The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,840,849 10,377 SH SOLE 10,377 0 0
ALPHABET INC CAP STK CL A 02079K305 6,579,328 37,334 SH SOLE 37,334 0 0
AMAZON COM INC COM 023135106 8,408,282 38,326 SH SOLE 38,326 0 0
AMGEN INC COM 031162100 1,846,199 6,612 SH SOLE 6,612 0 0
APPLE INC COM 037833100 1,163,617 5,671 SH SOLE 5,671 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,332,946 13,037 SH SOLE 13,037 0 0
BOOKING HOLDINGS INC COM 09857L108 1,537,996 266 SH SOLE 266 0 0
CHEVRON CORP NEW COM 166764100 1,833,912 12,808 SH SOLE 12,808 0 0
CISCO SYS INC COM 17275R102 2,405,542 34,672 SH SOLE 34,672 0 0
DIAMOND HILL INVT GROUP INC COM NEW 25264R207 1,544,404 10,628 SH SOLE 10,628 0 0
DISNEY WALT CO COM 254687106 6,896,768 55,615 SH SOLE 55,615 0 0
ELEVANCE HEALTH INC COM 036752103 5,035,913 12,947 SH SOLE 12,947 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,563,857 19,210 SH SOLE 19,210 0 0
JACKSON FINANCIAL INC COM CL A 46817M107 736,779 8,298 SH SOLE 8,298 0 0
JOHNSON & JOHNSON COM 478160104 3,307,734 21,655 SH SOLE 21,655 0 0
JPMORGAN CHASE & CO. COM 46625H100 2,426,456 8,370 SH SOLE 8,370 0 0
KASPI KZ JSC SPONSORED ADS 48581R205 3,200,792 37,705 SH SOLE 37,705 0 0
LOCKHEED MARTIN CORP COM 539830109 2,944,194 6,357 SH SOLE 6,357 0 0
MARKEL GROUP INC COM 570535104 6,771,505 3,390 SH SOLE 3,390 0 0
MEDTRONIC PLC SHS G5960L103 2,371,693 27,208 SH SOLE 27,208 0 0
META PLATFORMS INC CL A 30303M102 6,732,684 9,122 SH SOLE 9,122 0 0
MICROSOFT CORP COM 594918104 4,250,727 8,546 SH SOLE 8,546 0 0
NVIDIA CORPORATION COM 67066G104 2,092,138 13,242 SH SOLE 13,242 0 0
NVR INC COM 62944T105 801,368 109 SH SOLE 109 0 0
PAYPAL HLDGS INC COM 70450Y103 2,605,695 35,060 SH SOLE 35,060 0 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 4,552,273 327,266 SH SOLE 327,266 0 0
QUALCOMM INC COM 747525103 1,966,479 12,348 SH SOLE 12,348 0 0
REGENERON PHARMACEUTICALS COM 75886F107 5,479,161 10,436 SH SOLE 10,436 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,248,454 47,111 SH SOLE 47,111 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 6,052,350 26,722 SH SOLE 26,722 0 0
THE TRADE DESK INC COM CL A 88339J105 1,393,275 19,354 SH SOLE 19,354 0 0
ULTA BEAUTY INC COM 90384S303 1,035,941 2,214 SH SOLE 2,214 0 0
UNITEDHEALTH GROUP INC COM 91324P102 994,443 3,188 SH SOLE 3,188 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 8,946,835 128,657 SH SOLE 128,657 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,817,829 48,511 SH SOLE 48,511 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,771,901 87,560 SH SOLE 87,560 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,386,639 5,444 SH SOLE 5,444 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,039,094 3,752 SH SOLE 3,752 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,102,091 11,894 SH SOLE 11,894 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,417,580 37,566 SH SOLE 37,566 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,330,755 4,679 SH SOLE 4,679 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,391,058 7,133 SH SOLE 7,133 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,288,324 7,834 SH SOLE 7,834 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,910,654 43,300 SH SOLE 43,300 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 636,184 4,734 SH SOLE 4,734 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4 268 SH SOLE 0 0 4
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 487,815 9,863 SH SOLE 9,863 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,519,183 61,168 SH SOLE 61,168 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 315,723 4,570 SH SOLE 4,570 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,273,570 69,564 SH SOLE 69,564 0 0
VISA INC COM CL A 92826C839 3,714,555 10,462 SH SOLE 10,462 0 0