The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 803,819 5,910 SH OTR 1 0 0 5,910
ABBOTT LABS COM 002824100 160,492 1,180 SH OTR 2 0 0 1,180
ABBVIE INC COM 00287Y109 163,311 880 SH OTR 1 0 0 880
ABBVIE INC COM 00287Y109 627,024 3,378 SH OTR 2 0 0 3,378
AGNICO EAGLE MINES LTD COM 008474108 3,191,605 26,836 SH OTR 2 0 0 26,836
AGNICO EAGLE MINES LTD COM 008474108 499,506 4,200 SH OTR 1 0 0 4,200
ALPHABET INC CAP STK CL C 02079K107 73,439 414 SH OTR 1 0 0 414
ALPHABET INC CAP STK CL C 02079K107 2,903,697 16,369 SH OTR 2 0 0 16,369
ALPHABET INC CAP STK CL A 02079K305 336,676 1,910 SH OTR 1 0 0 1,910
ALPHABET INC CAP STK CL A 02079K305 2,892,815 16,415 SH OTR 2 0 0 16,415
AMAZON COM INC COM 023135106 1,781,227 8,119 SH OTR 2 0 0 8,119
AMAZON COM INC COM 023135106 517,980 2,361 SH OTR 1 0 0 2,361
AMERICAN EXPRESS CO COM 025816109 1,821,219 5,710 SH OTR 1 0 0 5,710
AMERICAN EXPRESS CO COM 025816109 91,547 287 SH OTR 2 0 0 287
AMERIPRISE FINL INC COM 03076C106 612,188 1,147 SH OTR 1 0 0 1,147
APPLE INC COM 037833100 1,287,647 6,276 SH OTR 2 0 0 6,276
APPLE INC COM 037833100 1,454,123 7,087 SH OTR 1 0 0 7,087
APPLIED MATLS INC COM 038222105 319,274 1,744 SH OTR 1 0 0 1,744
AUTOZONE INC COM 053332102 6,834,215 1,841 SH OTR 2 0 0 1,841
AUTOZONE INC COM 053332102 66,820 18 SH OTR 1 0 0 18
BANK AMERICA CORP COM 060505104 5,300 112 SH OTR 1 0 0 112
BANK AMERICA CORP COM 060505104 866,855 18,319 SH OTR 2 0 0 18,319
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 96,182 198 SH OTR 2 0 0 198
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 230,741 475 SH OTR 1 0 0 475
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH OTR 2 0 0 1
BRISTOL-MYERS SQUIBB CO COM 110122108 217,378 4,696 SH OTR 2 0 0 4,696
BROADCOM INC COM 11135F101 13,134,447 47,649 SH OTR 2 0 0 47,649
BROADCOM INC COM 11135F101 650,748 2,361 SH OTR 1 0 0 2,361
CHEVRON CORP NEW COM 166764100 330,053 2,305 SH OTR 1 0 0 2,305
CHEVRON CORP NEW COM 166764100 2,531,886 17,682 SH OTR 2 0 0 17,682
CHEVRON CORP NEW COM 166764100 23,197 162 SH SOLE 3 0 0 162
CIENA CORP COM NEW 171779309 203,325 2,500 SH OTR 1 0 0 2,500
CISCO SYS INC COM 17275R102 259,412 3,739 SH OTR 1 0 0 3,739
CISCO SYS INC COM 17275R102 252,266 3,636 SH OTR 2 0 0 3,636
COHEN & STEERS ETF TRUST PREFERRED AND IN 19249U203 549,813 21,586 SH OTR 2 0 0 21,586
COLGATE PALMOLIVE CO COM 194162103 397,142 4,369 SH OTR 2 0 0 4,369
COLGATE PALMOLIVE CO COM 194162103 81,810 900 SH OTR 1 0 0 900
COMCAST CORP NEW CL A 20030N101 116,385 3,261 SH OTR 1 0 0 3,261
