v3.25.2
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
ASSETS    
Cash and due from banks $ 143,317 $ 120,153
Federal funds sold and reverse repurchase agreements 352,124 125,825
Interest-bearing deposits in financial institutions 670,288 796,510
Cash and cash equivalents 1,165,729 1,042,488
Investments:    
Available-for-sale debt securities, at fair value 1,337,565 1,538,008
Federal Home Loan Bank stock, at cost 33,626 32,749
Loans held for sale (includes $123,235 and $95,403 at fair value, respectively) 144,212 126,760
Loans held for investment 9,874,282 9,602,384
Less: allowance for credit losses on loans HFI 148,948 151,942
Net loans held for investment 9,725,334 9,450,442
Premises and equipment, net 147,243 148,899
Operating lease right-of-use assets 47,764 47,963
Interest receivable 50,386 49,611
Mortgage servicing rights, at fair value 153,464 162,038
Bank-owned life insurance 72,686 72,504
Other real estate owned, net 2,998 4,409
Goodwill 242,561 242,561
Core deposit and other intangibles, net 4,475 5,762
Other assets 226,195 233,288
Total assets 13,354,238 13,157,482
Deposits    
Noninterest-bearing 2,191,903 2,116,232
Interest-bearing checking 2,325,551 2,906,425
Money market and savings 4,645,552 4,338,483
Customer time deposits 1,721,745 1,380,205
Brokered and internet time deposits 518,719 469,089
Total deposits 11,403,470 11,210,434
Borrowings 164,485 176,789
Operating lease liabilities 59,289 60,024
Accrued expenses and other liabilities 115,771 142,604
Total liabilities 11,743,015 11,589,851
SHAREHOLDERS’ EQUITY    
Common stock, $1 par value per share; 75,000,000 shares authorized; 45,807,689 and 46,663,120 shares issued and outstanding, respectively 45,808 46,663
Additional paid-in capital 822,548 860,266
Retained earnings 786,785 762,293
Accumulated other comprehensive loss, net (44,011) (101,684)
Total FB Financial Corporation common shareholders’ equity 1,611,130 1,567,538
Noncontrolling interest 93 93
Total equity 1,611,223 1,567,631
Total liabilities and shareholders’ equity $ 13,354,238 $ 13,157,482