Angel Oak Mortgage Trust I, LLC ABS-15G
Exhibit 99.31
| Infinity Loan ID | Loan Number | Loan Number 2 | Borrower Last Name | Property State | Note Date | Loan Purpose | TPR QM ATR Status | Initial Overall Loan Grade | Final Overall Loan Grade | Exception Category | Exception Subcategory | Exception Code | Final Exception Status | Initial Exception Grade | Final Exception Grade | Exception | Exception Detail | Follow-up Comments (Exception Response) | Exception Conclusion Comments | Compensating Factors | Curable Status | Loan Status | Review Date | Cleared Date | Cured Date | Exception Date |
| XXX | 2025090346 | XXX | XXX | XXX | XXX | Not Covered/Exempt | 2 | 2 | Credit | Guidelines | XXX | Waived | 2 | W | * Loan does not conform to program guidelines (XXX) | Member XXX, owns XXX% of the entity, but is not providing a XXX. A copy of an exception approval letter is available in the loan file. |
DSCR: XXX DSCR exceeds the guideline requirement of XXX. FICO: XXX FICO exceeds the guideline requirement of XXX. Reserves: The XXX months of available reserves are more than the guideline requirement of XXX months. |
QC Complete | XXX | XXX |