COMCAST CORP NEW CL A 20030N101 335,093 9,389 SH OTR 2 0 0 9,389
CONSTELLATION BRANDS INC CL A 21036P108 747,027 4,592 SH OTR 2 0 0 4,592
COSTCO WHSL CORP NEW COM 22160K105 116,813 118 SH OTR 1 0 0 118
COSTCO WHSL CORP NEW COM 22160K105 5,243,712 5,297 SH OTR 2 0 0 5,297
CSX CORP COM 126408103 249,620 7,650 SH OTR 2 0 0 7,650
DANAHER CORPORATION COM 235851102 10,075 51 SH OTR 2 0 0 51
DANAHER CORPORATION COM 235851102 423,921 2,146 SH OTR 1 0 0 2,146
DEERE & CO COM 244199105 765,277 1,505 SH OTR 2 0 0 1,505
DEERE & CO COM 244199105 37,628 74 SH OTR 1 0 0 74
DELL TECHNOLOGIES INC CL C 24703L202 1,121,913 9,151 SH OTR 2 0 0 9,151
DIAMONDBACK ENERGY INC COM 25278X109 1,994,224 14,514 SH OTR 2 0 0 14,514
DISNEY WALT CO COM 254687106 455,566 3,674 SH OTR 1 0 0 3,674
EATON CORP PLC SHS G29183103 2,231,188 6,250 SH OTR 2 0 0 6,250
EATON VANCE TAX-MANAGED BUY- COM 27828Y108 333,223 24,025 SH SOLE 0 0 24,025
EDWARDS LIFESCIENCES CORP COM 28176E108 3,366,706 43,047 SH OTR 2 0 0 43,047
EQUIFAX INC COM 294429105 1,244,976 4,800 SH OTR 2 0 0 4,800
EQUIFAX INC COM 294429105 259,370 1,000 SH OTR 1 0 0 1,000
EXXON MOBIL CORP COM 30231G102 386,247 3,583 SH OTR 1 0 0 3,583
EXXON MOBIL CORP COM 30231G102 509,678 4,728 SH OTR 2 0 0 4,728
FIDELITY NATL INFORMATION SV COM 31620M106 146,538 1,800 SH OTR 1 0 0 1,800
FIDELITY NATL INFORMATION SV COM 31620M106 195,384 2,400 SH OTR 2 0 0 2,400
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 419,375 9,382 SH SOLE 0 0 9,382
GE VERNOVA INC COM 36828A101 968,874 1,831 SH OTR 2 0 0 1,831
GE VERNOVA INC COM 36828A101 32,278 61 SH OTR 1 0 0 61
GENUINE PARTS CO COM 372460105 327,537 2,700 SH OTR 1 0 0 2,700
GLOBAL X FDS S&P 500 COVERED 37954Y475 211,250 5,425 SH OTR 1 0 0 5,425
GOLDMAN SACHS GROUP INC COM 38141G104 353,875 500 SH OTR 1 0 0 500
GOLDMAN SACHS GROUP INC COM 38141G104 70,775 100 SH OTR 2 0 0 100
GRAINGER W W INC COM 384802104 208,048 200 SH OTR 2 0 0 200
HOME DEPOT INC COM 437076102 348,419 950 SH OTR 2 0 0 950
HOME DEPOT INC COM 437076102 137,490 375 SH OTR 1 0 0 375
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 387,548 5,322 SH SOLE 0 0 5,322
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,001,206 5,509 SH OTR 1 0 0 5,509
ISHARES INC CORE MSCI EMKT 46434G103 347,093 5,782 SH OTR 1 0 0 5,782
ISHARES SILVER TR ISHARES 46428Q109 1,312,400 40,000 SH OTR 1 0 0 40,000
ISHARES TR S&P MC 400VL ETF 464287705 232,948 1,885 SH OTR 1 0 0 1,885
ISHARES TR S&P MC 400GR ETF 464287606 287,042 3,155 SH OTR 1 0 0 3,155
ISHARES TR MSCI USA MIN VOL 46429B697 293,156 3,123 SH SOLE 0 0 3,123
