The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 865,793 4,910 SH SOLE 0 0 4,910
AMAZON COM INC COM 023135106 933,287 4,254 SH SOLE 0 0 4,254
APPLE INC COM 037833100 1,428,173 6,961 SH SOLE 0 0 6,961
ARES CAPITAL CORP COM 04010L103 286,286 13,036 SH SOLE 0 0 13,036
ARISTA NETWORKS INC COM SHS 040413205 969,491 9,476 SH SOLE 0 0 9,476
BANK AMERICA CORP COM 060505104 279,188 5,900 SH SOLE 0 0 5,900
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 5,143,199 94,438 SH SOLE 0 0 94,438
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806 897,588 25,225 SH SOLE 0 0 25,225
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 2,101,690 39,776 SH SOLE 0 0 39,776
BLACKROCK INC COM 09290D101 1,004,545 957 SH SOLE 0 0 957
BOOKING HOLDINGS INC COM 09857L108 237,358 41 SH SOLE 0 0 41
BROADCOM INC COM 11135F101 333,813 1,211 SH SOLE 0 0 1,211
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 5,488,436 135,018 SH SOLE 0 0 135,018
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 1,124,988 41,465 SH SOLE 0 0 41,465
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 986,695 43,852 SH SOLE 0 0 43,852
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 2,086,847 75,557 SH SOLE 0 0 75,557
EATON CORP PLC SHS G29183103 508,842 1,423 SH SOLE 0 0 1,423
ETF SER SOLUTIONS VIDENT US BOND 26922A602 314,514 7,212 SH SOLE 0 0 7,212
GENELUX CORPORATION COM 36870H103 51,662 18,001 SH SOLE 0 0 18,001
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 2,751,378 62,979 SH SOLE 0 0 62,979
GOLUB CAP BDC INC COM 38173M102 328,012 22,391 SH SOLE 0 0 22,391
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 1,175,563 16,496 SH SOLE 0 0 16,496
INVESCO QQQ TR UNIT SER 1 46090E103 810,561 1,468 SH SOLE 0 0 1,468
ISHARES GOLD TR ISHARES NEW 464285204 1,740,910 27,917 SH SOLE 0 0 27,917
ISHARES INC MSCI EMRG CHN 46434G764 271,622 4,302 SH SOLE 0 0 4,302
ISHARES INC EMNG MKTS EQT 46434G889 1,813,231 34,823 SH SOLE 0 0 34,823
ISHARES INC CORE MSCI EMKT 46434G103 3,112,997 51,856 SH SOLE 0 0 51,856
ISHARES TR CORE US AGGBD ET 464287226 3,748,131 37,784 SH SOLE 0 0 37,784
ISHARES TR MSCI USA QLT FCT 46432F339 11,587,307 63,380 SH SOLE 0 0 63,380
ISHARES TR HDG MSCI EAFE 46434V803 668,329 17,606 SH SOLE 0 0 17,606
ISHARES TR ESG AWR MSCI USA 46435G425 473,820 3,502 SH SOLE 0 0 3,502
ISHARES TR MSCI USA MMENTM 46432F396 3,103,807 12,913 SH SOLE 0 0 12,913
ISHARES TR 7-10 YR TRSY BD 464287440 507,294 5,297 SH SOLE 0 0 5,297
ISHARES TR S&P 500 VAL ETF 464287408 4,958,143 25,370 SH SOLE 0 0 25,370
ISHARES TR MSCI INTL VLU FT 46435G409 294,299 8,948 SH SOLE 0 0 8,948
ISHARES TR EUROPE ETF 464287861 733,579 11,598 SH SOLE 0 0 11,598
ISHARES TR MSCI USA MIN VOL 46429B697 1,829,899 19,494 SH SOLE 0 0 19,494
ISHARES TR IBOXX HI YD ETF 464288513 295,905 3,669 SH SOLE 0 0 3,669
ISHARES TR CORE S&P TTL STK 464287150 692,080 5,125 SH SOLE 0 0 5,125
ISHARES TR CORE TOTAL USD 46434V613 15,635,574 338,214 SH SOLE 0 0 338,214
ISHARES TR S&P 500 GRWT ETF 464287309 2,873,430 26,099 SH SOLE 0 0 26,099
ISHARES TR 20 YR TR BD ETF 464287432 428,255 4,853 SH SOLE 0 0 4,853
ISHARES TR EAFE VALUE ETF 464288877 5,473,629 86,226 SH SOLE 0 0 86,226
ISHARES TR CORE S&P500 ETF 464287200 6,425,499 10,349 SH SOLE 0 0 10,349
ISHARES TR RUS 1000 ETF 464287622 790,860 2,329 SH SOLE 0 0 2,329
ISHARES TR CR 5 10 YR ETF 46435G417 643,236 14,743 SH SOLE 0 0 14,743
ISHARES TR S&P 100 ETF 464287101 3,571,251 11,732 SH SOLE 0 0 11,732
ISHARES TR GNMA BOND ETF 46429B333 1,698,408 38,644 SH SOLE 0 0 38,644
ISHARES TR JPMORGAN USD EMG 464288281 900,972 9,729 SH SOLE 0 0 9,729
ISHARES TR EAFE GRWTH ETF 464288885 2,628,934 23,473 SH SOLE 0 0 23,473
ISHARES TR US TREAS BD ETF 46429B267 771,946 33,592 SH SOLE 0 0 33,592
ISHARES TR U.S. TECH ETF 464287721 1,120,804 6,468 SH SOLE 0 0 6,468
ISHARES TR GLOBAL EQUITY 46434V316 1,815,113 37,661 SH SOLE 0 0 37,661
ISHARES TR MBS ETF 464288588 2,499,459 26,622 SH SOLE 0 0 26,622
