The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,312,304 8,620 SH SOLE 0 0 8,620
ABBOTT LABS COM 002824100 4,476,361 32,912 SH SOLE 0 0 32,912
ABBVIE INC COM 00287Y109 16,202,259 87,287 SH SOLE 0 0 87,287
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 456,405 1,527 SH SOLE 0 0 1,527
ADOBE INC COM 00724F101 1,192,364 3,082 SH SOLE 0 0 3,082
ADVANCED MICRO DEVICES INC COM 007903107 304,659 2,147 SH SOLE 0 0 2,147
AGNC INVT CORP COM 00123Q104 136,058 14,805 SH SOLE 0 0 14,805
AIR PRODS & CHEMS INC COM 009158106 674,688 2,392 SH SOLE 0 0 2,392
ALLSTATE CORP COM 020002101 383,093 1,903 SH SOLE 0 0 1,903
ALPHABET INC CAP STK CL A 02079K305 26,724,795 151,647 SH SOLE 0 0 151,647
ALPHABET INC CAP STK CL C 02079K107 1,674,029 9,437 SH SOLE 0 0 9,437
AMAZON COM INC COM 023135106 33,802,734 154,076 SH SOLE 0 0 154,076
AMERICAN ELEC PWR CO INC COM 025537101 338,465 3,262 SH SOLE 0 0 3,262
AMERICAN EXPRESS CO COM 025816109 4,091,875 12,828 SH SOLE 0 0 12,828
AMERICAN TOWER CORP NEW COM 03027X100 253,125 1,145 SH SOLE 0 0 1,145
AMERIPRISE FINL INC COM 03076C106 618,059 1,158 SH SOLE 0 0 1,158
AMGEN INC COM 031162100 907,991 3,252 SH SOLE 0 0 3,252
APPLE INC COM 037833100 63,555,496 309,770 SH SOLE 0 0 309,770
APPLIED MATLS INC COM 038222105 329,526 1,800 SH SOLE 0 0 1,800
ARISTA NETWORKS INC COM SHS 040413205 15,106,174 147,651 SH SOLE 0 0 147,651
AT&T INC COM 00206R102 405,211 14,002 SH SOLE 0 0 14,002
ATMOS ENERGY CORP COM 049560105 411,628 2,671 SH SOLE 0 0 2,671
AUTOMATIC DATA PROCESSING IN COM 053015103 5,363,666 17,392 SH SOLE 0 0 17,392
BANK AMERICA CORP COM 060505104 815,984 17,244 SH SOLE 0 0 17,244
BANK NEW YORK MELLON CORP COM 064058100 357,151 3,920 SH SOLE 0 0 3,920
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 71,431,533 2,102,164 SH SOLE 0 0 2,102,164
BECTON DICKINSON & CO COM 075887109 339,160 1,969 SH SOLE 0 0 1,969
BENTLEY SYS INC COM CL B 08265T208 2,811,837 52,100 SH SOLE 0 0 52,100
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27,173,488 55,939 SH SOLE 0 0 55,939
BLACKROCK INC COM 09290D101 967,231 922 SH SOLE 0 0 922
BLACKSTONE INC COM 09260D107 506,328 3,385 SH SOLE 0 0 3,385
BOEING CO COM 097023105 833,301 3,977 SH SOLE 0 0 3,977
BRISTOL-MYERS SQUIBB CO COM 110122108 904,091 19,531 SH SOLE 0 0 19,531
BROADCOM INC COM 11135F101 2,072,108 7,517 SH SOLE 0 0 7,517
CADENCE DESIGN SYSTEM INC COM 127387108 15,835,829 51,390 SH SOLE 0 0 51,390
CANADIAN PACIFIC KANSAS CITY COM 13646K108 335,411 4,230 SH SOLE 0 0 4,230
CAPITAL ONE FINL CORP COM 14040H105 8,797,688 41,350 SH SOLE 0 0 41,350
CARLISLE COS INC COM 142339100 933,127 2,499 SH SOLE 0 0 2,499
CATERPILLAR INC COM 149123101 4,056,215 10,449 SH SOLE 0 0 10,449
CENCORA INC COM 03073E105 214,393 715 SH SOLE 0 0 715
