The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 271,142 1,994 SH SOLE 1,993 0 0
ABBVIE INC COM 00287Y109 412,661 2,223 SH SOLE 2,223 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 228,053 763 SH SOLE 763 0 0
ADOBE INC COM 00724F101 222,456 575 SH SOLE 575 0 0
AFLAC INC COM 001055102 306,313 2,905 SH SOLE 2,286 0 618
ALPHABET INC CAP STK CL A 02079K305 1,278,964 7,257 SH SOLE 7,127 0 130
ALPHABET INC CAP STK CL C 02079K107 553,298 3,119 SH SOLE 3,119 0 0
AMAZON COM INC COM 023135106 2,021,742 9,215 SH SOLE 8,864 0 351
AMERICAN EXPRESS CO COM 025816109 641,788 2,012 SH SOLE 819 0 1,193
AMERICAN TOWER CORP NEW COM 03027X100 452,553 2,048 SH SOLE 1,990 0 57
AMGEN INC COM 031162100 436,126 1,562 SH SOLE 1,015 0 547
APPLE INC COM 037833100 4,669,440 22,759 SH SOLE 19,971 0 2,787
APPLIED MATLS INC COM 038222105 284,133 1,552 SH SOLE 1,095 0 457
AUTOMATIC DATA PROCESSING IN COM 053015103 369,529 1,198 SH SOLE 1,198 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 601,869 1,239 SH SOLE 489 0 750
BROADCOM INC COM 11135F101 523,883 1,901 SH SOLE 1,900 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 416,058 1,712 SH SOLE 1,665 0 46
CARLISLE COS INC COM 142339100 296,106 793 SH SOLE 793 0 0
CHEMED CORP NEW COM 16359R103 326,747 671 SH SOLE 651 0 20
CHEVRON CORP NEW COM 166764100 296,857 2,073 SH SOLE 2,073 0 0
CISCO SYS INC COM 17275R102 759,909 10,953 SH SOLE 8,447 0 2,505
COPART INC COM 217204106 389,861 7,945 SH SOLE 7,749 0 196
COSTCO WHSL CORP NEW COM 22160K105 306,946 310 SH SOLE 310 0 0
DIAMONDBACK ENERGY INC COM 25278X109 315,239 2,294 SH SOLE 2,225 0 69
ELI LILLY & CO COM 532457108 721,503 926 SH SOLE 925 0 0
ETF SER SOLUTIONS APTUS COLLRD INV 26922A222 37,483,332 905,394 SH SOLE 828,519 0 76,875
ETF SER SOLUTIONS APTUS DEFINED 26922A388 15,224,901 529,746 SH SOLE 509,756 0 19,990
ETF SER SOLUTIONS APTUS ENHANCED 26922B642 12,234,909 550,378 SH SOLE 495,057 0 55,321
EXXON MOBIL CORP COM 30231G102 400,379 3,714 SH SOLE 3,714 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 48,642,643 1,063,227 SH SOLE 955,501 0 107,726
GE AEROSPACE COM NEW 369604301 247,144 960 SH SOLE 960 0 0
HOME DEPOT INC COM 437076102 598,470 1,632 SH SOLE 1,632 0 0
ILLINOIS TOOL WKS INC COM 452308109 301,264 1,218 SH SOLE 1,218 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,456,066 4,940 SH SOLE 4,939 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 427,735 6,988 SH SOLE 6,988 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,276,787 54,586 SH SOLE 30,971 0 23,614
ISHARES TR CORE 1 5 YR USD 46432F859 976,972 20,082 SH SOLE 17,900 0 2,181
ISHARES TR CORE DIV GRWTH 46434V621 695,475 10,877 SH SOLE 10,877 0 0
ISHARES TR CORE S&P MCP ETF 464287507 398,665 6,428 SH SOLE 6,253 0 175
ISHARES TR CORE S&P SCP ETF 464287804 1,825,034 16,699 SH SOLE 7,548 0 9,151
ISHARES TR CORE S&P500 ETF 464287200 5,656,754 9,111 SH SOLE 9,110 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 741,647 14,057 SH SOLE 0 0 14,057
ISHARES TR MORNINGSTAR GRWT 464287119 5,963,006 61,538 SH SOLE 60,243 0 1,294
ISHARES TR MRGSTR MD CP ETF 464288208 8,541,923 107,230 SH SOLE 99,831 0 7,398
ISHARES TR MSCI EAFE ETF 464287465 1,336,654 14,953 SH SOLE 11,280 0 3,673
ISHARES TR MSCI INTL QUALTY 46434V456 18,043,333 417,476 SH SOLE 387,272 0 30,204
ISHARES TR RUS 1000 GRW ETF 464287614 18,790,637 44,257 SH SOLE 54 0 44,203
ISHARES TR RUS 1000 VAL ETF 464287598 7,468,338 38,451 SH SOLE 0 0 38,451
ISHARES TR RUS MID CAP ETF 464287499 5,671,962 61,672 SH SOLE 6,903 0 54,768
ISHARES TR RUSSELL 2000 ETF 464287655 3,939,031 18,254 SH SOLE 130 0 18,124
ISHARES TR US HLTHCARE ETF 464287762 228,010 4,037 SH SOLE 4,037 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,448,872 48,320 SH SOLE 29,582 0 18,738
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3,137,566 61,618 SH SOLE 39,920 0 21,697
JOHNSON & JOHNSON COM 478160104 666,581 4,364 SH SOLE 4,141 0 222
JPMORGAN CHASE & CO. COM 46625H100 1,748,287 6,030 SH SOLE 5,713 0 317
LINDE PLC SHS G54950103 229,429 489 SH SOLE 489 0 0
LOCKHEED MARTIN CORP COM 539830109 255,229 551 SH SOLE 551 0 0
LOWES COS INC COM 548661107 298,636 1,346 SH SOLE 1,345 0 0
MARRIOTT INTL INC NEW CL A 571903202 592,592 2,169 SH SOLE 994 0 1,175
MERCK & CO INC COM 58933Y105 358,195 4,525 SH SOLE 3,003 0 1,521
