Minimum Capital Requirements (Tables)

6 Months Ended

Jun. 30, 2025

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Actual and Required Capital Amounts and Ratios

Actual and required capital amounts and ratios are included below as of the dates indicated.


June 30, 2025						Actual																		Minimum Requirement for Capital Adequacy with Capital Buffer												To Qualify as Well-Capitalized Under Prompt Corrective Action Provisions
						Amount						Ratio																		Amount						Ratio						Amount						Ratio

Total Capital (to risk-weighted assets)
FB Financial Corporation						$	1,704,465					14.7		%																$	1,217,516					10.5		%				N/A						N/A
FirstBank						1,634,335						14.2		%																1,206,440						10.5		%				$	1,148,990					10.0		%
Tier 1 Capital (to risk-weighted assets)
FB Financial Corporation						$	1,459,289					12.6		%																$	985,608					8.5		%				N/A						N/A
FirstBank						1,390,461						12.1		%																976,642						8.5		%				$	919,192					8.0		%
Common Equity Tier 1 Capital (to risk-weighted assets)
FB Financial Corporation						$	1,429,289					12.3		%																$	811,677					7.0		%				N/A						N/A
FirstBank						1,390,461						12.1		%																804,293						7.0		%				$	746,844					6.5		%
Tier 1 Capital (to average assets)
FB Financial Corporation						$	1,459,289					11.3		%																$	516,088					4.0		%				N/A						N/A
FirstBank						1,390,461						10.8		%																514,782						4.0		%				$	643,478					5.0		%


December 31, 2024						Actual																		Minimum Requirement for Capital Adequacy with Capital Buffer												To Qualify as Well-Capitalized Under Prompt Corrective Action Provisions
						Amount						Ratio																		Amount						Ratio						Amount						Ratio

Total Capital (to risk-weighted assets)
FB Financial Corporation						$	1,721,941					15.2		%																$	1,187,163					10.5		%				N/A						N/A
FirstBank						1,650,305						14.7		%																1,175,095						10.5		%				$	1,119,138					10.0		%
Tier 1 Capital (to risk-weighted assets)
FB Financial Corporation						$	1,480,722					13.1		%																$	961,037					8.5		%				N/A						N/A
FirstBank						1,410,505						12.6		%																951,267						8.5		%				$	895,310					8.0		%
Common Equity Tier 1 Capital (to risk-weighted assets)
FB Financial Corporation						$	1,450,722					12.8		%																$	791,442					7.0		%				N/A						N/A
FirstBank						1,410,505						12.6		%																783,397						7.0		%				$	727,440					6.5		%
Tier 1 Capital (to average assets)
FB Financial Corporation						$	1,480,722					11.3		%																$	522,557					4.0		%				N/A						N/A
FirstBank						1,410,505						10.8		%																521,538						4.0		%				$	651,923					5.0		%
Note: The Company adopted CECL on January 1, 2020, and the December 31, 2024 regulatory capital ratios reflect the final year of the Company's election of the five-year transition provision.