CENTERPOINT ENERGY INC COM 15189T107 1,297,032 35,303 SH SOLE 0 0 35,303
CHEVRON CORP NEW COM 166764100 18,091,419 126,346 SH SOLE 0 0 126,346
CHUBB LIMITED COM H1467J104 206,281 712 SH SOLE 0 0 712
CISCO SYS INC COM 17275R102 2,036,774 29,357 SH SOLE 0 0 29,357
CMS ENERGY CORP COM 125896100 812,308 11,725 SH SOLE 0 0 11,725
COCA COLA CO COM 191216100 3,313,662 46,836 SH SOLE 0 0 46,836
COLGATE PALMOLIVE CO COM 194162103 261,974 2,882 SH SOLE 0 0 2,882
COMCAST CORP NEW CL A 20030N101 457,403 12,816 SH SOLE 0 0 12,816
CONOCOPHILLIPS COM 20825C104 567,247 6,321 SH SOLE 0 0 6,321
CONSTELLATION ENERGY CORP COM 21037T109 988,937 3,064 SH SOLE 0 0 3,064
CORNING INC COM 219350105 1,600,997 30,443 SH SOLE 0 0 30,443
CORTEVA INC COM 22052L104 354,644 4,758 SH SOLE 0 0 4,758
COSTCO WHSL CORP NEW COM 22160K105 24,876,632 25,129 SH SOLE 0 0 25,129
CROWDSTRIKE HLDGS INC CL A 22788C105 504,217 990 SH SOLE 0 0 990
CSX CORP COM 126408103 1,225,126 37,546 SH SOLE 0 0 37,546
CUMMINS INC COM 231021106 491,578 1,501 SH SOLE 0 0 1,501
D R HORTON INC COM 23331A109 8,156,660 63,269 SH SOLE 0 0 63,269
DANAHER CORPORATION COM 235851102 10,975,432 55,561 SH SOLE 0 0 55,561
DARDEN RESTAURANTS INC COM 237194105 229,080 1,051 SH SOLE 0 0 1,051
DEERE & CO COM 244199105 14,240,076 28,005 SH SOLE 0 0 28,005
DIAMONDBACK ENERGY INC COM 25278X109 4,716,042 34,323 SH SOLE 0 0 34,323
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 338,867 9,455 SH SOLE 0 0 9,455
DISNEY WALT CO COM 254687106 639,024 5,153 SH SOLE 0 0 5,153
DOMINION ENERGY INC COM 25746U109 390,158 6,903 SH SOLE 0 0 6,903
DUKE ENERGY CORP NEW COM NEW 26441C204 2,675,625 22,675 SH SOLE 0 0 22,675
EASTMAN CHEM CO COM 277432100 229,143 3,069 SH SOLE 0 0 3,069
EATON CORP PLC SHS G29183103 514,066 1,440 SH SOLE 0 0 1,440
ECOLAB INC COM 278865100 440,099 1,633 SH SOLE 0 0 1,633
EDWARDS LIFESCIENCES CORP COM 28176E108 354,370 4,531 SH SOLE 0 0 4,531
ELI LILLY & CO COM 532457108 2,241,928 2,876 SH SOLE 0 0 2,876
EMERSON ELEC CO COM 291011104 2,670,333 20,028 SH SOLE 0 0 20,028
ENBRIDGE INC COM 29250N105 947,769 20,940 SH SOLE 0 0 20,940
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 889,295 49,051 SH SOLE 0 0 49,051
ESSENTIAL UTILS INC COM 29670G102 2,047,268 55,123 SH SOLE 0 0 55,123
EXELON CORP COM 30161N101 621,080 14,304 SH SOLE 0 0 14,304
EXXON MOBIL CORP COM 30231G102 6,139,556 56,953 SH SOLE 0 0 56,953
FEDERAL SIGNAL CORP COM 313855108 220,822 2,075 SH SOLE 0 0 2,075
FORTINET INC COM 34959E109 526,063 4,976 SH SOLE 0 0 4,976
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 115,231 15,872 SH SOLE 0 0 15,872
FS KKR CAP CORP COM 302635206 1,454,517 70,097 SH SOLE 0 0 70,097
GE AEROSPACE COM NEW 369604301 1,467,169 5,700 SH SOLE 0 0 5,700
GE VERNOVA INC COM 36828A101 16,094,678 30,416 SH SOLE 0 0 30,416
