Consumer Loans Receivable (Tables)
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3 Months Ended |
Jun. 28, 2025 |
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| Receivables [Abstract] |
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| Schedule of Accounts, Notes, Loans and Financing Receivable |
The following table summarizes consumer loans receivable (in thousands): | | | | | | | | | | | | | June 28,
2025 | | March 29,
2025 | | Loans held for investment, previously securitized | $ | 13,030 | | | $ | 13,775 | | | Loans held for investment | 12,122 | | | 12,196 | | | Loans held for sale | 30,155 | | | 27,981 | | | Construction advances | 4,257 | | | 4,210 | | | 59,564 | | | 58,162 | | | Deferred financing fees and other, net | (709) | | | (686) | | | Allowance for loan losses | (908) | | | (939) | | | 57,947 | | | 56,537 | | | Less current portion | (37,795) | | | (35,852) | | | $ | 20,152 | | | $ | 20,685 | |
Commercial loans receivable, net consisted of the following (in thousands): | | | | | | | | | | | | | June 28,
2025 | | March 29,
2025 | | Loans receivable (including from affiliates) | $ | 108,143 | | | $ | 100,297 | | | Allowance for loan losses | (338) | | | (361) | | | Deferred financing fees, net | (203) | | | (190) | | | 107,602 | | | 99,746 | | | Less current portion of commercial loans receivable (including from affiliates), net | (48,952) | | | (46,373) | | | $ | 58,650 | | | $ | 53,373 | |
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| Schedule of Consumer Loans Held for Investment Characteristics |
The consumer loans held for investment had the following characteristics: | | | | | | | | | | | | | June 28,
2025 | | March 29,
2025 | | Weighted average contractual interest rate | 7.8 | % | | 7.9 | % | | Weighted average effective interest rate | 7.9 | % | | 10.3 | % | | Weighted average months to maturity | 225 | | 221 |
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| Schedule of Delinquency Status of Consumer Loans |
The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands): | | | | | | | | | | | | | June 28,
2025 | | March 29,
2025 | | Current | $ | 58,034 | | | $ | 56,401 | | | 31 to 60 days | 284 | | | 1,082 | | | 61 to 90 days | 141 | | | 4 | | | 91+ days | 1,105 | | | 675 | | | $ | 59,564 | | | $ | 58,162 | |
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| Schedule of Financing Receivable Credit Quality Indicators |
The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 28, 2025 | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | Total | Prime- FICO score 680 and greater | $ | 5,204 | | | $ | 13,661 | | | $ | 9,045 | | | $ | 322 | | | $ | 91 | | | $ | 13,386 | | | $ | 41,709 | | Near Prime- FICO score 620-679 | 1,659 | | | 3,401 | | | 1,205 | | | — | | | — | | | 9,836 | | | 16,101 | | Sub-Prime- FICO score less than 620 | 14 | | | 322 | | | — | | | — | | | — | | | 651 | | | 987 | | No FICO score | — | | | 65 | | | 440 | | | — | | | — | | | 262 | | | 767 | | | $ | 6,877 | | | $ | 17,449 | | | $ | 10,690 | | | $ | 322 | | | $ | 91 | | | $ | 24,135 | | | $ | 59,564 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | March 29, 2025 | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Total | Prime- FICO score 680 and greater | $ | 18,133 | | | $ | 9,209 | | | $ | 323 | | | $ | 92 | | | $ | 761 | | | $ | 13,197 | | | $ | 41,715 | | Near Prime- FICO score 620-679 | 2,948 | | | 1,210 | | | — | | | — | | | 1,026 | | | 9,000 | | | 14,184 | | Sub-Prime- FICO score less than 620 | 537 | | | — | | | — | | | — | | | 17 | | | 680 | | | 1,234 | | No FICO score | 317 | | | 441 | | | — | | | — | | | — | | | 271 | | | 1,029 | | | $ | 21,935 | | | $ | 10,860 | | | $ | 323 | | | $ | 92 | | | $ | 1,804 | | | $ | 23,148 | | | $ | 58,162 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 28, 2025 | | | | | | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | Total | | | | | Performing | | $ | 33,246 | | | $ | 49,507 | | | $ | 19,163 | | | $ | 4,910 | | | $ | 998 | | | $ | 319 | | | $ | 108,143 | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | March 29, 2025 | | | | | | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Total | | | | | Performing | | $ | 66,843 | | | $ | 24,215 | | | $ | 7,006 | | | $ | 1,014 | | | $ | 1,219 | | | $ | — | | | $ | 100,297 | | | | | |
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