The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 844,932 5,550 SH SOLE 0 2,955 0 2,595
ABBOTT LABS COM 002824100 2,274,903 16,726 SH SOLE 0 12,677 0 4,049
ABBVIE INC COM 00287Y109 5,189,937 27,960 SH SOLE 0 22,100 0 5,860
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 374,509 1,253 SH SOLE 0 1,253 0 0
ADOBE INC COM 00724F101 221,682 573 SH SOLE 0 573 0 0
ADVANCED MICRO DEVICES INC COM 007903107 235,554 1,660 SH SOLE 0 1,660 0 0
ALLEGION PLC ORD SHS G0176J109 389,989 2,706 SH SOLE 0 2,126 0 580
ALPHABET INC CAP STK CL C 02079K107 771,824 4,351 SH SOLE 0 4,351 0 0
ALPHABET INC CAP STK CL A 02079K305 16,925,305 96,041 SH SOLE 0 89,791 0 6,250
ALTRIA GROUP INC COM 02209S103 1,282,062 21,867 SH SOLE 0 21,867 0 0
AMAZON COM INC COM 023135106 37,834,683 172,454 SH SOLE 0 155,140 0 17,314
AMERICAN TOWER CORP NEW COM 03027X100 4,677,888 21,165 SH SOLE 0 18,245 0 2,920
AMGEN INC COM 031162100 1,002,643 3,591 SH SOLE 0 3,266 0 325
APPLE INC COM 037833100 19,883,036 96,910 SH SOLE 0 90,343 0 6,567
APPLIED MATLS INC COM 038222105 14,711,688 80,361 SH SOLE 0 65,801 0 14,560
ASML HOLDING N V N Y REGISTRY SHS N07059210 425,538 531 SH SOLE 0 460 0 71
ASTRAZENECA PLC SPONSORED ADR 046353108 300,484 4,300 SH SOLE 0 2,838 0 1,462
AUTOMATIC DATA PROCESSING IN COM 053015103 7,771,988 25,201 SH SOLE 0 19,231 0 5,970
BECTON DICKINSON & CO COM 075887109 2,373,088 13,777 SH SOLE 0 10,901 0 2,876
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,024,666 28,871 SH SOLE 0 22,802 0 6,069
BLACKROCK INC COM 09290D101 4,296,679 4,095 SH SOLE 0 3,680 0 415
BLACKSTONE INC COM 09260D107 1,468,106 9,815 SH SOLE 0 9,815 0 0
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102 465,248 15,130 SH SOLE 0 15,130 0 0
BOEING CO COM 097023105 16,903,967 80,676 SH SOLE 0 63,464 0 17,212
BP PLC SPONSORED ADR 055622104 279,157 9,327 SH SOLE 0 9,327 0 0
BROADCOM INC COM 11135F101 26,511,536 96,178 SH SOLE 0 93,042 0 3,136
CARRIER GLOBAL CORPORATION COM 14448C104 238,526 3,259 SH SOLE 0 3,259 0 0
CATERPILLAR INC COM 149123101 5,444,294 14,024 SH SOLE 0 12,951 0 1,073
CHARTER COMMUNICATIONS INC N CL A 16119P108 213,399 522 SH SOLE 0 522 0 0
CHEVRON CORP NEW COM 166764100 1,241,029 8,667 SH SOLE 0 7,757 0 910
CHUBB LIMITED COM H1467J104 1,148,160 3,963 SH SOLE 0 3,963 0 0
CISCO SYS INC COM 17275R102 1,311,351 18,901 SH SOLE 0 16,901 0 2,000
COCA COLA CO COM 191216100 3,326,468 47,017 SH SOLE 0 35,193 0 11,824
COCA COLA CONS INC COM 191098102 334,950 3,000 SH SOLE 0 3,000 0 0
COLGATE PALMOLIVE CO COM 194162103 1,704,648 18,753 SH SOLE 0 12,623 0 6,130
COMCAST CORP NEW CL A 20030N101 261,144 7,317 SH SOLE 0 4,817 0 2,500
CONSTELLATION ENERGY CORP COM 21037T109 3,268,913 10,128 SH SOLE 0 8,839 0 1,289
COSTCO WHSL CORP NEW COM 22160K105 13,651,246 13,790 SH SOLE 0 13,204 0 586
CSX CORP COM 126408103 452,252 13,860 SH SOLE 0 9,168 0 4,692
CUMMINS INC COM 231021106 214,513 655 SH SOLE 0 180 0 475
DEERE & CO COM 244199105 8,327,578 16,377 SH SOLE 0 13,898 0 2,479
