v3.25.2
Segment Reporting - Reconciliations of Significant Segment Totals (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Interest Income          
Interest and fees on loans $ 59,535 $ 56,786 $ 117,303 $ 111,829  
Interest on securities 6,569 8,113 13,375 16,755  
Other investments 774 1,439 2,344 2,880  
Total Interest Income 66,878 66,338 133,022 131,464  
Interest Expense          
Deposits 20,462 22,876 41,417 45,686  
Other borrowings and subordinated debt and debentures 1,801 2,116 3,305 4,235  
Total Interest Expense 22,263 24,992 44,722 49,921  
Net Interest Income 44,615 41,346 88,300 81,543  
Provision for credit losses 1,500 19 2,221 763  
Net Interest Income After Provision for Credit Losses 43,115 41,327 86,079 80,780  
Non-interest Income          
Interchange income 3,390 3,401 6,517 6,552  
Service charges on deposit accounts 2,981 2,937 5,795 5,809  
Net gains on mortgage loans 1,631 1,333 3,934 2,697  
Mortgage loan servicing, net 490 2,091 (146) 4,816  
Other 2,833 5,410 5,649 7,859  
Total Non-interest Income 11,325 15,172 21,749 27,733  
Non-interest Expense          
Compensation and employee benefits 21,123 21,251 41,506 42,021  
Data processing 3,847 3,257 7,576 6,512  
Occupancy, net 2,046 1,886 4,269 3,960  
Interchange expense 1,177 1,127 2,296 2,224  
Furniture, fixtures and equipment 793 948 1,678 1,902  
Advertising 833 788 1,694 1,279  
FDIC deposit insurance 637 695 1,348 1,477  
Legal and professional 500 544 979 1,030  
Loan and collection 744 699 1,530 1,211  
Communications 470 499 1,061 1,114  
Other 1,592 1,639 4,087 2,796  
Total Non-interest Expense 33,762 33,333 68,024 65,526  
Income Before Income Tax 20,678 23,166 39,804 42,987  
Income tax expense 3,801 4,638 7,337 8,468  
Net Income 16,877 18,528 32,467 34,519  
OTHER SEGMENT DISCLOSURES          
Depreciation 1,356 1,306 2,597 2,598  
Amortization 122 129 244 258  
Total assets 5,418,519 5,277,500 5,418,519 5,277,500 $ 5,338,104
Operating Segments | Independent Bank          
Interest Income          
Interest and fees on loans 59,457 56,718 117,165 111,705  
Interest on securities 6,569 8,113 13,375 16,755  
Other investments 774 1,439 2,344 2,880  
Total Interest Income 66,800 66,270 132,884 131,340  
Interest Expense          
Deposits 20,832 23,311 42,156 46,519  
Other borrowings and subordinated debt and debentures 303 655 446 1,304  
Total Interest Expense 21,135 23,966 42,602 47,823  
Net Interest Income 45,665 42,304 90,282 83,517  
Provision for credit losses 1,500 19 2,221 763  
Net Interest Income After Provision for Credit Losses 44,165 42,285 88,061 82,754  
Non-interest Income          
Interchange income 3,390 3,401 6,517 6,552  
Service charges on deposit accounts 2,981 2,937 5,795 5,809  
Net gains on mortgage loans 1,583 1,306 3,806 2,625  
Mortgage loan servicing, net 490 2,091 (146) 4,816  
Other 2,725 5,307 5,419 7,667  
Total Non-interest Income 11,169 15,042 21,391 27,469  
Non-interest Expense          
Compensation and employee benefits 21,021 21,164 41,313 41,844  
Data processing 3,828 3,240 7,538 6,476  
Occupancy, net 2,040 1,880 4,257 3,948  
Interchange expense 1,177 1,127 2,296 2,224  
Furniture, fixtures and equipment 793 947 1,677 1,900  
Advertising 831 785 1,690 1,274  
FDIC deposit insurance 637 695 1,348 1,477  
Legal and professional 423 472 779 810  
Loan and collection 744 699 1,530 1,211  
Communications 465 493 1,047 1,103  
