v3.25.2
LOANS (Tables)
6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Schedule of Total Loans Outstanding
(dollars in thousands)June 30,
2025
December 31,
2024
Commercial and industrial loans:
Working capital lines of credit loans$717,484 13.7 %$649,609 12.7 %
Non-working capital loans776,278 14.9 801,256 15.6 
Total commercial and industrial loans1,493,762 28.6 1,450,865 28.3 
Commercial real estate and multi-family residential loans:
Construction and land development loans552,998 10.6 567,781 11.1 
Owner occupied loans780,285 14.9 807,090 15.8 
Nonowner occupied loans869,196 16.6 872,671 17.0 
Multifamily loans477,910 9.1 344,978 6.7 
Total commercial real estate and multi-family residential loans2,680,389 51.2 2,592,520 50.6 
Agri-business and agricultural loans:
Loans secured by farmland150,934 2.9 156,609 3.1 
Loans for agricultural production188,501 3.6 230,787 4.5 
Total agri-business and agricultural loans339,435 6.5 387,396 7.6 
Other commercial loans:95,442 1.8 95,584 1.9 
Total commercial loans4,609,028 88.1 4,526,365 88.4 
Consumer 1-4 family mortgage loans:
Closed end first mortgage loans273,287 5.2 259,286 5.1 
Open end and junior lien loans226,114 4.4 214,125 4.2 
Residential construction and land development loans16,667 0.3 16,818 0.3 
Total consumer 1-4 family mortgage loans516,068 9.9 490,229 9.6 
Other consumer loans103,880 2.0 104,041 2.0 
Total consumer loans619,948 11.9 594,270 11.6 
Subtotal5,228,976 100.0 %5,120,635 100.0 %
Less: Allowance for credit losses(66,552)(85,960)
Net deferred loan fees(2,149)(2,687)
Loans, net$5,160,275 $5,031,988