The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 9,196,855 44,826 SH SOLE 0 0 44,826
ABBVIE INC COM 00287Y109 235,336 1,268 SH SOLE 0 0 1,268
AUTOMATIC DATA PROCESSING IN COM 053015103 246,720 800 SH SOLE 0 0 800
AUTODESK INC COM 052769106 4,201,484 13,572 SH SOLE 0 0 13,572
ISHARES TR CORE US AGGBD ET 464287226 22,781,196 229,649 SH SOLE 0 0 229,649
AMAZON COM INC COM 023135106 10,560,996 48,138 SH SOLE 0 0 48,138
BROADCOM INC COM 11135F101 3,666,179 13,300 SH SOLE 0 0 13,300
BANK AMERICA CORP COM 060505104 1,230,269 25,999 SH SOLE 0 0 25,999
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,457,600 2 SH SOLE 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,288,948 4,712 SH SOLE 0 0 4,712
COSTCO WHSL CORP NEW COM 22160K105 5,684,823 5,743 SH SOLE 0 0 5,743
CROWDSTRIKE HLDGS INC CL A 22788C105 4,226,254 8,298 SH SOLE 0 0 8,298
CISCO SYS INC COM 17275R102 209,148 3,015 SH SOLE 0 0 3,015
CSX CORP COM 126408103 238,216 7,301 SH SOLE 0 0 7,301
CORTEVA INC COM 22052L104 1,302,549 17,477 SH SOLE 0 0 17,477
DUPONT DE NEMOURS INC COM 26614N102 1,200,655 17,505 SH SOLE 0 0 17,505
DOW INC COM 260557103 538,172 20,324 SH SOLE 0 0 20,324
ISHARES TR ESG MSCI KLD 400 464288570 210,133 1,809 SH SOLE 0 0 1,809
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297 209,710 8,029 SH SOLE 0 0 8,029
ISHARES INC MSCI EMERG MRKT 464286533 447,320 7,123 SH SOLE 0 0 7,123
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824 536,417 8,542 SH SOLE 0 0 8,542
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832 375,913 6,932 SH SOLE 0 0 6,932
FIDELITY COVINGTON TRUST INT HG DIV ETF 316092725 317,256 13,622 SH SOLE 0 0 13,622
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 446,670 16,519 SH SOLE 0 0 16,519
GE AEROSPACE COM NEW 369604301 977,851 3,799 SH SOLE 0 0 3,799
GE VERNOVA INC COM 36828A101 444,007 839 SH SOLE 0 0 839
SPDR GOLD TR GOLD SHS 78463V107 276,176 906 SH SOLE 0 0 906
ALPHABET INC CAP STK CL C 02079K107 7,721,690 43,529 SH SOLE 0 0 43,529
ALPHABET INC CAP STK CL A 02079K305 1,072,264 6,084 SH SOLE 0 0 6,084
ISHARES TR US TREAS BD ETF 46429B267 14,422,544 627,613 SH SOLE 0 0 627,613
HOME DEPOT INC COM 437076102 610,828 1,666 SH SOLE 0 0 1,666
HEICO CORP NEW COM 422806109 3,748,062 11,427 SH SOLE 0 0 11,427
ISHARES TR ISHARES BIOTECH 464287556 3,036,240 24,000 SH SOLE 0 0 24,000
ISHARES TR IBONDS DEC 29 46436E205 1,501,726 64,369 SH SOLE 0 0 64,369
ISHARES TR ULTRA SHORT DUR 46434V878 8,093,935 159,612 SH SOLE 0 0 159,612
ISHARES TR CORE MSCI EAFE 46432F842 2,102,706 25,188 SH SOLE 0 0 25,188
ISHARES INC CORE MSCI EMKT 46434G103 213,128 3,550 SH SOLE 0 0 3,550
ISHARES TR U.S. MED DVC ETF 464288810 474,518 7,575 SH SOLE 0 0 7,575
ISHARES TR MRGSTR MD CP GRW 464288307 230,340 2,871 SH SOLE 0 0 2,871
ISHARES TR MSCI INTL QUALTY 46434V456 2,755,336 63,751 SH SOLE 0 0 63,751
ISHARES TR CORE S&P TTL STK 464287150 2,587,366 19,160 SH SOLE 0 0 19,160
ISHARES TR CORE TOTAL USD 46434V613 293,514 6,349 SH SOLE 0 0 6,349
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 217,729 2,074 SH SOLE 0 0 2,074
ISHARES TR CORE S&P500 ETF 464287200 36,866,958 59,377 SH SOLE 0 0 59,377
ISHARES TR RUS 1000 VAL ETF 464287598 1,188,432 6,119 SH SOLE 0 0 6,119
ISHARES TR RUS 1000 GRW ETF 464287614 2,978,515 7,015 SH SOLE 0 0 7,015
ISHARES TR RUS MD CP GR ETF 464287481 541,571 3,905 SH SOLE 0 0 3,905
ISHARES TR RUS MDCP VAL ETF 464287473 257,924 1,952 SH SOLE 0 0 1,952
ISHARES TR CORE MSCI TOTAL 46432F834 754,546 9,760 SH SOLE 0 0 9,760
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 4,043,570 71,127 SH SOLE 0 0 71,127
JPMORGAN CHASE & CO. COM 46625H100 5,033,968 17,364 SH SOLE 0 0 17,364
COCA COLA CO COM 191216100 632,505 8,940 SH SOLE 0 0 8,940
ELI LILLY & CO COM 532457108 9,561,771 12,266 SH SOLE 0 0 12,266
ISHARES TR MBS ETF 464288588 7,019,758 74,766 SH SOLE 0 0 74,766
META PLATFORMS INC CL A 30303M102 8,684,179 11,766 SH SOLE 0 0 11,766
3M CO COM 88579Y101 549,456 3,609 SH SOLE 0 0 3,609
MICROSOFT CORP COM 594918104 20,351,312 40,915 SH SOLE 0 0 40,915
NEXTERA ENERGY INC COM 65339F101 242,970 3,500 SH SOLE 0 0 3,500
NETFLIX INC COM 64110L106 241,043 180 SH SOLE 0 0 180
NIKE INC CL B 654106103 236,408 3,328 SH SOLE 0 0 3,328
VANECK ETF TRUST URANIUM AND NUCL 92189F601 2,494,678 22,438 SH SOLE 0 0 22,438
