v3.25.2
Loans - Credit Card Loan Portfolio, Financial Effect of FDMs (Details) - Credit card - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Modified [Line Items]        
Fixed payment plan period     60 months  
Amortized cost basis $ 521 $ 259 $ 867 $ 491
Term extension and interest rate reduction        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 462 $ 259 $ 803 $ 491
% of loan modifications to total retained credit card loans 0.20% 0.12% 0.37% 0.23%
Weighted average contractual interest rate before modification 23.12% 23.89% 23.09% 23.88%
Weighted average contractual interest rate after modification 3.45% 3.04% 3.48% 3.17%
Other        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 59   $ 64  
% of loan modifications to total retained credit card loans 0.03%   0.03%  
Weighted average contractual interest rate before modification 23.10%   22.93%  
Weighted average contractual interest rate after modification 8.01%   8.06%