GENERAL MLS INC COM 370334104 262,159 5,060 SH SOLE 0 0 5,060
GOLDMAN SACHS GROUP INC COM 38141G104 230,019 325 SH SOLE 0 0 325
GSK PLC SPONSORED ADR 37733W204 229,901 5,987 SH SOLE 0 0 5,987
HERSHEY CO COM 427866108 625,632 3,770 SH SOLE 0 0 3,770
HOME DEPOT INC COM 437076102 1,434,772 3,913 SH SOLE 0 0 3,913
HONEYWELL INTL INC COM 438516106 3,511,132 15,077 SH SOLE 0 0 15,077
ILLINOIS TOOL WKS INC COM 452308109 385,694 1,560 SH SOLE 0 0 1,560
INTERNATIONAL BUSINESS MACHS COM 459200101 6,132,014 20,802 SH SOLE 0 0 20,802
INTUITIVE SURGICAL INC COM NEW 46120E602 395,059 727 SH SOLE 0 0 727
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 215,727 1,187 SH SOLE 0 0 1,187
INVESCO PA VALUE MUN INC TR COM 46132K109 305,291 30,347 SH SOLE 0 0 30,347
INVESCO QQQ TR UNIT SER 1 46090E103 6,531,986 11,841 SH SOLE 0 0 11,841
IONIS PHARMACEUTICALS INC COM 462222100 5,987,741 151,550 SH SOLE 0 0 151,550
ISHARES GOLD TR ISHARES NEW 464285204 368,735 5,913 SH SOLE 0 0 5,913
ISHARES INC CORE MSCI EMKT 46434G103 33,400,319 556,394 SH SOLE 0 0 556,394
ISHARES INC ESG AWR MSCI EM 46434G863 438,430 11,193 SH SOLE 0 0 11,193
ISHARES SILVER TR ISHARES 46428Q109 321,177 9,789 SH SOLE 0 0 9,789
ISHARES TR CORE MSCI EAFE 46432F842 41,870,932 501,568 SH SOLE 0 0 501,568
ISHARES TR CORE S&P MCP ETF 464287507 136,669,097 2,203,629 SH SOLE 0 0 2,203,629
ISHARES TR CORE S&P SCP ETF 464287804 71,843,388 657,365 SH SOLE 0 0 657,365
ISHARES TR CORE S&P TTL STK 464287150 48,060,095 355,895 SH SOLE 0 0 355,895
ISHARES TR CORE S&P500 ETF 464287200 154,137,667 248,249 SH SOLE 0 0 248,249
ISHARES TR CORE US AGGBD ET 464287226 66,212,983 667,470 SH SOLE 0 0 667,470
ISHARES TR DOW JONES US ETF 464287846 236,872 1,570 SH SOLE 0 0 1,570
ISHARES TR ESG AW MSCI EAFE 46435G516 467,959 5,245 SH SOLE 0 0 5,245
ISHARES TR ESG AWARE MSCI 46435U663 272,199 6,586 SH SOLE 0 0 6,586
ISHARES TR ESG AWR MSCI USA 46435G425 1,216,888 8,994 SH SOLE 0 0 8,994
ISHARES TR ESG AWR US AGRGT 46435U549 718,947 15,123 SH SOLE 0 0 15,123
ISHARES TR ESG SELECT SCRE 46436E551 492,439 11,866 SH SOLE 0 0 11,866
ISHARES TR IBOXX HI YD ETF 464288513 2,759,816 34,220 SH SOLE 0 0 34,220
ISHARES TR IBOXX INV CP ETF 464287242 973,547 8,882 SH SOLE 0 0 8,882
ISHARES TR JPMORGAN USD EMG 464288281 18,963,700 204,747 SH SOLE 0 0 204,747
ISHARES TR MSCI EAFE ETF 464287465 2,409,061 26,950 SH SOLE 0 0 26,950
ISHARES TR MSCI EMG MKT ETF 464287234 1,326,306 27,494 SH SOLE 0 0 27,494
ISHARES TR RUS 1000 ETF 464287622 755,122 2,224 SH SOLE 0 0 2,224
ISHARES TR RUS 1000 GRW ETF 464287614 226,726 534 SH SOLE 0 0 534
ISHARES TR RUS MD CP GR ETF 464287481 921,802 6,647 SH SOLE 0 0 6,647
ISHARES TR RUS MID CAP ETF 464287499 772,456 8,399 SH SOLE 0 0 8,399
