v3.25.2
ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses Roll Forward (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period $ 18,726 $ 18,296 $ 18,574 $ 18,145  
Gross credit losses on loans (2,723) (2,715) (5,649) (5,405)  
Gross recoveries on loans 489 432 956 819  
Net credit losses (NCLs) on loans (2,234) (2,283) (4,693) (4,586)  
Net reserve builds (releases) for loans 249 136 476 382  
Net specific reserve builds (releases) for loans (6) (60) (131) (187)  
Total provision for credit losses on loans (PCLL) 2,477 2,359 5,038 4,781  
Other, net (see table below) 154 (156) 204 (124)  
ACLL at end of period 19,123 18,216 19,123 18,216  
Allowance for credit losses on unfunded commitments          
Allowance for credit losses on unfunded commitments (ACLUC) at beginning of period 1,720 1,629 1,601 1,728  
Provision (release) for credit losses on unfunded lending commitments (19) (8) 89 (106)  
Other, net 20 (2) 31 (3)  
ACLUC at end of period 1,721 1,619 1,721 1,619  
Total ACLL and ACLUC 20,844 19,835 20,844 19,835  
Allowance for credit losses on other assets          
Allowance for credit losses on other assets at beginning of quarter 2,206 1,722 1,865 1,788  
NCLs on other assets (5) (2) (18) (15)  
Provision for credit losses on other assets 381 112 420 116  
Other, net 117 79 432 22  
Allowance for credit losses on other assets at end of quarter 2,699 1,911 2,699 1,911  
Allowance for credit losses on HTM debt securities          
Allowance for credit losses on HTM debt securities at beginning of period 130 106 137 95  
Provision (release) for credit losses on HTM debt securities 7 (5) 2 5  
Other, net (1) (2) (3) (1)  
Allowance for credit losses on HTM debt securities at end of period 136 99 136 99  
Total ACL 23,679 21,845 23,679 21,845 $ 22,177
Sales or transfers of various consumer loan portfolios to HFS          
Reclasses of consumer ACLL to HFS (29) 0 (29) 0  
FX translation and other 183 (156) 233 (124)  
Other, net (ACLL) 154 (156) 204 (124)  
Corporate loans          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 2,725 2,772 2,556 2,714  
Gross credit losses on loans (63) (129) (262) (307)  
Gross recoveries on loans 14 21 31 35  
Net credit losses (NCLs) on loans (49) (108) (231) (272)  
Net reserve builds (releases) for loans 265 (216) 544 (28)  
Net specific reserve builds (releases) for loans (6) (58) (131) (189)  
Other, net (see table below) 39 (14) 54 (13)  
ACLL at end of period 3,023 2,484 3,023 2,484  
Sales or transfers of various consumer loan portfolios to HFS          
Other, net (ACLL) 39 (14) 54 (13)  
Consumer loans          
Allowance for credit losses          
Allowance for credit losses on loans (ACLL) at beginning of period 16,001 15,524 16,018 15,431  
Gross credit losses on loans (2,660) (2,586) (5,387) (5,098)  
Gross recoveries on loans 475 411 925 784  
Net credit losses (NCLs) on loans (2,185) (2,175) (4,462) (4,314)  
Net reserve builds (releases) for loans (16) 352 (68) 410  
Net specific reserve builds (releases) for loans 0 (2) 0 2  
Other, net (see table below) 115 (142) 150 (111)  
ACLL at end of period 16,100 15,732 16,100 15,732  
Sales or transfers of various consumer loan portfolios to HFS          
Other, net (ACLL) $ 115 $ (142) $ 150 $ (111)