Mortgage Servicing Rights - Data and Key Economic Assumptions Related to the Company's MRSs (Details) - USD ($) $ in Thousands |
6 Months Ended | 12 Months Ended |
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Jun. 30, 2025 |
Dec. 31, 2024 |
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Data and key economic assumptions related to mortgage servicing rights | ||
Unpaid principal balance | $ 5,529,115 | $ 5,874,481 |
Weighted-average prepayment speed (CPR) | 9.84% | 8.87% |
Estimated impact of a 10% increase | $ (2,816) | $ (3,066) |
Estimated impact of a 20% increase | $ (5,437) | $ (5,941) |
Discount rate | 10.49% | 11.09% |
Estimated impact of a 10% increase | $ (3,193) | $ (3,924) |
Estimated impact of a 20% increase | $ (6,151) | $ (7,557) |
Weighted-average coupon interest rate | 4.45% | 4.13% |
Weighted-average servicing fee (basis points) | 34.11% | 36.06% |
Weighted-average remaining maturity (in years) | 7 years 1 month 6 days | 7 years 6 months |
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- Definition Data and key economic assumptions related to mortgage servicing rights. No definition available.
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- Definition Value assumptions used to estimate fair value unpaid principle balance. No definition available.
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- Definition Servicing assets and servicing liabilities at fair value assumptions used to estimate fair value weighted average coupon interest rate. No definition available.
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- Definition Servicing assets and servicing liabilities at fair value assumptions used to estimate fair value weighted average remaining maturity. No definition available.
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- Definition Servicing assets and servicing liabilities at fair value assumptions used to estimate fair value weighted average servicing fee. No definition available.
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- Definition The hypothetical financial impact of a 10 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The hypothetical financial impact of a 10 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The hypothetical financial impact of a 20 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The hypothetical financial impact of a 20 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Discount rate used to estimate the fair value of servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Estimated rate of prepayments of principal on servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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