Disaggregation of Revenue |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ending June 30, 2025 | | | | | | | | | | | Service Charges on Deposit Accounts | | Other Deposit Related Income | | Interchange Income | | Investment and Insurance Commissions | | Total | | (In thousands) | Retail | | | | | | | | | | Overdraft fees | $ | 2,193 | | | $ | — | | | $ | — | | | $ | — | | | $ | 2,193 | | Account service charges | 673 | | | — | | | — | | | — | | | 673 | | ATM fees | — | | | 401 | | | — | | | — | | | 401 | | Other | — | | | 169 | | | — | | | — | | | 169 | | Business | | | | | | | | | | Overdraft fees | 115 | | | — | | | — | | | — | | | 115 | | ATM fees | — | | | 12 | | | — | | | — | | | 12 | | Other | — | | | 115 | | | — | | | — | | | 115 | | Interchange income | — | | | — | | | 3,390 | | | — | | | 3,390 | | Asset management revenue | — | | | — | | | — | | | 390 | | | 390 | | Transaction based revenue | — | | | — | | | — | | | 420 | | | 420 | | | | | | | | | | | | Total | $ | 2,981 | | | $ | 697 | | | $ | 3,390 | | | $ | 810 | | | $ | 7,878 | | | | | | | | | | | | Reconciliation to interim Condensed Consolidated Statement of Operations: | | | | | | | | | | Non-interest income - other: | | | | | | | | | | Other deposit related income | | | | | | | | | $ | 697 | | Investment and insurance commissions | | | | | | | | | 810 | | Bank owned life insurance (1) | | | | | | | | | 296 | | Other (1) | | | | | | | | | 1,019 | | Total | | | | | | | | | $ | 2,822 | |
(1)Excluded from the scope of ASC Topic 606. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three months ending June 30, 2024 | | | | | | | | | | Service Charges on Deposit Accounts | | Other Deposit Related Income | | Interchange Income | | Investment and Insurance Commissions | | Total | | (In thousands) | Retail | | | | | | | | | | Overdraft fees | $ | 2,221 | | | $ | — | | | $ | — | | | $ | — | | | $ | 2,221 | | Account service charges | 621 | | | — | | | — | | | — | | | 621 | | ATM fees | — | | | 412 | | | — | | | — | | | 412 | | Other | — | | | 186 | | | — | | | — | | | 186 | | Business | | | | | | | | | | Overdraft fees | 95 | | | — | | | — | | | — | | | 95 | | ATM fees | — | | | 13 | | | — | | | — | | | 13 | | Other | — | | | 109 | | | — | | | — | | | 109 | | Interchange income | — | | | — | | | 3,401 | | | — | | | 3,401 | | Asset management revenue | — | | | — | | | — | | | 497 | | | 497 | | Transaction based revenue | — | | | — | | | — | | | 341 | | | 341 | | | | | | | | | | | | Total | $ | 2,937 | | | $ | 720 | | | $ | 3,401 | | | $ | 838 | | | $ | 7,896 | | | | | | | | | | | | Reconciliation to interim Condensed Consolidated Statement of Operations: | | | | | | | Non-interest income - other: | | | | | | | | | | Other deposit related income | | | | | | | | | $ | 720 | | Investment and insurance commissions | | | | | | | | 838 | | Bank owned life insurance (1) | | | | | | | | | 188 | | Other (1) | | | | | | | | | 971 | | Total | | | | | | | | | $ | 2,717 | |
(1)Excluded from the scope of ASC Topic 606. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Service Charges on Deposit Accounts | | Other Deposit Related Income | | Interchange Income | | Investment and Insurance Commissions | | Total | Six months ending June 30, 2025 | (In thousands) | Retail | | | | | | | | | | Overdraft fees | $ | 4,301 | | | $ | — | | | $ | — | | | $ | — | | | $ | 4,301 | | Account service charges | 1,266 | | | — | | | — | | | — | | | 1,266 | | ATM fees | — | | | 756 | | | — | | | — | | | 756 | | Other | — | | | 353 | | | — | | | — | | | 353 | | Business | | | | | | | | | | Overdraft fees | 228 | | | — | | | — | | | — | | | 228 | | ATM fees | — | | | 22 | | | — | | | — | | | 22 | | Other | — | | | 214 | | | — | | | — | | | 214 | | Interchange income | — | | | — | | | 6,517 | | | — | | | 6,517 | | Asset management revenue | — | | | — | | | — | | | 801 | | | 801 | | Transaction based revenue | — | | | — | | | — | | | 763 | | | 763 | | | | | | | | | | | | Total | $ | 5,795 | | | $ | 1,345 | | | $ | 6,517 | | | $ | 1,564 | | | $ | 15,221 | | | | | | | | | | | | Reconciliation to interim Condensed Consolidated Statement of Operations: | | | | | | | Non-interest income - other: | | | | | | | | | | Other deposit related income | | | | | | | | | $ | 1,345 | | Investment and insurance commissions | | | | | | | | 1,564 | | Bank owned life insurance (1) | | | | | | | | | 593 | | Other (1) | | | | | | | | | 2,466 | | Total | | | | | | | | | $ | 5,968 | |
(1)Excluded from the scope of ASC Topic 606. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Service Charges on Deposit Accounts | | Other Deposit Related Income | | Interchange Income | | Investment and Insurance Commissions | | Total | Six months ending June 30, 2024 | (In thousands) | Retail | | | | | | | | | | Overdraft fees | $ | 4,410 | | | $ | — | | | $ | — | | | $ | — | | | $ | 4,410 | | Account service charges | 1,194 | | | — | | | — | | | — | | | 1,194 | | ATM fees | — | | | 795 | | | — | | | — | | | 795 | | Other | — | | | 436 | | | — | | | — | | | 436 | | Business | | | | | | | | | | Overdraft fees | 205 | | | — | | | — | | | — | | | 205 | | ATM fees | — | | | 24 | | | — | | | — | | | 24 | | Other | — | | | 213 | | | — | | | — | | | 213 | | Interchange income | — | | | — | | | 6,552 | | | — | | | 6,552 | | Asset management revenue | — | | | — | | | — | | | 990 | | | 990 | | Transaction based revenue | — | | | — | | | — | | | 652 | | | 652 | | | | | | | | | | | | Total | $ | 5,809 | | | $ | 1,468 | | | $ | 6,552 | | | $ | 1,642 | | | $ | 15,471 | | | | | | | | | | | | Reconciliation to interim Condensed Consolidated Statement of Operations: | | | | | | | Non-interest income - other: | | | | | | | | | | Other deposit related income | | | | | | | | | $ | 1,468 | | Investment and insurance commissions | | | | | | | | 1,642 | | Bank owned life insurance (1) | | | | | | | | | 369 | | Other (1) | | | | | | | | | 1,956 | | Total | | | | | | | | | $ | 5,435 | |
(1)Excluded from the scope of ASC Topic 606.
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