v3.25.2
Loans and Allowance for Credit Losses on Loans HFI - Schedule of Changes in Allowance for Credit Losses on Loans HFI by Class of Financing Receivable (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period $ 150,531 $ 151,667 $ 151,942 $ 150,326
Loans charged off (1,454) (913) (5,347) (1,840)
Recoveries of loans previously charged-off 973 361 1,549 777
Provision for (reversal of) credit losses on loans HFI 5,746   7,652  
Provision for (reversal of) credit losses on loans HFI (1,102) 3,940 804 5,792
Balance at end of period 148,948 155,055 148,948 155,055
Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period (6,848)   (6,848)  
Commercial and industrial        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 15,521 17,272 16,667 19,599
Loans charged off (70) (26) (2,971) (69)
Recoveries of loans previously charged-off 173 20 215 34
Provision for (reversal of) credit losses on loans HFI 1,143   2,856  
Provision for (reversal of) credit losses on loans HFI   5,264   2,966
Balance at end of period 20,271 22,530 20,271 22,530
Commercial and industrial | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 3,504   3,504  
Construction        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 25,652 37,308 31,698 35,372
Loans charged off 0 0 0 (92)
Recoveries of loans previously charged-off 0 0 0 0
Provision for (reversal of) credit losses on loans HFI 901   (5,145)  
Provision for (reversal of) credit losses on loans HFI   (3,138)   (1,110)
Balance at end of period 21,848 34,170 21,848 34,170
Construction | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period (4,705)   (4,705)  
Residential real estate: | 1-to-4 family mortgage        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 26,200 26,128 25,340 26,505
Loans charged off (433) (293) (436) (293)
Recoveries of loans previously charged-off 11 10 20 66
Provision for (reversal of) credit losses on loans HFI 1,767   2,621  
Provision for (reversal of) credit losses on loans HFI   (214)   (647)
Balance at end of period 30,262 25,631 30,262 25,631
Residential real estate: | 1-to-4 family mortgage | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 2,717   2,717  
Residential real estate: | Residential line of credit        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 11,196 9,918 10,952 9,468
Loans charged off 0 0 0 (20)
Recoveries of loans previously charged-off 1 0 1 0
Provision for (reversal of) credit losses on loans HFI 902   1,146  
Provision for (reversal of) credit losses on loans HFI   179   649
Balance at end of period 8,671 10,097 8,671 10,097
Residential real estate: | Residential line of credit | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period (3,428)   (3,428)  
Residential real estate: | Multi-family mortgage        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 11,416 8,973 10,512 8,842
Loans charged off 0 0 0 0
Recoveries of loans previously charged-off 0 0 0 0
Provision for (reversal of) credit losses on loans HFI (780)   124  
Provision for (reversal of) credit losses on loans HFI   (163)   (32)
Balance at end of period 10,894 8,810 10,894 8,810
Residential real estate: | Multi-family mortgage | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 258   258  
Commercial real estate: | Commercial real estate owner occupied        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 12,074 10,749 11,993 10,653
Loans charged off 0 0 (17) 0
Recoveries of loans previously charged-off 9 188 30 228
Provision for (reversal of) credit losses on loans HFI 930   1,007  
Provision for (reversal of) credit losses on loans HFI   375   431
Balance at end of period 11,939 11,312 11,939 11,312
Commercial real estate: | Commercial real estate owner occupied | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period (1,074)   (1,074)  
Commercial real estate: | Commercial real estate non-owner occupied        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 28,319 23,949 25,531 22,965
Loans charged off 0 0 0 0
Recoveries of loans previously charged-off 528 0 529 0
Provision for (reversal of) credit losses on loans HFI (797)   1,990  
Provision for (reversal of) credit losses on loans HFI   594   1,578
Balance at end of period 26,303 24,543 26,303 24,543
Commercial real estate: | Commercial real estate non-owner occupied | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period (1,747)   (1,747)  
Consumer and other        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period 20,153 17,370 19,249 16,922
Loans charged off (951) (594) (1,923) (1,366)
Recoveries of loans previously charged-off 251 143 754 449
Provision for (reversal of) credit losses on loans HFI 1,680   3,053  
Provision for (reversal of) credit losses on loans HFI   1,043   1,957
Balance at end of period 18,760 $ 17,962 18,760 $ 17,962
Consumer and other | Impact of change in accounting estimate for current expected credit losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Balance at beginning of period $ (2,373)   $ (2,373)