DIAGEO PLC SPON ADR NEW 25243Q205 316,133 3,135 SH SOLE 0 3,135 0 0
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 334,631 4,993 SH SOLE 0 4,993 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 325,832 9,091 SH SOLE 0 9,091 0 0
DISNEY WALT CO COM 254687106 374,907 3,023 SH SOLE 0 2,995 0 28
DUKE ENERGY CORP NEW COM NEW 26441C204 289,100 2,450 SH SOLE 0 2,450 0 0
ELEVANCE HEALTH INC COM 036752103 1,481,938 3,810 SH SOLE 0 3,475 0 335
ELI LILLY & CO COM 532457108 6,460,049 8,287 SH SOLE 0 6,345 0 1,942
EMERSON ELEC CO COM 291011104 1,463,563 10,977 SH SOLE 0 8,221 0 2,756
ENTERGY CORP NEW COM 29364G103 281,777 3,390 SH SOLE 0 3,390 0 0
EXELON CORP COM 30161N101 988,847 22,774 SH SOLE 0 18,905 0 3,869
EXXON MOBIL CORP COM 30231G102 1,244,552 11,545 SH SOLE 0 11,364 0 181
FEDEX CORP COM 31428X106 1,485,471 6,535 SH SOLE 0 5,035 0 1,500
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303 1,651,378 32,285 SH SOLE 0 24,485 0 7,800
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 1,664,093 17,705 SH SOLE 0 17,405 0 300
GENERAL MLS INC COM 370334104 227,135 4,384 SH SOLE 0 4,384 0 0
GENUINE PARTS CO COM 372460105 300,849 2,480 SH SOLE 0 1,280 0 1,200
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 220,198 5,040 SH SOLE 0 3,250 0 1,790
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 241,937 7,410 SH SOLE 0 7,410 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 282,834 6,490 SH SOLE 0 4,040 0 2,450
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 355,514 4,360 SH SOLE 0 2,785 0 1,575
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622 918,432 18,435 SH SOLE 0 14,735 0 3,700
HOME DEPOT INC COM 437076102 397,071 1,083 SH SOLE 0 1,083 0 0
HONEYWELL INTL INC COM 438516106 1,041,672 4,473 SH SOLE 0 4,473 0 0
INGERSOLL RAND INC COM 45687V106 554,561 6,667 SH SOLE 0 6,570 0 97
INTERNATIONAL BUSINESS MACHS COM 459200101 277,683 942 SH SOLE 0 942 0 0
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 200,536 2,800 SH SOLE 0 2,800 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 1,436,266 18,870 SH SOLE 0 17,605 0 1,265
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 9,032,158 221,485 SH SOLE 0 202,385 0 19,100
INVESCO QQQ TR UNIT SER 1 46090E103 976,403 1,770 SH SOLE 0 210 0 1,560
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 371,239 6,065 SH SOLE 0 3,545 0 2,520
ISHARES TR CORE S&P MCP ETF 464287507 5,983,690 96,480 SH SOLE 0 75,095 0 21,385
ISHARES TR S&P MC 400VL ETF 464287705 480,479 3,888 SH SOLE 0 3,888 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,545,470 14,141 SH SOLE 0 10,591 0 3,550
ISHARES TR ISHARES BIOTECH 464287556 4,348,310 34,371 SH SOLE 0 30,546 0 3,825
ISHARES TR MSCI USA MIN VOL 46429B697 972,024 10,355 SH SOLE 0 10,355 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 904,045 4,945 SH SOLE 0 4,945 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 3,091,733 61,005 SH SOLE 0 35,005 0 26,000
