The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT 922908769 165,950,626 546,016 SH SOLE 0 0 546,016
VANGUARD S&P S&P 500 ETF SHS 922908363 166,794,407 293,637 SH SOLE 0 0 293,637
DIMENSIONAL US US EQUITY ETF 25434V401 160,633,817 2,396,803 SH SOLE 0 0 2,396,803
ISHARES CORE CORE S&P TTL STK 464287150 118,645,099 878,592 SH SOLE 0 0 878,592
DIMENSIONAL US US CORE EQUITY 2 25434V708 115,007,233 3,208,908 SH SOLE 0 0 3,208,908
VANGUARD STAR FDS VG TL INTL STK F 921909768 107,959,523 1,562,593 SH SOLE 0 0 1,562,593
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 89,261,413 694,534 SH SOLE 0 0 694,534
VANGUARD INTERMEDIATE INTERMED TERM 921937819 62,222,433 804,530 SH SOLE 0 0 804,530
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 60,047,892 1,736,995 SH SOLE 0 0 1,736,995
VANGUARD SMALL SM CP VAL ETF 922908611 46,174,469 236,780 SH SOLE 0 0 236,780
STRYKER CORP COM 863667101 45,070,711 113,921 SH SOLE 0 0 113,921
VANGUARD TOTAL TOTAL BND MRKT 921937835 43,357,703 588,859 SH SOLE 0 0 588,859
ABBOTT LABORATORIES COM 002824100 815,625 5,997 SH SOLE 0 0 5,997
BNY MELLON US LRG CP CORE 09661T107 36,135,525 305,121 SH SOLE 0 0 305,121
VANGUARD HIGH HIGH DIV YLD 921946406 39,382,029 295,417 SH SOLE 0 0 295,417
ISHARES GOLD ISHARES 464285204 29,543,864 473,763 SH SOLE 0 0 473,763
MICROSOFT CORP COM 594918104 30,917,189 62,156 SH SOLE 0 0 62,156
DIMENSIONAL US US CORE EQT MKT 25434V104 26,560,457 627,018 SH SOLE 0 0 627,018
VANGUARD SHORT SHRT TRM CORP BD 92206C409 26,211,947 329,709 SH SOLE 0 0 329,709
ISHARES CORE CORE US AGGBD ET 464287226 21,771,144 219,467 SH SOLE 0 0 219,467
ISHARES RUSSELL RUS 2000 VAL ETF 464287630 16,566,193 105,009 SH SOLE 0 0 105,009
VANGUARD MID MID CAP ETF 922908629 21,608,537 77,220 SH SOLE 0 0 77,220
VANGUARD S&P 500 VAL IDX FD 921932703 20,150,679 106,781 SH SOLE 0 0 106,781
DIMENSIONAL US US SMALL CAP VAL 25434V815 18,508,657 628,904 SH SOLE 0 0 628,904
VANGUARD MEGA MEGA GRWTH IND 921910816 16,436,015 44,886 SH SOLE 0 0 44,886
SPDR PORTFOLIO PORTFOLI S&P1500 78464A805 19,089,180 254,896 SH SOLE 0 0 254,896
NVIDIA CORP COM 67066G104 21,803,389 138,005 SH SOLE 0 0 138,005
ISHARES BITCOIN TR SHS 46438F101 18,898,706 308,752 SH SOLE 0 0 308,752
ISHARES CORE CORE S&P500 ETF 464287200 16,536,153 26,633 SH SOLE 0 0 26,633
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,035,497 223,119 SH SOLE 0 0 223,119
VANGUARD VALUE VALUE ETF 922908744 11,322,859 64,065 SH SOLE 0 0 64,065
VANGUARD GROWTH GROWTH ETF 922908736 10,839,257 24,724 SH SOLE 0 0 24,724
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,907,872 17,654 SH SOLE 0 0 17,654
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,403,168 252,643 SH SOLE 0 0 252,643
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 13,541,609 568,259 SH SOLE 0 0 568,259
SCHWAB INTL INTL EQTY ETF 808524805 11,274,150 510,143 SH SOLE 0 0 510,143
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 6,910,079 31,734 SH SOLE 0 0 31,734