META PLATFORMS INC CL A 30303M102 374,630 508 SH SOLE 507 0 0
MICROSOFT CORP COM 594918104 4,166,901 8,377 SH SOLE 7,911 0 466
NORFOLK SOUTHN CORP COM 655844108 272,096 1,063 SH SOLE 1,063 0 0
NVIDIA CORPORATION COM 67066G104 5,978,280 37,840 SH SOLE 37,683 0 156
ORACLE CORP COM 68389X105 393,134 1,798 SH SOLE 1,798 0 0
PALO ALTO NETWORKS INC COM 697435105 200,138 978 SH SOLE 978 0 0
PARSONS CORP DEL COM 70202L102 373,060 5,198 SH SOLE 5,198 0 0
PATTERSON-UTI ENERGY INC COM 703481101 79,426 13,394 SH SOLE 13,394 0 0
PEPSICO INC COM 713448108 694,115 5,257 SH SOLE 5,256 0 0
PROCTER AND GAMBLE CO COM 742718109 2,870,356 18,016 SH SOLE 17,846 0 170
PROGRESSIVE CORP COM 743315103 395,763 1,483 SH SOLE 1,442 0 41
QUALCOMM INC COM 747525103 614,940 3,861 SH SOLE 1,968 0 1,893
QUANTA SVCS INC COM 74762E102 374,305 990 SH SOLE 951 0 39
REGIONS FINANCIAL CORP NEW COM 7591EP100 763,788 32,474 SH SOLE 30,974 0 1,500
ROPER TECHNOLOGIES INC COM 776696106 395,682 698 SH SOLE 680 0 18
RTX CORPORATION COM 75513E101 684,989 4,691 SH SOLE 3,760 0 931
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,181,352 39,195 SH SOLE 35,100 0 4,095
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,294,150 58,559 SH SOLE 27,658 0 30,900
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 49,634,286 2,082,849 SH SOLE 1,889,142 0 193,706
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36,651,456 1,383,074 SH SOLE 1,118,717 0 264,356
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,086,506 37,196 SH SOLE 37,196 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,976,049 70,447 SH SOLE 65,074 0 5,373
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,519,103 99,569 SH SOLE 94,078 0 5,491
SERVICENOW INC COM 81762P102 240,571 234 SH SOLE 234 0 0
SERVISFIRST BANCSHARES INC COM 81768T108 685,343 8,842 SH SOLE 8,842 0 0
SOUTHERN CO COM 842587107 938,716 10,222 SH SOLE 9,860 0 362
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 860,238 20,127 SH SOLE 20,127 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 272,104 440 SH SOLE 440 0 0
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 1,564,752 20,894 SH SOLE 20,894 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 649,491 15,246 SH SOLE 14,864 0 382
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 33,550,699 351,980 SH SOLE 328,130 0 23,849
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 336,111 1,484 SH SOLE 1,484 0 0
TESLA INC COM 88160R101 416,604 1,311 SH SOLE 1,311 0 0
TRUSTMARK CORP COM 898402102 473,433 12,985 SH SOLE 12,985 0 0
UNION PAC CORP COM 907818108 452,907 1,968 SH SOLE 1,968 0 0
UNITEDHEALTH GROUP INC COM 91324P102 508,293 1,629 SH SOLE 1,595 0 34
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 354,619 12,111 SH SOLE 12,111 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 240,631 2,129 SH SOLE 2,048 0 80
VANGUARD INDEX FDS GROWTH ETF 922908736 2,593,136 5,915 SH SOLE 5,914 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 402,485 1,438 SH SOLE 625 0 813
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,693,228 17,065 SH SOLE 6,384 0 10,680
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,561,111 6,588 SH SOLE 6,587 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,082,528 3,909 SH SOLE 3,908 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,326,875 4,366 SH SOLE 4,365 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 222,637 4,429 SH SOLE 4,428 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 219,616 2,649 SH SOLE 2,648 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 33,010,768 415,230 SH SOLE 381,810 0 33,419
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,580,997 12,611 SH SOLE 9,240 0 3,370
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,742,958 30,573 SH SOLE 25,957 0 4,615
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,395,656 32,973 SH SOLE 32,395 0 578
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 2,326,153 25,812 SH SOLE 24,052 0 1,759
VANGUARD WORLD FD MEGA GRWTH IND 921910816 299,144 817 SH SOLE 816 0 0
VISA INC COM CL A 92826C839 1,106,319 3,116 SH SOLE 3,082 0 33
VISTRA CORP COM 92840M102 216,680 1,118 SH SOLE 1,118 0 0
WALMART INC COM 931142103 1,509,754 15,440 SH SOLE 11,921 0 3,519
WELLS FARGO CO NEW COM 949746101 247,233 3,086 SH SOLE 3,066 0 19