v3.25.2
Loans - Wholesale Loan Portfolio, Financial Effects of FDMs (Details) - Wholesale - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Secured by real estate        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 336 $ 62 $ 643 $ 77
Secured by real estate | Term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 336 $ 27 $ 585 $ 28
% of loan modifications to total retained credit card loans 0.20% 0.02% 0.36% 0.02%
Weighted-average term loan extensions 21 months 5 months 17 months 5 months
Secured by real estate | Other-than-insignificant payment deferral and term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 0   $ 42  
% of loan modifications to total retained credit card loans 0.00%   0.03%  
Weighted-average term loan extensions   35 months  
Secured by real estate | Other-than-insignificant payment deferral and interest rate reduction        
Financing Receivable, Modified [Line Items]        
Amortized cost basis   $ 35   $ 48
% of loan modifications to total retained credit card loans   0.02%   0.03%
Weighted-average contractual interest rate reduction   1.85%   1.62%
Secured by real estate | Other        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 0 $ 0 $ 16 $ 1
% of loan modifications to total retained credit card loans 0.00% 0.00% 0.01% 0.00%
Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 1,030 $ 644 $ 1,487 $ 1,041
Commercial and industrial | Term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 624 $ 460 $ 835 $ 754
% of loan modifications to total retained credit card loans 0.36% 0.28% 0.48% 0.45%
Weighted-average term loan extensions 16 months 12 months 19 months 13 months
Commercial and industrial | Other-than-insignificant payment deferral        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 172 $ 162 $ 418 $ 166
% of loan modifications to total retained credit card loans 0.10% 0.10% 0.24% 0.10%
Commercial and industrial | Other-than-insignificant payment deferral and interest rate reduction and term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 90   $ 90  
% of loan modifications to total retained credit card loans 0.05%   0.05%  
Weighted-average term loan extensions 15 months   15 months  
Weighted-average contractual interest rate reduction 10.76%   10.76%  
Commercial and industrial | Interest rate reduction and term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 82   $ 82  
% of loan modifications to total retained credit card loans 0.05%   0.05%  
Weighted-average term loan extensions 26 months   26 months  
Weighted-average contractual interest rate reduction 6.55%   6.52%  
Commercial and industrial | Other-than-insignificant payment deferral and term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 47 $ 20 $ 47 $ 115
% of loan modifications to total retained credit card loans 0.03% 0.01% 0.03% 0.07%
Weighted-average term loan extensions 26 months 19 months 26 months 20 months
Commercial and industrial | Other        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 15 $ 2 $ 15 $ 6
% of loan modifications to total retained credit card loans 0.01% 0.00% 0.01% 0.00%
Other        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 112 $ 34 $ 143 $ 44
Other | Term extension        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 109 $ 19 $ 140 $ 29
% of loan modifications to total retained credit card loans 0.03% 0.01% 0.03% 0.01%
Weighted-average term loan extensions 6 months 7 months 9 months 11 months
Other | Other        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 3 $ 15 $ 3 $ 15
% of loan modifications to total retained credit card loans 0.00% 0.00% 0.00% 0.00%