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 7,041,554 123,862 SH SOLE 0 101,029 0 22,833
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 428,246 9,100 SH SOLE 0 2,000 0 7,100
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 6,809,638 125,177 SH SOLE 0 107,927 0 17,250
JACOBS SOLUTIONS INC COM 46982L108 1,213,941 9,235 SH SOLE 0 8,960 0 275
JOHNSON & JOHNSON COM 478160104 4,846,013 31,725 SH SOLE 0 26,517 0 5,208
KLA CORP COM NEW 482480100 3,049,995 3,405 SH SOLE 0 2,453 0 952
LOCKHEED MARTIN CORP COM 539830109 855,420 1,847 SH SOLE 0 1,647 0 200
MASTERCARD INCORPORATED CL A 57636Q104 1,190,751 2,119 SH SOLE 0 1,421 0 698
MCDONALDS CORP COM 580135101 3,117,746 10,671 SH SOLE 0 9,618 0 1,053
MEDTRONIC PLC SHS G5960L103 622,655 7,143 SH SOLE 0 5,808 0 1,335
MERCK & CO INC COM 58933Y105 3,315,062 41,878 SH SOLE 0 35,427 0 6,451
MICROSOFT CORP COM 594918104 71,325,929 143,395 SH SOLE 0 119,322 0 24,072
MONDELEZ INTL INC CL A 609207105 1,289,520 19,121 SH SOLE 0 11,300 0 7,821
NETFLIX INC COM 64110L106 321,391 240 SH SOLE 0 240 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,142,334 9,440 SH SOLE 0 8,478 0 962
NVIDIA CORPORATION COM 67066G104 3,207,040 20,299 SH SOLE 0 16,672 0 3,627
ORACLE CORP COM 68389X105 1,905,360 8,715 SH SOLE 0 8,080 0 635
PALANTIR TECHNOLOGIES INC CL A 69608A108 641,113 4,703 SH SOLE 0 3,353 0 1,350
PALO ALTO NETWORKS INC COM 697435105 588,954 2,878 SH SOLE 0 2,878 0 0
PEPSICO INC COM 713448108 4,685,837 35,488 SH SOLE 0 27,715 0 7,773
PFIZER INC COM 717081103 653,244 26,949 SH SOLE 0 18,261 0 8,688
PHILLIPS 66 COM 718546104 680,368 5,703 SH SOLE 0 4,335 0 1,368
PROCTER AND GAMBLE CO COM 742718109 8,759,489 54,980 SH SOLE 0 45,913 0 9,067
PRUDENTIAL FINL INC COM 744320102 857,371 7,980 SH SOLE 0 6,620 0 1,360
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 1,496,720 17,780 SH SOLE 0 15,740 0 2,040
REPUBLIC SVCS INC COM 760759100 585,699 2,375 SH SOLE 0 2,375 0 0
ROBLOX CORP CL A 771049103 331,380 3,150 SH SOLE 0 3,150 0 0
RPM INTL INC COM 749685103 428,376 3,900 SH SOLE 0 1,500 0 2,400
RTX CORPORATION COM 75513E101 1,386,460 9,495 SH SOLE 0 6,678 0 2,817
SALESFORCE INC COM 79466L302 4,413,760 16,186 SH SOLE 0 14,616 0 1,570
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 377,199 15,829 SH SOLE 0 15,829 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 21,000,880 718,962 SH SOLE 0 601,548 0 117,414
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 9,412,587 355,192 SH SOLE 0 309,002 0 46,190
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 3,539,969 144,253 SH SOLE 0 123,058 0 21,195
SELECT SECTOR SPDR TR ENERGY 81369Y506 295,139 3,480 SH SOLE 0 2,100 0 1,380
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 341,607 1,349 SH SOLE 0 0 0 1,349
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,030,739 7,647 SH SOLE 0 4,347 0 3,300
SEMPRA COM 816851109 2,594,819 34,246 SH SOLE 0 23,732 0 10,514
