v3.25.2
INTEREST INCOME AND EXPENSE (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest income        
Loan interest, including fees $ 14,964 $ 15,482 $ 29,690 $ 31,024
Deposits with banks 3,043 2,710 6,044 5,357
Securities borrowed and purchased under agreements to resell 6,621 7,211 12,912 15,033
Investments, including dividends 4,206 4,821 8,372 9,670
Trading account assets 5,821 4,503 10,191 8,631
Other interest-earning assets 1,204 1,260 2,316 2,495
Total interest income [1] 35,859 35,987 69,525 72,210
Interest expense        
Deposits 8,685 10,235 17,123 20,646
Securities loaned and sold under agreements to repurchase 6,938 6,962 13,194 13,928
Trading account liabilities 748 794 1,505 1,625
Short-term borrowings and other interest-bearing liabilities 1,800 1,908 3,526 3,864
Long-term debt 2,513 2,595 4,990 5,147
Total interest expense [1] 20,684 22,494 40,338 45,210
Net interest income [1] 15,175 13,493 29,187 27,000
Provision for credit losses on loans 2,477 2,359 5,038 4,781
Net interest income after provision for credit losses on loans 12,698 11,134 24,149 22,219
Consumer loans        
Interest income        
Loan interest, including fees 9,771 9,780 19,529 19,578
Corporate loans        
Interest income        
Loan interest, including fees $ 5,193 $ 5,702 $ 10,161 $ 11,446
[1]     Effective January 1, 2025, certain transaction processing fees paid by Citi, primarily to credit card networks, which were previously presented within Other operating expenses, are presented as contra-revenue within Commissions and fees reported in Non-interest revenue. Prior periods were conformed to reflect this change in presentation.