v3.25.2
Sales of Receivables and Servicing Rights - Sensitivity of the Current Fair Value of Residual Cash Flows to Immediate 10%, 20% and 50% Adverse Changes in Assumptions (Details)
$ in Millions
6 Months Ended
Jun. 30, 2025
USD ($)
Fixed-rate  
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption  
Fair Value $ 1,626
Weighted- Average Life (in years) 8 years 1 month 6 days
Prepayment Speed Assumption, Rate (as a percent) 6.50%
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 10% $ (39)
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 20% (75)
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 50% $ (175)
OAS Speed Assumption, OAS (bps) 0.0433
OAS Spread Assumption, Impact of Adverse Change on Fair Value 10% $ (33)
OAS Spread Assumption, Impact of Adverse Change on Fair Value 20% (65)
Adjustable-rate  
Sensitivity Analysis of Fair Value of Interests Continued to be Held by Transferor, Servicing Assets or Liabilities, Impact of Adverse Change in Assumption  
Fair Value $ 3
Weighted- Average Life (in years) 4 years 9 months 18 days
Prepayment Speed Assumption, Rate (as a percent) 17.20%
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 10% $ 0
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 20% (1)
Prepayment Speed Assumption, Impact of Adverse Change on Fair Value 50% $ (1)
OAS Speed Assumption, OAS (bps) 0.0723
OAS Spread Assumption, Impact of Adverse Change on Fair Value 10% $ 0
OAS Spread Assumption, Impact of Adverse Change on Fair Value 20% $ 0