v3.25.2
ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses Roll Forward by Segment (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period $ 18,726 $ 18,296 $ 18,574 $ 18,145  
Charge-offs (2,723) (2,715) (5,649) (5,405)  
Recoveries 489 432 956 819  
Replenishment of NCLs 2,234 2,283 4,693 4,586  
Net reserve builds (releases) 249 136 476 382  
Net specific reserve builds (releases) (6) (60) (131) (187)  
Other 154 (156) 204 (124)  
ACLL at end of period 19,123 18,216 19,123 18,216  
ACLL          
Collectively evaluated 18,911   18,911   $ 18,221
Individually evaluated 212   212   340
Total ACLL 19,123 18,216 19,123 18,216 18,574
Loans, net of unearned income          
Collectively evaluated 714,147   714,147   684,812
Individually evaluated 1,829   1,829   1,511
Held at fair value 9,257   9,257   8,040
Total loans, net of unearned income 725,345   725,345   694,488
Purchased credit deteriorated          
ACLL          
Purchased credit deteriorated 0   0   13
Loans, net of unearned income          
Purchased credit deteriorated 112   112   125
Corporate loans          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 2,725 2,772 2,556 2,714  
Charge-offs (63) (129) (262) (307)  
Recoveries 14 21 31 35  
Replenishment of NCLs 49 108 231 272  
Net reserve builds (releases) 265 (216) 544 (28)  
Net specific reserve builds (releases) (6) (58) (131) (189)  
Other 39 (14) 54 (13)  
ACLL at end of period 3,023 2,484 3,023 2,484  
ACLL          
Collectively evaluated 2,850   2,850   2,254
Individually evaluated 173   173   302
Total ACLL 3,023 2,484 3,023 2,484 2,556
Loans, net of unearned income          
Collectively evaluated 318,634   318,634   292,250
Individually evaluated 1,722   1,722   1,377
Held at fair value 9,230   9,230   7,759
Total loans, net of unearned income 329,586   329,586   301,386
Corporate loans | Purchased credit deteriorated          
ACLL          
Purchased credit deteriorated 0   0   0
Loans, net of unearned income          
Purchased credit deteriorated 0   0   0
Consumer loans          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 16,001 15,524 16,018 15,431  
Charge-offs (2,660) (2,586) (5,387) (5,098)  
Recoveries 475 411 925 784  
Replenishment of NCLs 2,185 2,175 4,462 4,314  
Net reserve builds (releases) (16) 352 (68) 410  
Net specific reserve builds (releases) 0 (2) 0 2  
Other 115 (142) 150 (111)  
ACLL at end of period 16,100 15,732 16,100 15,732  
ACLL          
Collectively evaluated 16,061   16,061   15,967
Individually evaluated 39   39   38
Total ACLL 16,100 $ 15,732 16,100 $ 15,732 16,018
Loans, net of unearned income          
Collectively evaluated 395,513   395,513   392,562
Individually evaluated 107   107   134
Held at fair value 27   27   281
Total loans, net of unearned income 395,759   395,759   393,102
Consumer loans | Purchased credit deteriorated          
ACLL          
Purchased credit deteriorated 0   0   13
Loans, net of unearned income          
Purchased credit deteriorated $ 112   $ 112   $ 125