ISHARES TR MSCI EAFE ETF 464287465 3,092,268 34,593 SH OTR 2 0 0 34,593
ISHARES TR CORE S&P500 ETF 464287200 62,125 100 SH OTR 2 0 0 100
ISHARES TR CORE S&P500 ETF 464287200 4,658,613 7,503 SH OTR 1 0 0 7,503
ISHARES TR CORE S&P SCP ETF 464287804 721,385 6,601 SH OTR 1 0 0 6,601
ISHARES TR CORE S&P SCP ETF 464287804 46,448 425 SH SOLE 3 0 0 425
ISHARES TR CORE S&P SCP ETF 464287804 6,557 60 SH OTR 2 0 0 60
ISHARES TR CORE S&P MCP ETF 464287507 2,627,226 42,361 SH OTR 1 0 0 42,361
ISHARES TR CORE S&P MCP ETF 464287507 138,615 2,235 SH OTR 2 0 0 2,235
ISHARES TR CORE MSCI PAC 46434V696 601,125 8,750 SH OTR 1 0 0 8,750
ISHARES TR CORE MSCI EURO 46434V738 649,819 9,816 SH OTR 1 0 0 9,816
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 442,805 7,789 SH SOLE 0 0 7,789
JOHNSON & JOHNSON COM 478160104 579,534 3,794 SH OTR 2 0 0 3,794
JOHNSON & JOHNSON COM 478160104 31,008 203 SH OTR 1 0 0 203
JPMORGAN CHASE & CO. COM 46625H100 3,893,201 13,429 SH OTR 2 0 0 13,429
JPMORGAN CHASE & CO. COM 46625H100 264,108 911 SH OTR 1 0 0 911
LAM RESEARCH CORP COM NEW 512807306 243,350 2,500 SH OTR 1 0 0 2,500
LINDE PLC SHS G54950103 188,141 401 SH OTR 2 0 0 401
LINDE PLC SHS G54950103 76,007 162 SH OTR 1 0 0 162
LOWES COS INC COM 548661107 654,073 2,948 SH OTR 2 0 0 2,948
LOWES COS INC COM 548661107 27,068 122 SH OTR 1 0 0 122
MARRIOTT INTL INC NEW CL A 571903202 845,858 3,096 SH OTR 2 0 0 3,096
MASTERCARD INCORPORATED CL A 57636Q104 372,566 663 SH OTR 1 0 0 663
MASTERCARD INCORPORATED CL A 57636Q104 6,236,410 11,098 SH OTR 2 0 0 11,098
MCDONALDS CORP COM 580135101 284,574 974 SH OTR 2 0 0 974
MCDONALDS CORP COM 580135101 47,039 161 SH OTR 1 0 0 161
MERCK & CO INC COM 58933Y105 267,244 3,376 SH OTR 2 0 0 3,376
MERCK & CO INC COM 58933Y105 151,275 1,911 SH OTR 1 0 0 1,911
META PLATFORMS INC CL A 30303M102 157,213 213 SH OTR 1 0 0 213
META PLATFORMS INC CL A 30303M102 2,908,813 3,941 SH OTR 2 0 0 3,941
MICROSOFT CORP COM 594918104 8,162,498 16,410 SH OTR 2 0 0 16,410
MICROSOFT CORP COM 594918104 2,816,941 5,663 SH OTR 1 0 0 5,663
MONDELEZ INTL INC CL A 609207105 225,047 3,337 SH OTR 2 0 0 3,337
MONDELEZ INTL INC CL A 609207105 102,981 1,527 SH OTR 1 0 0 1,527
MONOLITHIC PWR SYS INC COM 609839105 416,155 569 SH OTR 1 0 0 569
MORGAN STANLEY COM NEW 617446448 163,961 1,164 SH OTR 1 0 0 1,164
MORGAN STANLEY COM NEW 617446448 277,917 1,973 SH OTR 2 0 0 1,973
NEOS ETF TRUST NASDAQ 100 HDGD 78433H576 374,674 7,153 SH SOLE 0 0 7,153
NEWMONT CORP COM 651639106 354,512 6,085 SH OTR 1 0 0 6,085