ISHARES TR RUS TP200 VL ETF 464289420 200,962 2,387 SH SOLE 0 0 2,387
ISHARES TR S&P 100 ETF 464287101 569,743 1,872 SH SOLE 0 0 1,872
ISHARES TR S&P 500 GRWT ETF 464287309 274,581 2,494 SH SOLE 0 0 2,494
ISHARES TR SELECT DIVID ETF 464287168 367,934 2,770 SH SOLE 0 0 2,770
ISHARES TR ULTRA SHORT DUR 46434V878 202,789 3,999 SH SOLE 0 0 3,999
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 346,785 6,100 SH SOLE 0 0 6,100
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,065,767 40,761 SH SOLE 0 0 40,761
JOHNSON & JOHNSON COM 478160104 9,306,854 60,929 SH SOLE 0 0 60,929
JOHNSON CTLS INTL PLC SHS G51502105 218,105 2,065 SH SOLE 0 0 2,065
JPMORGAN CHASE & CO. COM 46625H100 37,727,839 130,136 SH SOLE 0 0 130,136
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4 56,869 75,000 PRN SOLE 0 0 75,000
KIMBERLY-CLARK CORP COM 494368103 475,457 3,688 SH SOLE 0 0 3,688
KKR & CO INC COM 48251W104 207,527 1,560 SH SOLE 0 0 1,560
LABCORP HOLDINGS INC COM SHS 504922105 202,395 771 SH SOLE 0 0 771
LINDE PLC SHS G54950103 9,285,915 19,792 SH SOLE 0 0 19,792
LOCKHEED MARTIN CORP COM 539830109 902,660 1,949 SH SOLE 0 0 1,949
LOWES COS INC COM 548661107 389,073 1,754 SH SOLE 0 0 1,754
M & T BK CORP COM 55261F104 310,772 1,602 SH SOLE 0 0 1,602
MASCO CORP COM 574599106 283,184 4,400 SH SOLE 0 0 4,400
MASTERCARD INCORPORATED CL A 57636Q104 1,987,592 3,537 SH SOLE 0 0 3,537
MCDONALDS CORP COM 580135101 11,418,514 39,082 SH SOLE 0 0 39,082
MCKESSON CORP COM 58155Q103 347,338 474 SH SOLE 0 0 474
MERCADOLIBRE INC COM 58733R102 211,704 81 SH SOLE 0 0 81
MERCK & CO INC COM 58933Y105 3,420,665 43,212 SH SOLE 0 0 43,212
META PLATFORMS INC CL A 30303M102 15,612,750 21,153 SH SOLE 0 0 21,153
MICROSOFT CORP COM 594918104 74,886,870 150,554 SH SOLE 0 0 150,554
MONDELEZ INTL INC CL A 609207105 479,496 7,110 SH SOLE 0 0 7,110
MONOLITHIC PWR SYS INC COM 609839105 6,732,419 9,205 SH SOLE 0 0 9,205
MORGAN STANLEY COM NEW 617446448 361,306 2,565 SH SOLE 0 0 2,565
MUELLER WTR PRODS INC COM SER A 624758108 267,709 11,136 SH SOLE 0 0 11,136
NBT BANCORP INC COM 628778102 318,107 7,656 SH SOLE 0 0 7,656
NETFLIX INC COM 64110L106 6,390,328 4,772 SH SOLE 0 0 4,772
NEXTERA ENERGY INC COM 65339F101 13,702,424 197,384 SH SOLE 0 0 197,384
NORTHROP GRUMMAN CORP COM 666807102 264,489 529 SH SOLE 0 0 529
NRG ENERGY INC COM NEW 629377508 342,517 2,133 SH SOLE 0 0 2,133
NVIDIA CORPORATION COM 67066G104 82,150,265 519,971 SH SOLE 0 0 519,971
ORACLE CORP COM 68389X105 1,330,582 6,086 SH SOLE 0 0 6,086
PALANTIR TECHNOLOGIES INC CL A 69608A108 725,086 5,319 SH SOLE 0 0 5,319
PALO ALTO NETWORKS INC COM 697435105 17,645,698 86,228 SH SOLE 0 0 86,228
PAYCHEX INC COM 704326107 1,667,699 11,465 SH SOLE 0 0 11,465
PEPSICO INC COM 713448108 2,852,854 21,606 SH SOLE 0 0 21,606
