v3.25.2
Loans and Allowance for Credit Losses - CECL allowance (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance $ 23,923 $ 23,662
Provision for (recovery of) credit losses related to loans 925 1,977
Reclassification of loans held for sale to loans held for investment 3,292 3,292
Charge-offs (4,716) (5,507)
Ending balance 23,424 23,424
Loans held for investment    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 18,122 18,470
Provision for (recovery of) credit losses related to loans (3,256) (2,983)
Reclassification of loans held for sale to loans held for investment 3,292 3,292
Charge-offs (513) (1,134)
Ending balance 17,645 17,645
Interest and fees receivable    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 2,981 3,133
Provision for (recovery of) credit losses related to loans 93 (59)
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs 0 0
Ending balance 3,074 3,074
Due from borrower    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 1,956 1,135
Provision for (recovery of) credit losses related to loans (55) 936
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs (225) (395)
Ending balance 1,676 1,676
Unfunded commitments    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 864 924
Provision for (recovery of) credit losses related to loans 165 105
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs 0 0
Ending balance 1,029 1,029
Real estate owned    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Beginning balance 0 0
Provision for (recovery of) credit losses related to loans 3,978 3,978
Reclassification of loans held for sale to loans held for investment 0 0
Charge-offs (3,978) (3,978)
Ending balance $ 0 $ 0