ISHARES SHORT SHRT NAT MUN ETF 464288158 7,539,744 70,902 SH SOLE 0 0 70,902
ALPHABET INC CAP STK CL A 02079K305 9,723,895 55,177 SH SOLE 0 0 55,177
FACEBOOK INC CL A 30303M102 9,797,656 13,274 SH SOLE 0 0 13,274
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,654,528 88,754 SH SOLE 0 0 88,754
SPDR PORTFOLIO PORTFOLIO S&P400 78464A847 8,323,784 153,067 SH SOLE 0 0 153,067
INTL BUSINESS COM 459200101 5,624,773 19,081 SH SOLE 0 0 19,081
VANGUARD MEGA MEGA CAP INDEX 921910873 5,561,016 24,724 SH SOLE 0 0 24,724
SPDR PORTFOLIO PORTFOLIO AGRGTE 78464A649 6,092,186 237,976 SH SOLE 0 0 237,976
ISHARES MSCI EAFE VALUE ETF 464288877 4,489,832 70,729 SH SOLE 0 0 70,729
VANGUARD REAL REAL ESTATE ETF 922908553 4,805,907 53,963 SH SOLE 0 0 53,963
BROADCOM INC COM 11135F101 5,922,950 21,487 SH SOLE 0 0 21,487
ISHARES CORE CORE MSCI TOTAL 46432F834 5,238,747 67,763 SH SOLE 0 0 67,763
VANGUARD RUSSELL VNG RUS1000IDX 92206C730 4,350,560 15,490 SH SOLE 0 0 15,490
ABBVIE INC COM 00287Y109 4,564,625 24,591 SH SOLE 0 0 24,591
ISHARES MSCI MSCI EMRG CHN 46434G764 6,737,694 106,711 SH SOLE 0 0 106,711
MICRON TECHNOLOGY INC COM 595112103 4,394,478 35,655 SH SOLE 0 0 35,655
ISHARES RUSSELL RUSSELL 3000 ETF 464287689 3,602,719 10,264 SH SOLE 0 0 10,264
VANGUARD INFORMATION INF TECH ETF 92204A702 4,154,636 6,264 SH SOLE 0 0 6,264
VANGUARD MEGA MEGA CAP VAL ETF 921910840 3,875,675 29,540 SH SOLE 0 0 29,540
VANGUARD RUSSELL VNG RUS1000GRW 92206C680 4,372,994 40,045 SH SOLE 0 0 40,045
HF FOODS COM 40417F109 3,381,428 1,063,342 SH SOLE 0 0 1,063,342
PROCTER & GAMBLE COM 742718109 4,108,295 25,786 SH SOLE 0 0 25,786
APPLIED INDUSTRIAL TECH COM 03820C105 3,206,189 13,793 SH SOLE 0 0 13,793
JPMORGAN CHASE COM 46625H100 5,636,297 19,442 SH SOLE 0 0 19,442
TESLA INC COM 88160R101 3,580,349 11,271 SH SOLE 0 0 11,271
HONEYWELL INTL COM 438516106 2,927,603 12,571 SH SOLE 0 0 12,571
VANGUARD LARGE LARGE CAP ETF 922908637 3,445,285 12,076 SH SOLE 0 0 12,076
GOLDMAN SACHS COM 38141G104 4,135,378 5,843 SH SOLE 0 0 5,843
APOLLO GLOBAL COM 03769M106 3,554,920 25,057 SH SOLE 0 0 25,057
CISCO SYSTEMS COM 17275R102 4,441,934 64,023 SH SOLE 0 0 64,023
SPDR PORTFOLIO PORTFOLIO SH TSR 78468R101 2,835,323 96,802 SH SOLE 0 0 96,802
BNY MELLON INTERNATIONL EQT 09661T404 3,018,380 35,029 SH SOLE 0 0 35,029
CATERPILLAR INC COM 149123101 3,995,364 10,292 SH SOLE 0 0 10,292
SECTOR FINANCIAL SBI INT-FINL 81369Y605 2,551,669 48,724 SH SOLE 0 0 48,724
ISHARES SELECT SELECT DIVID ETF 464287168 2,517,475 18,955 SH SOLE 0 0 18,955
VANGUARD RUSSELL VNG RUS1000VAL 92206C714 3,272,118 38,400 SH SOLE 0 0 38,400
DIMENSIONAL US US MKTWIDE VALUE 25434V724 2,946,241 69,684 SH SOLE 0 0 69,684
APPLE INC COM 037833100 41,472,432 202,137 SH SOLE 0 0 202,137
ISHARES NATIONAL NATIONAL MUN 464288414 3,355,608 32,117 SH SOLE 0 0 32,117
VANGUARD INTERNATIONAL INTL HIGH ETF 921946794 4,000,871 49,942 SH SOLE 0 0 49,942
PEPSICO INC COM 713448108 2,609,354 19,762 SH SOLE 0 0 19,762
