v3.25.2
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
ASSETS    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss $ 17,665,468 $ 17,220,103
Allowance for credit losses on loans (165,260) (162,742)
Net loans 17,500,208 17,057,361
Loans held for sale 3,592 3,242
Investment securities:    
Available for sale debt securities 8,915,779 9,136,853
Debt Securities, Trading 46,630 38,034
Equity Securities 54,511 57,442
Other 219,906 230,051
Investments, Total 9,236,826 9,462,380
Federal Funds Sold 0 3,000
Securities purchased under agreements to resell 850,000 625,000
Interest earning deposits with banks 2,624,264 2,624,553
Cash and due from banks 522,049 748,357
Premises and equipment, net 477,401 475,275
Goodwill 146,539 146,539
Other intangible assets, net 13,333 13,632
Other assets 910,035 837,288
Total assets 32,284,247 31,996,627
Deposits:    
Non-interest bearing 7,393,559 8,150,669
Savings, interest checking and money market 15,727,549 14,754,571
Certificates of deposit of less than $100,000 986,014 996,721
Certificates of deposit of $100,000 and over 1,386,906 1,391,683
Total deposits 25,494,028 25,293,644
Federal funds purchased and securities sold under agreements to repurchase 2,596,461 2,926,758
Other borrowings 15,049 56
Other liabilities 518,595 443,694
Total liabilities 28,624,133 28,664,152
Commerce Bancshares, Inc. stockholders' equity:    
Common stock 676,054 676,054
Capital surplus 3,386,218 3,395,645
Retained earnings 255,938 45,494
Treasury stock, at cost (96,589) (48,401)
Accumulated Other Comprehensive Income (Loss) (581,049) (758,911)
Total Commerce Bancshares, Inc. stockholders' equity 3,640,572 3,309,881
Non-controlling interest 19,542 22,594
Total equity 3,660,114 3,332,475
Total liabilities and equity $ 32,284,247 $ 31,996,627