LOANS - Consumer Loans Credit Scores (Details) - USD ($) $ in Millions |
Jun. 30, 2025 |
Dec. 31, 2024 |
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
$ 725,345
|
$ 694,488
|
Unallocated portfolio layer cumulative basis adjustments |
|
(72)
|
Consumer loans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
395,759
|
393,102
|
Unallocated portfolio layer cumulative basis adjustments |
516
|
(224)
|
Consumer loans | In North America offices |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
319,501
|
321,948
|
Consumer loans | In North America offices | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
3,063
|
3,162
|
Consumer loans | In North America offices | 90+ days past due | Banking |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
25,800
|
25,900
|
Consumer loans | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
75,742
|
71,378
|
Consumer loans | In offices outside North America | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
376
|
310
|
Consumer loans | In offices outside North America | 90+ days past due | Banking |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
20,600
|
17,600
|
Consumer loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
318,082
|
320,631
|
Consumer loans | Residential mortgages | In North America offices |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
116,315
|
114,593
|
Consumer loans | Residential mortgages | In North America offices | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
607
|
349
|
Consumer loans | Residential mortgages | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
24,083
|
24,456
|
Consumer loans | Residential mortgages | In offices outside North America | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
68
|
60
|
Consumer loans | Residential mortgages | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
116,315
|
114,593
|
Consumer loans | Home equity loans | In North America offices |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
2,965
|
3,141
|
Consumer loans | Home equity loans | In North America offices | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
46
|
58
|
Consumer loans | Home equity loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
2,965
|
3,141
|
Consumer loans | Credit cards | In North America offices |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
167,291
|
171,059
|
Consumer loans | Credit cards | In North America offices | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
2,380
|
2,705
|
Consumer loans | Credit cards | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Revolving loans converted to term loans |
38
|
33
|
Total loans, net of unearned income |
13,402
|
12,927
|
Consumer loans | Credit cards | In offices outside North America | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
267
|
214
|
Consumer loans | Credit cards | Canada |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
579
|
562
|
Consumer loans | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
166,712
|
170,497
|
Consumer loans | Personal, small business and other |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Revolving loans converted to term loans |
18
|
22
|
Consumer loans | Personal, small business and other | In North America offices |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
32,930
|
33,155
|
Consumer loans | Personal, small business and other | In North America offices | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
30
|
50
|
Consumer loans | Personal, small business and other | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
38,257
|
$ 33,995
|
Consumer loans | Personal, small business and other | In offices outside North America | Internal Investment Grade |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Percentage of loans rated investment grade |
|
83.00%
|
Consumer loans | Personal, small business and other | In offices outside North America | 90+ days past due |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
41
|
$ 36
|
Consumer loans | Personal, small business and other | Canada |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
840
|
755
|
Consumer loans | Personal, small business and other | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
32,090
|
32,400
|
Consumer loans | Classifiably Managed and Delinquency Managed | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
77,700
|
72,500
|
Consumer loans | Less than 660 | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
27,838
|
27,952
|
Consumer loans | Less than 660 | Residential mortgages | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
30
|
123
|
One year prior to current fiscal year |
167
|
223
|
Two years prior to current fiscal year |
182
|
354
|
Three years prior to current fiscal year |
369
|
312
|
Four years prior to current fiscal year |
329
|
298
|
Prior |
1,708
|
1,473
|
Total loans, net of unearned income |
2,785
|
2,783
|
Consumer loans | Less than 660 | Home equity line of credit (pre-reset) | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
242
|
266
|
Consumer loans | Less than 660 | Home equity line of credit (post-reset) | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
61
|
58
|
Consumer loans | Less than 660 | Home equity term loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
0
|
0
|
One year prior to current fiscal year |
0
|
0
|
Two years prior to current fiscal year |
0
|
0
|
Three years prior to current fiscal year |
0
|
0
|
Four years prior to current fiscal year |
0
|
0
|
Prior |
42
|
45
|
Total loans, net of unearned income |
42
|
45
|
Consumer loans | Less than 660 | Home equity loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
345
|
369
|
Consumer loans | Less than 660 | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
22,621
|
22,855
|
Consumer loans | Less than 660 | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Revolving loans converted to term loans |
1,604
|
1,462
|
Total loans, net of unearned income |
24,225
|
24,317
|
Consumer loans | Less than 660 | Personal, small business and other | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
21
|
96
|
One year prior to current fiscal year |
145
|
132
|
Two years prior to current fiscal year |
113
|
131
