v3.25.2
Regulatory Matters (Tables)
 6 Months Ended
Jun. 30, 2025
Banking and Thrift, Interest [Abstract]  
Schedule of Guidelines Governing the Classification of Capital Tiers Those guidelines specify capital tiers, which include the following classifications:
Capital TiersTier 1 Capital to
Average Assets
(Leverage)		Common Equity Tier 1 to
Risk - Weighted Assets		Tier 1 Capital to
Risk - Weighted
Assets		 Total Capital to
Risk - Weighted
Assets
Well capitalized
5% or above
6.5% or above
 
8% or above
 
10% or above
Adequately capitalized
4% or above
4.5% or above
 
6% or above
 
8% or above
Undercapitalized
Less than 4%
Less than 4.5%
 
Less than 6%
 
Less than 8%
Significantly undercapitalized
Less than 3%
Less than 3%
 
Less than 4%
 
Less than 6%
Critically undercapitalized
 Tangible Equity / Total Assets less than 2%
Schedule of Capital and Risk-Based Capital and Leverage Ratios
The following table provides the capital, risk-based capital and leverage ratios for the Company and for the Bank as of the dates presented:

 June 30, 2025December 31, 2024
 AmountRatioAmountRatio
Renasant Corporation
Tier 1 Capital to Average Assets (Leverage)$2,314,564 9.36 %$1,935,522 11.34 %
Common Equity Tier 1 Capital to Risk-Weighted Assets2,314,564 11.08 %1,825,197 12.73 %
Tier 1 Capital to Risk-Weighted Assets2,314,564 11.08 %1,935,522 13.50 %
Total Capital to Risk-Weighted Assets3,128,661 14.97 %2,449,129 17.08 %
Renasant Bank
Tier 1 Capital to Average Assets (Leverage)$2,480,714 10.05 %$1,843,123 10.80 %
Common Equity Tier 1 Capital to Risk-Weighted Assets2,480,714 11.88 %1,843,123 12.85 %
Tier 1 Capital to Risk-Weighted Assets2,480,714 11.88 %1,843,123 12.85 %
Total Capital to Risk-Weighted Assets2,742,024 13.13 %2,022,737 14.10 %