The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 236,014 7,483 SH SOLE 0 0 7,483
ADVANCED MICRO DEVICES INC COM 007903107 233,852 1,648 SH SOLE 0 0 1,648
ALLSPRING EXCHANGE TRADED FU CORE PLUS ETF 01989A209 3,773,772 151,314 SH SOLE 147,164 0 4,150
ALPHABET INC CAP STK CL C 02079K107 499,886 2,818 SH SOLE 2,805 0 13
AMAZON COM INC COM 023135106 813,060 3,706 SH SOLE 3,642 0 64
APPLIED MATLS INC COM 038222105 285,224 1,558 SH SOLE 1,522 0 36
BROADCOM INC COM 11135F101 413,200 1,499 SH SOLE 1,499 0 0
THE CIGNA GROUP COM 125523100 383,473 1,160 SH SOLE 1,160 0 0
CME GROUP INC COM 12572Q105 326,059 1,183 SH SOLE 1,183 0 0
CVS HEALTH CORP COM 126650100 321,240 4,657 SH SOLE 4,657 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,140,901 5,362 SH SOLE 5,329 0 33
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 3,404,360 99,601 SH SOLE 95,089 0 4,512
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207 3,672,233 79,348 SH SOLE 75,360 0 3,988
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 2,636,133 101,939 SH SOLE 97,029 0 4,910
META PLATFORMS INC CL A 30303M102 1,184,635 1,605 SH SOLE 1,601 0 4
FIRST TR EXCHANGE-TRADED ALP COM SHS 33734K109 604,451 5,497 SH SOLE 5,497 0 0
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853 337,106 5,970 SH SOLE 5,454 0 516
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182 382,703 15,582 SH SOLE 15,582 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 346,939 9,249 SH SOLE 9,249 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,302,594 26,146 SH SOLE 26,146 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 3,918,911 65,457 SH SOLE 61,672 0 3,785
GE AEROSPACE COM NEW 369604301 492,675 1,914 SH SOLE 1,914 0 0
HARRIS OAKMARK ETF TRUST OAKMARK U S LRG 41456U106 824,277 32,098 SH SOLE 32,098 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 502,312 7,049 SH SOLE 6,370 0 679
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 269,312 6,604 SH SOLE 6,604 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 446,993 5,873 SH SOLE 5,873 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 27,110,550 149,172 SH SOLE 141,172 0 8,000
ISHARES TR CORE S&P500 ETF 464287200 1,790,055 2,883 SH SOLE 2,779 0 104
ISHARES TR CORE S&P MCP ETF 464287507 4,369,620 70,455 SH SOLE 70,455 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 275,184 784 SH SOLE 784 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,379,466 30,922 SH SOLE 28,330 0 2,592
ISHARES TR US HLTHCR PR ETF 464288828 284,262 5,843 SH SOLE 5,843 0 0
ISHARES TR CORE MSCI EAFE 46432F842 530,766 6,358 SH SOLE 6,358 0 0
JPMORGAN CHASE & CO. COM 46625H100 308,172 1,063 SH SOLE 1,031 0 32
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 1,102,081 22,860 SH SOLE 21,951 0 909
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 2,345,716 46,221 SH SOLE 44,747 0 1,474
MGM RESORTS INTERNATIONAL COM 552953101 289,186 8,409 SH SOLE 8,409 0 0
MARKEL GROUP INC COM 570535104 521,311 261 SH SOLE 261 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 815,739 5,984 SH SOLE 5,984 0 0
QUEST DIAGNOSTICS INC COM 74834L100 276,092 1,537 SH SOLE 1,537 0 0
RAYMOND JAMES FINL INC COM 754730109 202,946 1,323 SH SOLE 0 0 1,323
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,369,774 2,217 SH SOLE 2,200 0 17
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 369,436 5,861 SH SOLE 5,861 0 0
SPDR SERIES TRUST NUVEEN ICE HIGH 78464A284 787,781 31,791 SH SOLE 31,791 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 994,631 13,683 SH SOLE 12,807 0 876
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,106,336 1,953 SH SOLE 1,953 0 0
SPDR SERIES TRUST NUVEEN ICE SHORT 78468R739 1,624,738 33,969 SH SOLE 33,969 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 321,801 7,554 SH SOLE 7,554 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,838,674 75,232 SH SOLE 75,232 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,120,272 37,169 SH SOLE 37,169 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 9,128,741 276,545 SH SOLE 261,757 0 14,788
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 3,295,303 82,341 SH SOLE 79,768 0 2,573
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 4,645,421 162,144 SH SOLE 155,059 0 7,085
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 4,182,762 170,447 SH SOLE 165,790 0 4,657
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 208,925 1,550 SH SOLE 1,550 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 285,572 1,314 SH SOLE 1,314 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 411,943 7,866 SH SOLE 7,866 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 303,597 2,058 SH SOLE 2,058 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 359,334 1,419 SH SOLE 1,419 0 0
SHOE CARNIVAL INC COM 824889109 403,687 21,576 SH SOLE 21,576 0 0
US BANCORP DEL COM NEW 902973304 289,555 6,399 SH SOLE 6,399 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 4,283,342 146,289 SH SOLE 141,803 0 4,486
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 936,367 18,649 SH SOLE 18,649 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 11,956,553 58,419 SH SOLE 51,777 0 6,642
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 4,292,494 42,403 SH SOLE 38,904 0 3,499
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 237,596 3,019 SH SOLE 3,019 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 4,765,702 64,725 SH SOLE 61,895 0 2,830
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,557,583 132,566 SH SOLE 127,152 0 5,414
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 205,563 2,566 SH SOLE 2,566 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,126,257 42,946 SH SOLE 42,163 0 783
VANGUARD WORLD FD INF TECH ETF 92204A702 5,749,089 8,668 SH SOLE 7,760 0 908
VANGUARD WORLD FD COMM SRVC ETF 92204A884 226,102 1,322 SH SOLE 1,322 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 669,512 9,960 SH SOLE 9,960 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 456,324 2,340 SH SOLE 977 0 1,363
VANGUARD INDEX FDS MID CAP ETF 922908629 12,277,957 43,876 SH SOLE 40,808 0 3,068
VANGUARD INDEX FDS TOTAL STK MKT 922908769 282,959 931 SH SOLE 0 0 931
VIATRIS INC COM 92556V106 243,763 27,297 SH SOLE 27,287 0 10
WELLS FARGO CO NEW COM 949746101 645,340 8,055 SH SOLE 7,985 0 70