v3.25.2
Regulatory Matters - Capital Amounts and Ratios (Details)
$ in Thousands
Jun. 30, 2025
USD ($)
Dec. 31, 2024
USD ($)
Tier 1 capital to average assets    
Capital conservation buffer 0.0250 0.0250
Consolidated    
Total capital to risk-weighted assets    
Actual $ 629,972 $ 622,444
Actual, ratio 0.1420 0.1422
Minimum for Adequately Capitalized Institutions $ 354,803 $ 350,113
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Tier 1 capital to risk-weighted assets    
Actual $ 542,401 $ 527,616
Actual, ratio 0.1223 0.1206
Minimum for Adequately Capitalized Institutions $ 266,102 $ 262,585
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Common equity tier 1 capital to risk-weighted assets    
Actual $ 503,795 $ 489,044
Actual, ratio 0.1136 0.1117
Minimum for Adequately Capitalized Institutions $ 199,577 $ 196,939
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Tier 1 capital to average assets    
Actual $ 542,401 $ 527,616
Actual, ratio 0.1007 0.0985
Minimum for Adequately Capitalized Institutions $ 215,510 $ 214,332
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Independent Bank    
Total capital to risk-weighted assets    
Actual $ 582,441 $ 567,254
Actual, ratio 0.1315 0.1299
Minimum for Adequately Capitalized Institutions $ 354,204 $ 349,335
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Minimum for Well-Capitalized Institutions $ 442,755 $ 436,668
Minimum for well-capitalized institutions, ratio 0.1000 0.1000
Tier 1 capital to risk-weighted assets    
Actual $ 526,962 $ 512,546
Actual, ratio 0.1190 0.1174
Minimum for Adequately Capitalized Institutions $ 265,653 $ 262,001
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Minimum for Well-Capitalized Institutions $ 354,204 $ 349,335
Minimum for well capitalized institutions, ratio 0.0800 0.0800
Common equity tier 1 capital to risk-weighted assets    
Actual $ 526,962 $ 512,546
Actual, ratio 0.1190 0.1174
Minimum for Adequately Capitalized Institutions $ 199,240 $ 196,501
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Minimum for Well-Capitalized Institutions $ 287,790 $ 283,834
Minimum for well-capitalized institutions, ratio 0.0650 0.0650
Tier 1 capital to average assets    
Actual $ 526,962 $ 512,546
Actual, ratio 0.0979 0.0958
Minimum for Adequately Capitalized Institutions $ 215,217 $ 214,112
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Minimum for Well-Capitalized Institutions $ 269,022 $ 267,640
Minimum for well capitalized institutions, ratio 0.0500 0.0500