The following tables present certain financial information for each reportable business segment for the three and six months ended June 30, 2025 and 2024 and as of June 30, 2025 and December 31, 2024. The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable business segment may be periodically revised. Loan and deposit transfers occur from time to time between reportable business segments primarily to maintain the migration of clients and relationship


	Three Months Ended June 30, 2025
(in thousands)	Wholesale Banking(1)		Community Banking(1)		Consumer Banking(1)		Financial Management Services(1)		Treasury and Corporate Other		Synovus Consolidated
Net interest income (expense)	$	174,780	$	100,496	$	134,210	$	21,816	$	28,259	$	459,561
Provision for (reversal of) credit losses	30,390		11,164		5,249		3,966		(47,524)		3,245
Net interest income (expense) after provision for credit losses	144,390		89,332		128,961		17,850		75,783		456,316
Service charges on deposit accounts	5,910		7,673		10,590		4		1,081		25,258
Fiduciary and asset management fees	—		—		—		20,332		—		20,332
Card fees	3		8,843		6,842		—		4,444		20,132
Brokerage revenue	—		—		—		20,748		—		20,748
Mortgage banking income	—		—		—		4,435		—		4,435
Capital markets income	6,870		1,394		145		—		4,551		12,960
Other non-interest revenue	4,082		933		1,711		1,714		21,830		30,270
Total non-interest revenue	16,865		18,843		19,288		47,233		31,906		134,135
Salaries and other personnel expense	23,529		26,545		30,550		31,407		80,151		192,182
Other operating expense(1)	8,418		10,637		17,948		8,582		77,934		123,519
Total non-interest expense	31,947		37,182		48,498		39,989		158,085		315,701
Income (loss) before income taxes	$	129,308	$	70,993	$	99,751	$	25,094	$	(50,396)	$	274,750


	Three Months Ended June 30, 2024
(in thousands)	Wholesale Banking(1)		Community Banking(1)		Consumer Banking(1)		Financial Management Services(1)		Treasury and Corporate Other (2)		Synovus Consolidated
Net interest income (expense)	$	181,574	$	98,097	$	135,550	$	25,250	$	(5,473)	$	434,998
Provision for (reversal of) credit losses	31,133		9,733		5,033		3,991		(23,486)		26,404
Net interest income (expense) after provision for credit losses	150,441		88,364		130,517		21,259		18,013		408,594
Service charges on deposit accounts	5,225		6,836		10,488		5		353		22,907
Fiduciary and asset management fees	—		—		—		19,728		—		19,728
Card fees	3		8,038		6,923		—		4,454		19,418
Brokerage revenue	—		—		—		20,457		—		20,457
Mortgage banking income	—		—		—		3,944		—		3,944
Capital markets income	8,075		2,588		—		—		4,414		15,077
Other non-interest revenue(2)	2,642		689		1,896		1,705		(237,314)		(230,382)
Total non-interest revenue	15,945		18,151		19,307		45,839		(228,093)		(128,851)
Salaries and other personnel expense	21,902		26,811		29,378		30,639		70,677		179,407
Other operating expense(1)	12,673		10,975		21,626		7,707		69,413		122,394
Total non-interest expense	34,575		37,786		51,004		38,346		140,090		301,801
Income (loss) before income taxes	$	131,811	$	68,729	$	98,820	$	28,752	$	(350,170)	$	(22,058)


	Six Months Ended June 30, 2025
(in thousands)	Wholesale Banking(1)		Community Banking(1)		Consumer Banking(1)		Financial Management Services(1)		Treasury and Corporate Other		Synovus Consolidated
Net interest income	$	353,245	$	198,172	$	263,868	$	42,829	$	55,831	$	913,945
Provision for (reversal of) credit losses	62,315		21,878		10,648		8,041		(88,716)		14,166
Net interest income after provision for credit losses	290,930		176,294		253,220		34,788		144,547		899,779
Service charges on deposit accounts	11,568		15,011		20,673		8		1,112		48,372
Fiduciary and asset management fees	—		—		—		40,249		—		40,249
Card fees	6		19,112		13,225		—		9,016		41,359
Brokerage revenue	—		—		—		41,107		—		41,107
Mortgage banking income	—		—		—		7,773		—		7,773
Capital markets income	10,847		2,630		371		361		5,692		19,901
Other non-interest revenue	7,251		1,844		3,431		3,346		35,968		51,840
Total non-interest revenue	29,672		38,597		37,700		92,844		51,788		250,601
Salaries and other personnel expense	49,288		54,898		59,937		62,744		150,825		377,692
Other operating expense(1)	16,600		21,825		35,808		16,136		155,674		246,043
Total non-interest expense	65,888		76,723		95,745		78,880		306,499		623,735
Income (loss) before income taxes	$	254,714	$	138,168	$	195,175	$	48,752	$	(110,164)	$	526,645


	Six Months Ended June 30, 2024
(in thousands)	Wholesale Banking(1)		Community Banking(1)		Consumer Banking(1)		Financial Management Services(1)		Treasury and Corporate Other(2)		Synovus Consolidated
Net interest income	$	365,240	$	197,120	$	274,176	$	48,470	$	(31,162)	$	853,844
Provision for (reversal of) credit losses	60,303		19,281		10,076		7,787		(17,063)		80,384
Net interest income after provision for credit losses	304,937		177,839		264,100		40,683		(14,099)		773,460
Service charges on deposit accounts	10,360		13,449		20,440		9		462		44,720
Fiduciary and asset management fees	—		—		—		38,741		—		38,741
Card fees	6		16,248		13,063		—		9,587		38,904
Brokerage revenue	—		—		—		43,164		—		43,164
Mortgage banking income	—		—		—		7,362		—		7,362
Capital markets income	11,270		3,490		—		553		6,391		21,704
Other non-interest revenue(2)	5,634		1,643		3,751		2,880		(218,466)		(204,558)
Total non-interest revenue	27,270		34,830		37,254		92,709		(202,026)		(9,963)
Salaries and other personnel expense	47,754		55,064		59,061		63,558		142,491		367,928
Other operating expense(1)	22,131		23,715		44,067		14,471		152,230		256,614
Total non-interest expense	69,885		78,779		103,128		78,029		294,721		624,542
Income (loss) before income taxes	$	262,322	$	133,890	$	198,226	$	55,363	$	(510,846)	$	138,955


	June 30, 2025
(dollars in thousands)	Wholesale Banking		Community Banking		Consumer Banking		Financial Management Services		Treasury and Corporate Other		Synovus Consolidated
Loans, net of deferred fees and costs	$	25,406,506	$	8,033,796	$	2,673,928	$	5,220,638	$	2,201,848	$	43,536,716
Deposits	$	14,552,198	$	10,717,809	$	17,835,182	$	1,221,253	$	5,598,565	$	49,925,007
Full-time equivalent employees	351		558		1,486		555		1,854		4,804

	December 31, 2024
(dollars in thousands)	Wholesale Banking		Community Banking		Consumer Banking		Financial Management Services		Treasury and Corporate Other		Synovus Consolidated
Loans, net of deferred fees and costs	$	24,677,119	$	7,921,182	$	2,776,305	$	5,263,474	$	1,970,948	$	42,609,028
Deposits	$	15,207,166	$	10,877,394	$	18,365,142	$	1,109,270	$	5,536,387	$	51,095,359
Full-time equivalent employees	336		533		1,475		565		1,787		4,696