NORFOLK SOUTHN CORP COM 655844108 393,938 1,539 SH OTR 2 0 0 1,539
NORFOLK SOUTHN CORP COM 655844108 13,054 51 SH OTR 1 0 0 51
NOVO-NORDISK A S ADR 670100205 239,983 3,477 SH OTR 1 0 0 3,477
NOVO-NORDISK A S ADR 670100205 3,953,949 57,287 SH OTR 2 0 0 57,287
NVIDIA CORPORATION COM 67066G104 1,435,655 9,087 SH OTR 2 0 0 9,087
NVIDIA CORPORATION COM 67066G104 260,684 1,650 SH OTR 1 0 0 1,650
NXP SEMICONDUCTORS N V COM N6596X109 21,849 100 SH OTR 1 0 0 100
NXP SEMICONDUCTORS N V COM N6596X109 2,611,829 11,954 SH OTR 2 0 0 11,954
ORACLE CORP COM 68389X105 453,657 2,075 SH OTR 1 0 0 2,075
ORACLE CORP COM 68389X105 472,241 2,160 SH OTR 2 0 0 2,160
PACCAR INC COM 693718108 213,885 2,250 SH OTR 1 0 0 2,250
PALO ALTO NETWORKS INC COM 697435105 3,293,272 16,093 SH OTR 2 0 0 16,093
PALO ALTO NETWORKS INC COM 697435105 40,109 196 SH OTR 1 0 0 196
PEPSICO INC COM 713448108 838,586 6,351 SH OTR 2 0 0 6,351
PEPSICO INC COM 713448108 3,301 25 SH OTR 1 0 0 25
PFIZER INC COM 717081103 219,445 9,053 SH OTR 1 0 0 9,053
PFIZER INC COM 717081103 144,858 5,976 SH OTR 2 0 0 5,976
PHILLIPS 66 COM 718546104 142,802 1,197 SH OTR 2 0 0 1,197
PHILLIPS 66 COM 718546104 240,151 2,013 SH OTR 1 0 0 2,013
PROCTER AND GAMBLE CO COM 742718109 136,378 856 SH OTR 2 0 0 856
PROCTER AND GAMBLE CO COM 742718109 3,892,188 24,430 SH OTR 1 0 0 24,430
PUTNAM ETF TRUST EMERGING MARKETS 746729847 302,767 5,107 SH OTR 1 0 0 5,107
QUALCOMM INC COM 747525103 701,381 4,404 SH OTR 2 0 0 4,404
ROYCE SMALL CAP TRUST INC COM 780910105 185,416 12,320 SH OTR 1 0 0 12,320
RTX CORPORATION COM 75513E101 3,784,984 25,921 SH OTR 2 0 0 25,921
SALESFORCE INC COM 79466L302 24,815 91 SH OTR 1 0 0 91
SALESFORCE INC COM 79466L302 783,711 2,874 SH OTR 2 0 0 2,874
SCHWAB CHARLES CORP COM 808513105 268,337 2,941 SH OTR 1 0 0 2,941
SERVICENOW INC COM 81762P102 209,728 204 SH OTR 1 0 0 204
SM ENERGY CO COM 78454L100 202,078 8,178 SH OTR 1 0 0 8,178
SPDR GOLD TR GOLD SHS 78463V107 256,972 843 SH OTR 2 0 0 843
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 225,975 3,275 SH SOLE 3 0 0 3,275
STRYKER CORPORATION COM 863667101 237,378 600 SH OTR 2 0 0 600
STRYKER CORPORATION COM 863667101 26,112 66 SH OTR 1 0 0 66
SUNCOR ENERGY INC NEW COM 867224107 468,125 12,500 SH OTR 1 0 0 12,500
SYSCO CORP COM 871829107 484,736 6,400 SH OTR 2 0 0 6,400
SYSCO CORP COM 871829107 10,073 133 SH OTR 1 0 0 133
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 113,245 500 SH OTR 2 0 0 500
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 242,118 1,069 SH OTR 1 0 0 1,069