|
Three years prior to current fiscal year |
94
|
28
|
Four years prior to current fiscal year |
18
|
2
|
Prior |
92
|
94
|
Total loans, net of unearned income |
483
|
483
|
Consumer loans | 660 to 739 | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
77,989
|
79,930
|
Consumer loans | 660 to 739 | Residential mortgages | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
973
|
2,213
|
One year prior to current fiscal year |
1,961
|
2,451
|
Two years prior to current fiscal year |
2,253
|
3,272
|
Three years prior to current fiscal year |
3,042
|
2,745
|
Four years prior to current fiscal year |
2,559
|
1,990
|
Prior |
6,682
|
5,034
|
Total loans, net of unearned income |
17,470
|
17,705
|
Consumer loans | 660 to 739 | Home equity line of credit (pre-reset) | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
728
|
764
|
Consumer loans | 660 to 739 | Home equity line of credit (post-reset) | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
73
|
80
|
Consumer loans | 660 to 739 | Home equity term loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
0
|
0
|
One year prior to current fiscal year |
0
|
0
|
Two years prior to current fiscal year |
0
|
0
|
Three years prior to current fiscal year |
0
|
0
|
Four years prior to current fiscal year |
0
|
1
|
Prior |
77
|
86
|
Total loans, net of unearned income |
77
|
87
|
Consumer loans | 660 to 739 | Home equity loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
878
|
931
|
Consumer loans | 660 to 739 | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
57,886
|
59,574
|
Consumer loans | 660 to 739 | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Revolving loans converted to term loans |
754
|
668
|
Total loans, net of unearned income |
58,640
|
60,242
|
Consumer loans | 660 to 739 | Personal, small business and other | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
116
|
398
|
One year prior to current fiscal year |
397
|
282
|
Two years prior to current fiscal year |
206
|
180
|
Three years prior to current fiscal year |
120
|
38
|
Four years prior to current fiscal year |
23
|
2
|
Prior |
139
|
152
|
Total loans, net of unearned income |
1,001
|
1,052
|
Consumer loans | Greater than or equal to 740 | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
174,416
|
174,872
|
Consumer loans | Greater than or equal to 740 | Residential mortgages | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
5,781
|
10,308
|
One year prior to current fiscal year |
9,368
|
12,936
|
Two years prior to current fiscal year |
12,276
|
16,034
|
Three years prior to current fiscal year |
15,624
|
14,651
|
Four years prior to current fiscal year |
14,332
|
12,245
|
Prior |
31,396
|
20,573
|
Total loans, net of unearned income |
88,777
|
86,747
|
Consumer loans | Greater than or equal to 740 | Home equity line of credit (pre-reset) | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
1,524
|
1,597
|
Consumer loans | Greater than or equal to 740 | Home equity line of credit (post-reset) | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
71
|
75
|
Consumer loans | Greater than or equal to 740 | Home equity term loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
0
|
0
|
One year prior to current fiscal year |
0
|
0
|
Two years prior to current fiscal year |
0
|
0
|
Three years prior to current fiscal year |
0
|
1
|
Four years prior to current fiscal year |
1
|
2
|
Prior |
103
|
111
|
Total loans, net of unearned income |
104
|
114
|
Consumer loans | Greater than or equal to 740 | Home equity loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
1,699
|
1,786
|
Consumer loans | Greater than or equal to 740 | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
81,645
|
83,935
|
Consumer loans | Greater than or equal to 740 | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Revolving loans converted to term loans |
145
|
129
|
Total loans, net of unearned income |
81,790
|
84,064
|
Consumer loans | Greater than or equal to 740 | Personal, small business and other | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Current fiscal year |
444
|
1,219
|
One year prior to current fiscal year |
982
|
577
|
Two years prior to current fiscal year |
382
|
271
|
Three years prior to current fiscal year |
173
|
54
|
Four years prior to current fiscal year |
31
|
4
|
Prior |
138
|
150
|
Total loans, net of unearned income |
2,150
|
2,275
|
Consumer loans | Classifiably managed | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
20,620
|
17,553
|
Consumer loans | Classifiably managed | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
25,842
|
25,860
|
Consumer loans | Classifiably managed | Residential mortgages | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
0
|
0
|
Consumer loans | Classifiably managed | Residential mortgages | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
0
|
0
|
Consumer loans | Classifiably managed | Home equity loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
0
|
0
|
Consumer loans | Classifiably managed | Credit cards | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
0
|
0
|
Consumer loans | Classifiably managed | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
0
|
0
|
Consumer loans | Classifiably managed | Personal, small business and other | In offices outside North America |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
20,620
|
17,553
|
Consumer loans | Classifiably managed | Personal, small business and other | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
25,842
|
25,860
|
Consumer loans | FICO not available | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
11,997
|
12,017
|
Consumer loans | FICO not available | Residential mortgages | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
7,283
|
7,358
|
Consumer loans | FICO not available | Home equity loans | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
43
|
55
|
Consumer loans | FICO not available | Credit cards | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
2,057
|
1,874
|
Consumer loans | FICO not available | Personal, small business and other | U.S. plans |
|
|
Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
Total loans, net of unearned income |
$ 2,614
|
$ 2,730
|