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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited) - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Operating Activities    
Net Income $ 1,142 $ 1,122
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 347 191
Depreciation, amortization and accretion 273 248
Stock-based compensation expense 108 100
Benefit from deferred income taxes (13) (2)
Securities gains, net (13) (15)
MSR fair value adjustment 100 22
Net gains on sales of loans and fair value adjustments on loans held for sale (35) (10)
Proceeds from sales of loans held for sale 2,239 1,547
Loans originated or purchased for sale, net of repayments (2,256) (1,749)
Dividends representing return on equity method investments 22 20
Net change in:    
Equity and trading debt securities (91) (104)
Other assets 839 (245)
Accrued taxes, interest and expenses and other liabilities (123) (60)
Net Cash Provided by Operating Activities 2,539 1,065
Proceeds from sales:    
AFS securities and other investments 2,361 289
Loans and leases 173 186
Bank premises and equipment 0 16
MSRs 0 5
Proceeds from repayments / maturities of AFS and HTM securities and other investments 3,167 2,609
Purchases:    
AFS and HTM securities, equity method investments and other investments (4,050) (3,197)
Bank premises and equipment (260) (156)
Proceeds from settlement of BOLI 26 19
Proceeds from sales and dividends representing return of equity method investments 11 5
Net cash received for divestitures 0 6
Net change in:    
Other short-term investments 4,077 997
Portfolio loans and leases (3,069) 247
Operating lease equipment (61) 25
Net Cash Provided by Investing Activities 2,375 1,051
Financing Activities    
Net change in deposits (3,045) (2,144)
Net change in federal funds purchased and other short-term borrowings 8 1,003
Proceeds from short-term FHLB advances 2,500 500
Repayment of short-term FHLB advances (3,600) (1,000)
Proceeds from long-term debt issuances/advances 1,028 2,506
Repayment of long-term debt (980) (2,542)
Dividends paid on common and preferred stock (581) (567)
Repurchases of treasury stock and related forward contract (225) (125)
Other (61) (52)
Net Cash Used in Financing Activities (4,956) (2,421)
Decrease in Cash and Due from Banks (42) (305)
Cash and Due from Banks at Beginning of Period 3,014 3,142
Cash and Due from Banks at End of Period $ 2,972 $ 2,837