
	June 30,		December 31,
In millions of dollars	2025(1)		2024
Non-interest-bearing deposits in U.S. offices	$	119,898	$	123,338
Interest-bearing deposits in U.S. offices (including $1,701 and $1,262 as of June 30, 2025 and December 31, 2024, respectively, at fair value)	575,709		551,547
Total deposits in U.S. offices(1)	$	695,607	$	674,885
Non-interest-bearing deposits in offices outside the U.S. (including $486 million and $383 million as of June 30, 2025 and December 31, 2024, respectively, at fair value)	$	86,458	$	84,349
Interest-bearing deposits in offices outside the U.S. (including $1,925 and $1,963 as of June 30, 2025 and December 31, 2024, respectively, at fair value)	575,668		525,224
Total deposits in offices outside the U.S.(1)	$	662,126	$	609,573
Total deposits	$	1,357,733	$	1,284,458

(1) For information on time deposits that met or exceeded the insured limit at December 31, 2024, see Note 18 to the Consolidated Financial Statements in Citi’s 2024 Form 10-K.

Citi recorded a $20 million benefit and a $34 million charge in Other operating expenses for the three months ended June 30, 2025 and 2024, respectively, related to the FDIC’s final rule implementing a special assessment to recover the uninsured deposit losses from the failures of Silicon Valley Bank and Signature Bank. The special assessment expenses are reflected in Corporate/Other in All Other.