The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLY FINL INC COM 02005N100 2,336,727 59,993 SH SOLE 59,993 0 0
AMGEN INC COM 031162100 1,166,260 4,177 SH SOLE 4,177 0 0
APPLE INC COM 037833100 2,061,216 10,046 SH SOLE 10,046 0 0
BANK AMERICA CORP COM 060505104 2,071,102 43,768 SH SOLE 43,768 0 0
CATERPILLAR INC COM 149123101 2,076,535 5,349 SH SOLE 5,349 0 0
CHEVRON CORP NEW COM 166764100 2,574,280 17,978 SH SOLE 17,978 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,974,380 40,146 SH SOLE 40,146 0 0
DOW INC COM 260557103 1,683,545 63,578 SH SOLE 63,578 0 0
ELECTRONIC ARTS INC COM 285512109 1,823,135 11,416 SH SOLE 11,416 0 0
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102 4,629,653 131,226 SH SOLE 131,226 0 0
GENERAL MLS INC COM 370334104 687,208 13,264 SH SOLE 13,264 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 848,885 48,480 SH SOLE 48,480 0 0
ISHARES TR CORE MSCI EAFE 46432F842 5,589,654 66,958 SH SOLE 66,958 0 0
ISHARES TR CORE S&P MCP ETF 464287507 9,860,126 158,983 SH SOLE 158,983 0 0
ISHARES TR CORE S&P SCP ETF 464287804 11,825,178 108,200 SH SOLE 108,200 0 0
JOHNSON & JOHNSON COM 478160104 2,438,266 15,962 SH SOLE 15,962 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 14,817,265 314,859 SH SOLE 314,859 0 0
KIMBERLY-CLARK CORP COM 494368103 1,318,852 10,230 SH SOLE 10,230 0 0
LOWES COS INC COM 548661107 2,625,484 11,833 SH SOLE 11,833 0 0
MEDTRONIC PLC SHS G5960L103 2,159,550 24,774 SH SOLE 24,774 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 1,503,486 31,264 SH SOLE 31,264 0 0
NIKE INC CL B 654106103 3,513,852 49,463 SH SOLE 49,463 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 10,674,494 402,204 SH SOLE 402,204 0 0
PRUDENTIAL FINL INC COM 744320102 1,662,312 15,472 SH SOLE 15,472 0 0
SCHLUMBERGER LTD COM STK 806857108 1,779,604 52,651 SH SOLE 52,651 0 0
TESLA INC COM 88160R101 2,888,482 9,093 SH SOLE 9,093 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,261,347 85,619 SH SOLE 85,619 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,866,323 36,103 SH SOLE 36,103 0 0
HERSHEY CO COM 427866108 2,960,284 17,838 SH SOLE 17,838 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2,678,341 64,663 SH SOLE 64,663 0 0
US BANCORP DEL COM NEW 902973304 1,586,013 35,050 SH SOLE 35,050 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,690,038 16,743 SH SOLE 16,743 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,590,909 113,039 SH SOLE 113,039 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 5,463,510 71,983 SH SOLE 71,983 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,798,382 60,357 SH SOLE 60,357 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,513,489 151,757 SH SOLE 151,757 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,916,082 44,282 SH SOLE 44,282 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 3,327,247 255,157 SH SOLE 255,157 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 441,370 14,644 SH SOLE 14,644 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 779,754 35,283 SH SOLE 35,283 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 683,564 28,685 SH SOLE 28,685 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,067,613 43,683 SH SOLE 43,683 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,773,602 63,230 SH SOLE 63,230 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,047,369 41,398 SH SOLE 41,398 0 0
AMAZON COM INC COM 023135106 1,800,314 8,206 SH SOLE 8,206 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 2,201,978 39,216 SH SOLE 39,216 0 0
HUNT J B TRANS SVCS INC COM 445658107 1,370,375 9,543 SH SOLE 9,543 0 0
PAYPAL HLDGS INC COM 70450Y103 1,647,154 22,163 SH SOLE 22,163 0 0
SALESFORCE INC COM 79466L302 1,428,623 5,239 SH SOLE 5,239 0 0
GENERAC HLDGS INC COM 368736104 780,924 5,453 SH SOLE 5,453 0 0
INTEL CORP COM 458140100 753,760 33,650 SH SOLE 33,650 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 2,020,755 24,367 SH SOLE 24,367 0 0
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888 2,758,235 110,817 SH SOLE 110,817 0 0
HUBBELL INC COM 443510607 547,034 1,339 SH SOLE 1,339 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 1,957,568 39,869 SH SOLE 39,869 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST RIS 33738D879 1,545,116 62,530 SH SOLE 62,530 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,501,126 81,523 SH SOLE 81,523 0 0
SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391 2,192,344 102,446 SH SOLE 102,446 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 342,951 11,741 SH SOLE 11,741 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 329,445 4,901 SH SOLE 4,901 0 0
CAVA GROUP INC COM 148929102 960,896 11,408 SH SOLE 11,408 0 0
DUTCH BROS INC CL A 26701L100 577,180 8,442 SH SOLE 8,442 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 888,622 11,362 SH SOLE 11,362 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 922,889 88,996 SH SOLE 88,996 0 0
HENRY JACK & ASSOC INC COM 426281101 666,088 3,697 SH SOLE 3,697 0 0
LYFT INC CL A COM 55087P104 601,685 38,178 SH SOLE 38,178 0 0
OMNICOM GROUP INC COM 681919106 643,431 8,944 SH SOLE 8,944 0 0
PULTE GROUP INC COM 745867101 566,847 5,375 SH SOLE 5,375 0 0
SELECT MED HLDGS CORP COM 81619Q105 822,361 54,174 SH SOLE 54,174 0 0
SUN CMNTYS INC COM 866674104 286,373 2,264 SH SOLE 2,264 0 0
SUPER MICRO COMPUTER INC COM NEW 86800U302 763,282 15,574 SH SOLE 15,574 0 0
SIMPLY GOOD FOODS CO COM 82900L102 829,680 26,264 SH SOLE 26,264 0 0
UTZ BRANDS INC COM CL A 918090101 480,790 38,310 SH SOLE 38,310 0 0
YETI HLDGS INC COM 98585X104 572,876 18,175 SH SOLE 18,175 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 645,850 26,622 SH SOLE 26,622 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 1,722,866 76,948 SH SOLE 76,948 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,684,690 52,272 SH SOLE 52,272 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635 2,072,965 46,867 SH SOLE 46,867 0 0
PNC FINL SVCS GROUP INC COM 693475105 305,137 1,637 SH SOLE 1,637 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 242,977 4,262 SH SOLE 4,262 0 0
ERIE INDTY CO CL A 29530P102 494,176 1,425 SH SOLE 1,425 0 0
AMERICAN ELEC PWR CO INC COM 025537101 218,519 2,106 SH SOLE 2,106 0 0