PFIZER INC COM 717081103 1,093,092 45,095 SH SOLE 0 0 45,095
PHILIP MORRIS INTL INC COM 718172109 475,359 2,610 SH SOLE 0 0 2,610
PNC FINL SVCS GROUP INC COM 693475105 4,080,117 21,887 SH SOLE 0 0 21,887
PPG INDS INC COM 693506107 539,744 4,745 SH SOLE 0 0 4,745
PPL CORP COM 69351T106 625,372 18,453 SH SOLE 0 0 18,453
PROCTER AND GAMBLE CO COM 742718109 18,158,734 113,976 SH SOLE 0 0 113,976
PROLOGIS INC. COM 74340W103 18,141,189 172,576 SH SOLE 0 0 172,576
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 261,463 3,106 SH SOLE 0 0 3,106
QUALCOMM INC COM 747525103 1,240,556 7,790 SH SOLE 0 0 7,790
REALTY INCOME CORP COM 756109104 8,834,074 153,343 SH SOLE 0 0 153,343
RTX CORPORATION COM 75513E101 527,424 3,612 SH SOLE 0 0 3,612
S&P GLOBAL INC COM 78409V104 11,446,922 21,709 SH SOLE 0 0 21,709
SALESFORCE INC COM 79466L302 13,705,725 50,261 SH SOLE 0 0 50,261
SCHLUMBERGER LTD COM STK 806857108 268,642 7,948 SH SOLE 0 0 7,948
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 261,355 11,826 SH SOLE 0 0 11,826
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 879,512 36,908 SH SOLE 0 0 36,908
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,247,779 84,822 SH SOLE 0 0 84,822
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,087,392 345,340 SH SOLE 0 0 345,340
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 35,005,451 1,247,966 SH SOLE 0 0 1,247,966
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 796,975 31,501 SH SOLE 0 0 31,501
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 488,494 4,501 SH SOLE 0 0 4,501
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,359,665 16,032 SH SOLE 0 0 16,032
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 202,201 3,861 SH SOLE 0 0 3,861
SELECT SECTOR SPDR TR INDL 81369Y704 848,545 5,752 SH SOLE 0 0 5,752
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 388,664 9,383 SH SOLE 0 0 9,383
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 450,895 3,345 SH SOLE 0 0 3,345
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 354,813 4,345 SH SOLE 0 0 4,345
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,226,679 8,793 SH SOLE 0 0 8,793
SHELL PLC SPON ADS 780259305 243,548 3,459 SH SOLE 0 0 3,459
SHERWIN WILLIAMS CO COM 824348106 605,000 1,762 SH SOLE 0 0 1,762
SHOPIFY INC CL A SUB VTG SHS 82509L107 1,153,500 10,000 SH SOLE 0 0 10,000
SOUTHERN CO COM 842587107 365,392 3,979 SH SOLE 0 0 3,979
SPDR GOLD TR GOLD SHS 78463V107 986,430 3,236 SH SOLE 0 0 3,236
SPDR S&P 500 ETF TR TR UNIT 78462F103 24,624,842 39,856 SH SOLE 0 0 39,856
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 627,093 1,107 SH SOLE 0 0 1,107
SPDR SERIES TRUST AEROSPACE DEF 78464A631 795,877 3,773 SH SOLE 0 0 3,773
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622 40,935,901 420,848 SH SOLE 0 0 420,848
