |
Provision (reversal) | (903) | (183) | (1,725) | 799 | |
Chargeoffs | (924) | (1,513) | (2,449) | (3,516) | (6,391) |
Recoveries | 802 | 1,471 | 1,934 | 2,129 | |
Total allowance for credit losses | $ 2,040 | $ 5,867 | $ 2,040 | $ 5,867 | $ 4,280 |