v3.25.2
Loans and Leases (Tables)
 6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Loans and Leases Classified by Primary Purpose
The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans classified based upon product or collateral as of:

($ in millions)		June 30,
2025		December 31,
2024
Loans and leases held for sale:
Commercial and industrial loans$42 15 
Commercial mortgage loans23 22 
Commercial construction loans— 29 
Commercial leases9 — 
Residential mortgage loans572 574 
Total loans and leases held for sale$646 640 
Portfolio loans and leases:
Commercial and industrial loans$53,312 52,271 
Commercial mortgage loans12,112 12,246 
Commercial construction loans5,551 5,588 
Commercial leases3,177 3,188 
Total commercial loans and leases$74,152 73,293 
Residential mortgage loans$17,681 17,543 
Home equity4,485 4,188 
Indirect secured consumer loans17,591 16,313 
Credit card1,707 1,734 
Solar energy installation loans4,316 4,202 
Other consumer loans2,464 2,518 
Total consumer loans$48,244 46,498 
Total portfolio loans and leases$122,396 119,791 
Total Loans and Leases Owned by the Bancorp
The following table presents a summary of net charge-offs:
For the three months ended
June 30,		For the six months ended
June 30,
($ in millions)2025202420252024
Commercial and industrial loans$69 80 121 115 
Commercial mortgage loans3 — 14 — 
Commercial leases(1)— 1 — 
Residential mortgage loans(1)— (1)(1)
Home equity— (1)1 — 
Indirect secured consumer loans16 17 38 42 
Credit card15 17 32 36 
Solar energy installation loans20 12 38 24 
Other consumer loans18 19 32 38 
Total net charge-offs$139 144 276 254 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
June 30,		For the six months ended
June 30,
2025202420252024
Direct financing leasesInterest and fees on loans and leases$10 9 19 19 
Sales-type leasesInterest and fees on loans and leases27 19 53 37 
Operating leasesCommercial banking revenue20 26 41 54 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
June 30,		For the six months ended
June 30,
2025202420252024
Direct financing leasesInterest and fees on loans and leases$10 9 19 19 
Sales-type leasesInterest and fees on loans and leases27 19 53 37 
Operating leasesCommercial banking revenue20 26 41 54 
Summary of Income
The following table presents the income recognized related to leases where the Bancorp is the lessor:
($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended
June 30,		For the six months ended
June 30,
2025202420252024
Direct financing leasesInterest and fees on loans and leases$10 9 19 19 
Sales-type leasesInterest and fees on loans and leases27 19 53 37 
Operating leasesCommercial banking revenue20 26 41 54