v3.25.2
Commitments and Contingencies (Tables)
6 Months Ended
Jun. 30, 2025
Commitments and Contingencies Disclosure [Abstract]  
Financial Instruments with Off Balance Sheet Risk
The following table presents the contractual and notional amounts of financial instruments with off-balance sheet risk:
(Dollars in thousands)June 30,
2025
December 31,
2024
Financial instruments whose contract amounts represent credit risk:
Commitments to extend credit$965,716 $968,858 
Standby letters of credit8,776 12,455 
Allowance for Credit Losses on Unfunded Commitments Rollforward
The activity in the ACL on unfunded commitments for the three months ended June 30, 2025 is presented below:
(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$694 $518 $1,212 $17 $— $11 $11 $1,240 
Provision(274)223 (51)— (2)(2)(50)
Ending Balance$420 $741 $1,161 $20 $— $9 $9 $1,190 
The activity in the ACL on unfunded commitments for the six months ended June 30, 2025 is presented below:
(Dollars in thousands)CommercialConsumer
CREC&ITotal CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$822 $589 $1,411 $18 $— $11 $11 $1,440 
Provision(402)152 (250)— (2)(2)(250)
Ending Balance$420 $741 $1,161 $20 $— $9 $9 $1,190 

The activity in the ACL on unfunded commitments for the three months ended June 30, 2024 is presented below:
(Dollars in thousands)CommercialConsumer
CRE
C&I
Total CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$943 $771 $1,714 $15 $— $11 $11 $1,740 
Provision(37)28 (9)— — — — 
Ending Balance$906 $799 $1,705 $24 $— $11 $11 $1,740 

The activity in the ACL on unfunded commitments for the six months ended June 30, 2024 is presented below:
(Dollars in thousands)CommercialConsumer
CREC&ITotal CommercialResidential Real EstateHome EquityOtherTotal ConsumerTotal
Beginning Balance$1,091 $822 $1,913 $15 $— $12 $12 $1,940 
Provision(185)(23)(208)— (1)(1)(200)
Ending Balance$906 $799 $1,705 $24 $— $11 $11 $1,740