| Noninterest-bearing and interest-bearing deposits |
As of June 30, 2025 and December 31, 2024, noninterest-bearing and interest-bearing deposits were as follows: | | | | | | | | | | | | | (in millions) | June 30,
2025 | | December 31, 2024 | | U.S. offices | | | | Noninterest-bearing (included $37,833 and $28,904 at fair value)(a) | $ | 591,177 | | | $ | 592,500 | | Interest-bearing (included $1,228 and $1,101 at fair value)(a) | 1,441,905 | | | 1,345,914 | | | Total deposits in U.S. offices | 2,033,082 | | | 1,938,414 | | | Non-U.S. offices | | | | Noninterest-bearing (included $2,098 and $2,255 at fair value)(a) | 29,976 | | | 26,806 | | Interest-bearing (included $476 and $1,508 at fair value)(a) | 499,322 | | | 440,812 | | | Total deposits in non-U.S. offices | 529,298 | | | 467,618 | | | Total deposits | $ | 2,562,380 | | | $ | 2,406,032 | |
(a)Includes structured notes classified as deposits for which the fair value option has been elected. Refer to Note 3 for further discussion.
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| Time deposits $250,000 or more |
As of June 30, 2025 and December 31, 2024, time deposits in denominations that met or exceeded the insured limit were as follows: | | | | | | | | | | | | | | | | | (in millions) | | June 30, 2025 | | December 31, 2024 | | | U.S. offices | | $ | 150,289 | | | $ | 149,239 | | | Non-U.S. offices(a) | | 92,869 | | | 92,639 | | | | Total | | $ | 243,158 | | | $ | 241,878 | | |
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| Time deposits, by maturity |
As of June 30, 2025, the remaining maturities of interest-bearing time deposits in each of the 12-month periods ending June 30 were as follows: | | | | | | | | | | | | | | | | | | | | | June 30,
(in millions) | | | | | | | | U.S. | | Non-U.S. | | Total | | 2026 | | $ | 222,209 | | | $ | 89,597 | | | $ | 311,806 | | | 2027 | | 660 | | | 119 | | | 779 | | | 2028 | | 422 | | | 3 | | | 425 | | | 2029 | | 465 | | | 14 | | | 479 | | | 2030 | | 376 | | | 908 | | | 1,284 | | | After 5 years | | 164 | | | 130 | | | 294 | | | Total | | $ | 224,296 | | | $ | 90,771 | | | $ | 315,067 | |
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