SERVICENOW INC COM 81762P102 415,344 404 SH SOLE 0 404 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 200,801 325 SH SOLE 0 325 0 0
STARBUCKS CORP COM 855244109 595,171 6,495 SH SOLE 0 6,493 0 2
SYSCO CORP COM 871829107 295,386 3,900 SH SOLE 0 2,863 0 1,037
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 555,127 2,451 SH SOLE 0 1,171 0 1,280
TESLA INC COM 88160R101 3,201,695 10,079 SH SOLE 0 8,600 0 1,479
TEXAS INSTRS INC COM 882508104 1,640,821 7,903 SH SOLE 0 5,441 0 2,462
THERMO FISHER SCIENTIFIC INC COM 883556102 3,373,833 8,321 SH SOLE 0 8,236 0 85
TRANE TECHNOLOGIES PLC SHS G8994E103 4,222,756 9,654 SH SOLE 0 7,360 0 2,294
TRAVELERS COMPANIES INC COM 89417E109 2,113,566 7,900 SH SOLE 0 6,931 0 969
UNILEVER PLC SPON ADR NEW 904767704 258,443 4,225 SH SOLE 0 2,420 0 1,805
UNITED PARCEL SERVICE INC CL B 911312106 329,064 3,260 SH SOLE 0 2,189 0 1,071
UNITEDHEALTH GROUP INC COM 91324P102 540,332 1,732 SH SOLE 0 1,732 0 0
VANECK BITCOIN ETF SH BEN INT 92189K105 698,190 22,914 SH SOLE 0 19,374 0 3,540
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 2,287,653 8,203 SH SOLE 0 5,553 0 2,650
VANECK ETF TRUST IG FLOATING RATE 92189F486 1,226,550 48,100 SH SOLE 0 24,500 0 23,600
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,267,843 2,232 SH SOLE 0 2,232 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,007,443 2,298 SH SOLE 0 2,298 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 383,087 1,369 SH SOLE 0 1,360 0 9
VANGUARD INDEX FDS VALUE ETF 922908744 324,318 1,835 SH SOLE 0 1,835 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 43,446,944 142,950 SH SOLE 0 124,607 0 18,343
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,361,205 20,250 SH SOLE 0 16,800 0 3,450
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 14,575,272 71,214 SH SOLE 0 59,877 0 11,337
VANGUARD STAR FDS VG TL INTL STK F 921909768 353,257 5,113 SH SOLE 0 5,113 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 229,515 2,865 SH SOLE 0 1,900 0 965
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,199,607 31,503 SH SOLE 0 25,458 0 6,045
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,392,701 3,803 SH SOLE 0 3,563 0 240
VANGUARD WORLD FD INF TECH ETF 92204A702 3,583,039 5,402 SH SOLE 0 4,322 0 1,080
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,817,352 7,318 SH SOLE 0 5,203 0 2,115
VANGUARD WORLD FD ENERGY ETF 92204A306 1,449,690 12,170 SH SOLE 0 11,095 0 1,075
VANGUARD WORLD FD ESG US STK ETF 921910733 639,640 5,834 SH SOLE 0 5,514 0 320
VERIZON COMMUNICATIONS INC COM 92343V104 628,151 14,517 SH SOLE 0 12,510 0 2,007
VERTEX PHARMACEUTICALS INC COM 92532F100 1,371,216 3,080 SH SOLE 0 3,050 0 30
VISA INC COM CL A 92826C839 9,099,221 25,628 SH SOLE 0 22,019 0 3,609
WALMART INC COM 931142103 13,457,853 137,634 SH SOLE 0 110,823 0 26,811
WASTE MGMT INC DEL COM 94106L109 1,678,627 7,336 SH SOLE 0 7,336 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 317,671 2,780 SH SOLE 0 2,780 0 0