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,421,814 42,341 SH SOLE 0 0 42,341
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 409,003 9,601 SH SOLE 0 0 9,601
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 1,267,723 41,991 SH SOLE 0 0 41,991
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 602,000 20,000 SH SOLE 0 0 20,000
STRYKER CORPORATION COM 863667101 14,910,783 37,689 SH SOLE 0 0 37,689
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 6,634,419 27,319 SH SOLE 0 0 27,319
TARGET CORP COM 87612E106 477,170 4,837 SH SOLE 0 0 4,837
TESLA INC COM 88160R101 1,419,623 4,469 SH SOLE 0 0 4,469
TEXAS INSTRS INC COM 882508104 873,457 4,207 SH SOLE 0 0 4,207
TEXAS PACIFIC LAND CORPORATI COM 88262P102 385,582 365 SH SOLE 0 0 365
TEXTRON INC COM 883203101 470,018 5,854 SH SOLE 0 0 5,854
THE CIGNA GROUP COM 125523100 718,020 2,172 SH SOLE 0 0 2,172
THE TRADE DESK INC COM CL A 88339J105 247,286 3,435 SH SOLE 0 0 3,435
TJX COS INC NEW COM 872540109 10,227,545 82,821 SH SOLE 0 0 82,821
T-MOBILE US INC COM 872590104 272,331 1,143 SH SOLE 0 0 1,143
TOLL BROTHERS INC COM 889478103 4,038,262 35,383 SH SOLE 0 0 35,383
TRANE TECHNOLOGIES PLC SHS G8994E103 1,765,824 4,037 SH SOLE 0 0 4,037
TRAVELERS COMPANIES INC COM 89417E109 342,986 1,282 SH SOLE 0 0 1,282
TRUIST FINL CORP COM 89832Q109 241,966 5,628 SH SOLE 0 0 5,628
UBER TECHNOLOGIES INC COM 90353T100 257,695 2,762 SH SOLE 0 0 2,762
UNION PAC CORP COM 907818108 431,170 1,874 SH SOLE 0 0 1,874
UNIVEST FINANCIAL CORPORATIO COM 915271100 763,560 25,418 SH SOLE 0 0 25,418
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 318,971 2,822 SH SOLE 0 0 2,822
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,756,862 35,646 SH SOLE 0 0 35,646
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 1,001,167 14,397 SH SOLE 0 0 14,397
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,940,153 37,359 SH SOLE 0 0 37,359
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 322,255 4,377 SH SOLE 0 0 4,377
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,584,448 52,201 SH SOLE 0 0 52,201
VANGUARD INDEX FDS GROWTH ETF 922908736 12,192,096 27,810 SH SOLE 0 0 27,810
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,279,483 15,000 SH SOLE 0 0 15,000
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 375,110 1,319 SH SOLE 0 0 1,319
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 490,417 2,982 SH SOLE 0 0 2,982
VANGUARD INDEX FDS MID CAP ETF 922908629 45,674,090 163,221 SH SOLE 0 0 163,221
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 347,067 3,897 SH SOLE 0 0 3,897
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,899,311 6,865 SH SOLE 0 0 6,865
VANGUARD INDEX FDS SM CP VAL ETF 922908611 444,876 2,281 SH SOLE 0 0 2,281