ISHARES TR MSCI EMG MKT ETF 464287234 273,329 5,666 SH SOLE 0 0 5,666
ISHARES TR EXPND TEC SC ETF 464287549 394,426 3,511 SH SOLE 0 0 3,511
ISHARES TR GOV/CRED BD ETF 464288596 402,271 3,851 SH SOLE 0 0 3,851
ISHARES TR HIGH YLD SYSTM B 46435G250 437,770 9,221 SH SOLE 0 0 9,221
ISHARES TR 10-20 YR TRS ETF 464288653 5,061,549 49,820 SH SOLE 0 0 49,820
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 2,865,750 43,752 SH SOLE 0 0 43,752
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 1,132,997 25,616 SH SOLE 0 0 25,616
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 11,279,178 100,779 SH SOLE 0 0 100,779
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 1,603,804 31,646 SH SOLE 0 0 31,646
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 2,152,669 25,011 SH SOLE 0 0 25,011
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 5,879,204 124,930 SH SOLE 0 0 124,930
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878 901,783 19,335 SH SOLE 0 0 19,335
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781 628,384 8,959 SH SOLE 0 0 8,959
J P MORGAN EXCHANGE TRADED F GLOBAL SEL EQUIT 46654Q740 1,152,822 17,918 SH SOLE 0 0 17,918
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 470,609 10,193 SH SOLE 0 0 10,193
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 526,879 8,774 SH SOLE 0 0 8,774
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 4,558,797 67,537 SH SOLE 0 0 67,537
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 1,731,152 40,212 SH SOLE 0 0 40,212
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,176,165 38,280 SH SOLE 0 0 38,280
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 4,022,369 62,566 SH SOLE 0 0 62,566
J P MORGAN EXCHANGE TRADED F BETBULD MSCI 46641Q738 221,600 2,406 SH SOLE 0 0 2,406
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 674,830 12,404 SH SOLE 0 0 12,404
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1,506,459 32,523 SH SOLE 0 0 32,523
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 1,895,938 29,564 SH SOLE 0 0 29,564
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 481,541 8,536 SH SOLE 0 0 8,536
META PLATFORMS INC CL A 30303M102 1,271,907 1,722 SH SOLE 0 0 1,722
MICROSOFT CORP COM 594918104 675,269 1,358 SH SOLE 0 0 1,358
NVIDIA CORPORATION COM 67066G104 2,077,508 13,148 SH SOLE 0 0 13,148
PACER FDS TR US CASH COWS 100 69374H881 702,755 12,754 SH SOLE 0 0 12,754
PACER FDS TR DEVELOPED MRKT 69374H873 488,409 14,352 SH SOLE 0 0 14,352
PALANTIR TECHNOLOGIES INC CL A 69608A108 5,125,632 37,600 SH Put SOLE 0 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 6,871,619 50,408 SH SOLE 0 0 50,408
PALO ALTO NETWORKS INC COM 697435105 630,085 3,079 SH SOLE 0 0 3,079
PHILLIPS 66 COM 718546104 613,677 5,144 SH SOLE 0 0 5,144
RALPH LAUREN CORP CL A 751212101 291,830 1,064 SH SOLE 0 0 1,064
SCHWAB CHARLES CORP COM 808513105 605,035 6,630 SH SOLE 0 0 6,630
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,789,845 120,045 SH SOLE 0 0 120,045
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,020,610 14,600 SH Call SOLE 0 0 0
TRUIST FINL CORP COM 89832Q109 413,019 9,607 SH SOLE 0 0 9,607
UBER TECHNOLOGIES INC COM 90353T100 2,033,567 21,796 SH SOLE 0 0 21,796
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,438,701 33,121 SH SOLE 0 0 33,121
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,077,393 21,763 SH SOLE 0 0 21,763
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 414,229 8,375 SH SOLE 0 0 8,375
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 3,754,476 46,866 SH SOLE 0 0 46,866
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 450,615 6,895 SH SOLE 0 0 6,895
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 610,451 4,579 SH SOLE 0 0 4,579
WALMART INC COM 931142103 1,227,854 12,555 SH SOLE 0 0 12,555
WISDOMTREE TR GLB US QTLY DIV 97717W844 902,330 22,407 SH SOLE 0 0 22,407
WISDOMTREE TR US HGH YLD CORP 97717X172 375,301 8,141 SH SOLE 0 0 8,141