THERMO FISHER SCIENTIFIC INC COM 883556102 3,137,044 7,737 SH OTR 2 0 0 7,737
THERMO FISHER SCIENTIFIC INC COM 883556102 13,786 34 SH OTR 1 0 0 34
TJX COS INC NEW COM 872540109 177,826 1,440 SH OTR 1 0 0 1,440
TJX COS INC NEW COM 872540109 5,527,783 44,763 SH OTR 2 0 0 44,763
TOTAL RETURN SECURITIES FUND COM 870875101 91,668 14,459 SH OTR 1 0 0 14,459
TRANE TECHNOLOGIES PLC SHS G8994E103 16,184 37 SH OTR 1 0 0 37
TRANE TECHNOLOGIES PLC SHS G8994E103 1,747,890 3,996 SH OTR 2 0 0 3,996
TRAVELERS COMPANIES INC COM 89417E109 4,966,077 18,562 SH OTR 2 0 0 18,562
VALERO ENERGY CORP COM 91913Y100 699,253 5,202 SH OTR 2 0 0 5,202
VANECK ETF TRUST GOLD MINERS ETF 92189F106 121,664 2,337 SH OTR 2 0 0 2,337
VANECK ETF TRUST GOLD MINERS ETF 92189F106 494,570 9,500 SH OTR 1 0 0 9,500
VANGUARD INDEX FDS TOTAL STK MKT 922908769 322,774 1,062 SH SOLE 3 0 0 1,062
VANGUARD INDEX FDS TOTAL STK MKT 922908769 333,411 1,097 SH OTR 1 0 0 1,097
VANGUARD INDEX FDS SMALL CP ETF 922908751 486,994 2,055 SH OTR 2 0 0 2,055
VANGUARD INDEX FDS SMALL CP ETF 922908751 498,369 2,103 SH OTR 1 0 0 2,103
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 303,896 535 SH SOLE 3 0 0 535
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,049,802 1,848 SH SOLE 0 0 1,848
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 541,333 953 SH OTR 1 0 0 953
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 122,964 2,486 SH SOLE 0 0 2,486
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 56,137 1,135 SH SOLE 3 0 0 1,135
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 138,488 2,800 SH OTR 2 0 0 2,800
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 157,580 3,186 SH OTR 1 0 0 3,186
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 298,614 1,459 SH OTR 1 0 0 1,459
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 551,914 9,681 SH SOLE 0 0 9,681
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 23,944 420 SH OTR 2 0 0 420
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 867,179 15,211 SH OTR 1 0 0 15,211
VERIZON COMMUNICATIONS INC COM 92343V104 213,321 4,930 SH OTR 2 0 0 4,930
VERTEX PHARMACEUTICALS INC COM 92532F100 2,703,700 6,073 SH OTR 2 0 0 6,073
VERTIV HOLDINGS CO COM CL A 92537N108 1,538,865 11,984 SH OTR 2 0 0 11,984
VISA INC COM CL A 92826C839 128,883 363 SH OTR 1 0 0 363
VISA INC COM CL A 92826C839 1,309,779 3,689 SH OTR 2 0 0 3,689
WALMART INC COM 931142103 374,009 3,825 SH OTR 1 0 0 3,825
WEC ENERGY GROUP INC COM 92939U106 287,384 2,758 SH OTR 2 0 0 2,758
ZOETIS INC CL A 98978V103 607,113 3,893 SH OTR 2 0 0 3,893