Other 1,393 1,449 3,694 2,418  
Total Non-interest Expense 33,352 32,951 67,169 64,685  
Income Before Income Tax 21,982 24,376 42,283 45,538  
Income tax expense 4,156 4,913 8,110 9,040  
Net Income 17,826 19,463 34,173 36,498  
OTHER SEGMENT DISCLOSURES          
Depreciation 1,356 1,305 2,596 2,596  
Amortization 122 129 244 258  
Total assets 5,411,119 5,273,093 5,411,119 5,273,093  
Segment Reporting, Reconciling Item, Corporate Nonsegment          
Interest Income          
Interest and fees on loans 0 0 0 0  
Interest on securities 0 0 0 0  
Other investments 370 435 739 833  
Total Interest Income 370 435 739 833  
Interest Expense          
Deposits 0 0 0 0  
Other borrowings and subordinated debt and debentures 1,498 1,461 2,859 2,931  
Total Interest Expense 1,498 1,461 2,859 2,931  
Net Interest Income (1,128) (1,026) (2,120) (2,098)  
Provision for credit losses 0 0 0 0  
Net Interest Income After Provision for Credit Losses (1,128) (1,026) (2,120) (2,098)  
Non-interest Income          
Interchange income 0 0 0 0  
Service charges on deposit accounts 0 0 0 0  
Net gains on mortgage loans 0 0 0 0  
Mortgage loan servicing, net 0 0 0 0  
Other 309 264 628 479  
Total Non-interest Income 309 264 628 479  
Non-interest Expense          
Compensation and employee benefits 133 113 265 227  
Data processing 19 17 38 36  
Occupancy, net 6 6 12 12  
Interchange expense 0 0 0 0  
Furniture, fixtures and equipment 0 1 1 2  
Advertising 2 3 4 5  
FDIC deposit insurance 0 0 0 0  
Legal and professional 77 72 200 220  
Loan and collection 0 0 0 0  
Communications 5 6 14 11  
Other 199 190 393 378  
Total Non-interest Expense 441 408 927 891  
Income Before Income Tax (1,260) (1,170) (2,419) (2,510)  
Income tax expense (346) (265) (760) (563)  
Net Income (914) (905) (1,659) (1,947)  
OTHER SEGMENT DISCLOSURES          
Depreciation 0 1 1 2  
Amortization 0 0 0 0  
Total assets 562,462 518,845 562,462 518,845  
Eliminations          
Interest Income          
Interest and fees on loans 78 68 138 124  
Interest on securities 0 0 0 0  
Other investments (370) (435) (739) (833)  
Total Interest Income (292) (367) (601) (709)  
Interest Expense          
Deposits (370) (435) (739) (833)  
Other borrowings and subordinated debt and debentures 0 0 0 0  
Total Interest Expense (370) (435) (739) (833)  
Net Interest Income 78 68 138 124  
Provision for credit losses 0 0 0 0  
Net Interest Income After Provision for Credit Losses 78 68 138 124  
Non-interest Income          
Interchange income 0 0 0 0  
Service charges on deposit accounts 0 0 0 0  
Net gains on mortgage loans 48 27 128 72  
Mortgage loan servicing, net 0 0 0 0  
Other (201) (161) (398) (287)  
Total Non-interest Income (153) (134) (270) (215)  
Non-interest Expense          
Compensation and employee benefits (31) (26) (72) (50)  
Data processing 0 0 0 0  
Occupancy, net 0 0 0 0  
Interchange expense 0 0 0 0  
Furniture, fixtures and equipment 0 0 0 0  
Advertising 0 0 0 0  
FDIC deposit insurance 0 0 0 0  
Legal and professional 0 0 0 0  
Loan and collection 0 0 0 0  
Communications 0 0 0 0  
Other 0 0 0 0  
Total Non-interest Expense (31) (26) (72) (50)  
Income Before Income Tax (44) (40) (60) (41)  
Income tax expense (9) (10) (13) (9)  
Net Income (35) (30) (47) (32)  
OTHER SEGMENT DISCLOSURES          
Depreciation 0 0 0 0  
Amortization 0 0 0 0  
Total assets $ (555,062) $ (514,438) $ (555,062) $ (514,438)