NORTHROP GRUMMAN CORP COM 666807102 511,337 1,023 SH SOLE 0 0 1,023
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 204,629 4,882 SH SOLE 0 0 4,882
NVIDIA CORPORATION COM 67066G104 5,884,420 37,246 SH SOLE 0 0 37,246
ORACLE CORP COM 68389X105 700,565 3,204 SH SOLE 0 0 3,204
VANECK MERK GOLD ETF GOLD SHS 921078101 335,865 10,532 SH SOLE 0 0 10,532
OCCIDENTAL PETE CORP COM 674599105 342,371 8,150 SH SOLE 0 0 8,150
PALO ALTO NETWORKS INC COM 697435105 4,165,652 20,356 SH SOLE 0 0 20,356
PEPSICO INC COM 713448108 298,264 2,259 SH SOLE 0 0 2,259
PFIZER INC COM 717081103 294,993 12,170 SH SOLE 0 0 12,170
INVESCO QQQ TR UNIT SER 1 46090E103 1,015,827 1,841 SH SOLE 0 0 1,841
COLUMBIA ETF TR I RESH ENHNC COR 19761L706 4,555,264 123,818 SH SOLE 0 0 123,818
BANCO SANTANDER S.A. ADR 05964H105 206,731 24,907 SH SOLE 0 0 24,907
STARBUCKS CORP COM 855244109 1,150,062 12,551 SH SOLE 0 0 12,551
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 332,625 11,036 SH SOLE 0 0 11,036
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,300,160 249,920 SH SOLE 0 0 249,920
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 304,843 3,822 SH SOLE 0 0 3,822
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,445,240 8,768 SH SOLE 0 0 8,768
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 548,321 21,419 SH SOLE 0 0 21,419
S&P GLOBAL INC COM 78409V104 2,918,337 5,535 SH SOLE 0 0 5,535
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 203,586 4,779 SH SOLE 0 0 4,779
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,296,684 3,717 SH SOLE 0 0 3,717
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 299,877 3,146 SH SOLE 0 0 3,146
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 6,629,496 126,662 SH SOLE 0 0 126,662
STRYKER CORPORATION COM 863667101 4,829,231 12,206 SH SOLE 0 0 12,206
TRANSDIGM GROUP INC COM 893641100 4,203,488 2,764 SH SOLE 0 0 2,764
DIREXION SHS ETF TR 20YR TRES BEAR 25460G849 1,847,000 50,000 SH SOLE 0 0 50,000
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 4,151,617 18,330 SH SOLE 0 0 18,330
UNITEDHEALTH GROUP INC COM 91324P102 2,191,366 7,024 SH SOLE 0 0 7,024
ISHARES TR MSCI USA MIN VOL 46429B697 954,095 10,164 SH SOLE 0 0 10,164
VISA INC COM CL A 92826C839 3,476,058 9,790 SH SOLE 0 0 9,790
VANGUARD INDEX FDS SM CP VAL ETF 922908611 280,424 1,438 SH SOLE 0 0 1,438
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 561,119 9,842 SH SOLE 0 0 9,842
VEEVA SYS INC CL A COM 922475108 4,284,854 14,879 SH SOLE 0 0 14,879
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,257,821 33,589 SH SOLE 0 0 33,589
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 396,412 6,744 SH SOLE 0 0 6,744
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 18,838,232 92,042 SH SOLE 0 0 92,042
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 653,035 6,451 SH SOLE 0 0 6,451
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 342,023 3,997 SH SOLE 0 0 3,997
VANGUARD INDEX FDS MID CAP ETF 922908629 327,571 1,171 SH SOLE 0 0 1,171
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 366,417 2,228 SH SOLE 0 0 2,228
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,181,941 4,208 SH SOLE 0 0 4,208
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 406,552 3,723 SH SOLE 0 0 3,723
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,337,787 2,355 SH SOLE 0 0 2,355
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 370,527 1,303 SH SOLE 0 0 1,303
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,153,224 43,916 SH SOLE 0 0 43,916
VANGUARD INDEX FDS VALUE ETF 922908744 963,809 5,453 SH SOLE 0 0 5,453
VANGUARD INDEX FDS GROWTH ETF 922908736 473,472 1,080 SH SOLE 0 0 1,080
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,902,467 14,271 SH SOLE 0 0 14,271
WALMART INC COM 931142103 5,647,912 57,761 SH SOLE 0 0 57,761
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 531,988 15,564 SH SOLE 0 0 15,564
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 973,697 18,689 SH SOLE 0 0 18,689
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 7,805,351 30,823 SH SOLE 0 0 30,823
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 448,041 10,817 SH SOLE 0 0 10,817
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 258,797 1,920 SH SOLE 0 0 1,920
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 5,038,185 51,284 SH SOLE 0 0 51,284