Segment Information - Contribution Profit for the Company's Unsecured Lending Segment (Details) $ in Thousands |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
|
Jun. 30, 2025
USD ($)
|
Jun. 30, 2024
USD ($)
|
Jun. 30, 2025
USD ($)
segment
|
Jun. 30, 2024
USD ($)
|
|
| Segment Reporting [Abstract] | ||||
| Number of operating segments | segment | 3 | |||
| Number of reportable segments | segment | 1 | |||
| Segment, Reconciliation of Other Items from Segments to Consolidated [Line Items] | ||||
| Revenue from fees, net | $ 240,777 | $ 130,532 | $ 426,252 | $ 268,600 |
| Personal Lending | ||||
| Segment, Reconciliation of Other Items from Segments to Consolidated [Line Items] | ||||
| Revenue from fees, net | 237,302 | 128,545 | 419,882 | 263,959 |
| Borrower acquisition costs | (57,249) | (21,231) | (102,390) | (44,425) |
| Borrower verification and servicing costs | (32,624) | (26,480) | (62,098) | (53,430) |
| Contribution Profit | $ 147,429 | $ 80,834 | $ 255,394 | $ 166,104 |