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,947,890 130,593 SH SOLE 0 0 130,593
VANGUARD INDEX FDS SML CP GRW ETF 922908595 757,361 2,735 SH SOLE 0 0 2,735
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,765,391 12,389 SH SOLE 0 0 12,389
VANGUARD INDEX FDS VALUE ETF 922908744 9,349,088 52,897 SH SOLE 0 0 52,897
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 17,786,321 264,599 SH SOLE 0 0 264,599
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 123,177,137 2,490,439 SH SOLE 0 0 2,490,439
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 245,288 3,165 SH SOLE 0 0 3,165
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,183,094 24,130 SH SOLE 0 0 24,130
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 251,860 4,211 SH SOLE 0 0 4,211
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,046,543 22,584 SH SOLE 0 0 22,584
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 603,847 2,950 SH SOLE 0 0 2,950
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,222,054 17,688 SH SOLE 0 0 17,688
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 185,358,390 3,251,331 SH SOLE 0 0 3,251,331
VANGUARD WELLINGTON FD US MOMENTUM 921935508 1,250,770 7,250 SH SOLE 0 0 7,250
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 1,574,357 24,091 SH SOLE 0 0 24,091
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 205,720 1,543 SH SOLE 0 0 1,543
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 883,176 9,800 SH SOLE 0 0 9,800
VANGUARD WORLD FD FINANCIALS ETF 92204A405 927,508 7,286 SH SOLE 0 0 7,286
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 336,815 1,356 SH SOLE 0 0 1,356
VANGUARD WORLD FD INF TECH ETF 92204A702 2,464,369 3,715 SH SOLE 0 0 3,715
VEEVA SYS INC CL A COM 922475108 246,511 856 SH SOLE 0 0 856
VERIZON COMMUNICATIONS INC COM 92343V104 1,264,335 29,220 SH SOLE 0 0 29,220
VERTEX PHARMACEUTICALS INC COM 92532F100 228,833 514 SH SOLE 0 0 514
VISA INC COM CL A 92826C839 22,027,433 62,040 SH SOLE 0 0 62,040
WALMART INC COM 931142103 826,143 8,449 SH SOLE 0 0 8,449
WASTE MGMT INC DEL COM 94106L109 11,954,304 52,243 SH SOLE 0 0 52,243
WELLS FARGO CO NEW COM 949746101 1,265,076 15,790 SH SOLE 0 0 15,790
WESTERN DIGITAL CORP COM 958102105 731,278 11,428 SH SOLE 0 0 11,428
WEYERHAEUSER CO MTN BE COM NEW 962166104 260,163 10,127 SH SOLE 0 0 10,127
WILLIAMS COS INC COM 969457100 761,822 12,129 SH SOLE 0 0 12,129
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 234,152 4,866 SH SOLE 0 0 4,866
WP CAREY INC COM 92936U109 689,052 11,046 SH SOLE 0 0 11,046
WSFS FINL CORP COM 929328102 308,550 5,610 SH SOLE 0 0 5,610
ZIMMER BIOMET HOLDINGS INC COM 98956P102 399,044 4,375 SH SOLE 0 0 4,375
ZOETIS INC CL A 98978V103 11,832,735 75,875 SH SOLE 0 0 75,875