SCHWAB US US MID-CAP ETF 808524508 2,662,583 94,923 SH SOLE 0 0 94,923
AVANTIS INTL INTL EQT ETF 025072703 21,667,508 292,764 SH SOLE 0 0 292,764
EXXON MOBIL COM 30231G102 2,973,826 27,587 SH SOLE 0 0 27,587
VANGUARD S&P 500 GRTH IDX F 921932505 2,967,915 7,484 SH SOLE 0 0 7,484
JOHNSON & JOHNSON COM 478160104 2,679,381 17,541 SH SOLE 0 0 17,541
MCKESSON CORP COM 58155Q103 2,083,292 2,843 SH SOLE 0 0 2,843
PHILIP MORRIS COM 718172109 2,047,256 11,241 SH SOLE 0 0 11,241
WALMART INC COM 931142103 2,718,516 27,803 SH SOLE 0 0 27,803
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,118,488 20,122 SH SOLE 0 0 20,122
ISHARES TIPS TIPS BD ETF 464287176 1,861,872 16,920 SH SOLE 0 0 16,920
BLACKROCK ULTRA BLACKROCK ULTRA 46434V878 3,727,808 73,512 SH SOLE 0 0 73,512
ALPHABET INC CAP STK CL C 02079K107 2,656,688 14,976 SH SOLE 0 0 14,976
FORD MOTOR COM 345370860 1,814,645 167,248 SH SOLE 0 0 167,248
SCHWAB US US LRG CAP ETF 808524201 2,472,402 101,162 SH SOLE 0 0 101,162
KKR & CO COM 48251W104 2,093,826 15,740 SH SOLE 0 0 15,740
BOOKING HOLDINGS COM 09857L108 2,515,888 434 SH SOLE 0 0 434
EATON CORP SHS G29183103 1,736,478 4,864 SH SOLE 0 0 4,864
SALESFORCE.COM INC COM 79466L302 2,709,951 9,938 SH SOLE 0 0 9,938
SPDR PORTFOLIO PORTFOLIO DEVLPD 78463X889 1,866,084 46,088 SH SOLE 0 0 46,088
VANGUARD EXTENDED EXTEND MKT ETF 922908652 1,947,010 10,103 SH SOLE 0 0 10,103
DIMENSIONAL EMERGING EMGR CRE EQT MNG 25434V302 1,977,080 68,293 SH SOLE 0 0 68,293
MEDTRONIC PLC SHS G5960L103 2,323,498 26,655 SH SOLE 0 0 26,655
BLACKSTONE INC COM 09260D107 1,810,160 12,102 SH SOLE 0 0 12,102
AMERIPRISE FINANCIAL COM 03076C106 2,186,109 4,096 SH SOLE 0 0 4,096
VANGUARD SMALL SMALL CP ETF 922908751 2,302,605 9,717 SH SOLE 0 0 9,717
KLA CORP COM 482480100 4,027,747 4,497 SH SOLE 0 0 4,497
LOWES COMPANIES COM 548661107 1,651,591 7,444 SH SOLE 0 0 7,444
MERCK & COMPANY COM 58933Y105 1,781,358 22,504 SH SOLE 0 0 22,504
AVANTIS U S US EQT ETF 025072885 15,105,510 149,826 SH SOLE 0 0 149,826
NORTHPOINTE BANCSHARES INC. COM SHS 66661N886 1,383,613 100,920 SH SOLE 0 0 100,920
LINDE PLC SHS G54950103 1,298,787 2,768 SH SOLE 0 0 2,768
ELI LILLY COM 532457108 2,011,460 2,580 SH SOLE 0 0 2,580
VANGUARD FTSE FTSE SMCAP ETF 922042718 1,661,413 12,363 SH SOLE 0 0 12,363
BNY MELLON US MDCP CORE EQT 09661T206 1,254,148 12,252 SH SOLE 0 0 12,252
BNY MELLON CORE BOND ETF 09661T602 1,250,941 29,657 SH SOLE 0 0 29,657
VISA INC COM CL A 92826C839 2,223,002 6,261 SH SOLE 0 0 6,261
SCHWAB AGGREGATE US AGGREGATE B 808524839 2,263,109 97,380 SH SOLE 0 0 97,380
DIMENSIONAL INTL INTERNATNAL VAL 25434V807 1,679,138 39,205 SH SOLE 0 0 39,205
DIMENSIONAL US US TARGETED VLU 25434V609 1,219,233 22,595 SH SOLE 0 0 22,595
PARKER-HANNIFIN CORP COM 701094104 3,038,378 4,350 SH SOLE 0 0 4,350
ISHARES S&P SP SMCP600VL ETF 464287879 1,420,814 14,281 SH SOLE 0 0 14,281
SPDR PORTFOLIO PORTFOLIO SHORT 78464A474 1,175,146 38,925 SH SOLE 0 0 38,925
SPDR PORTFOLIO PORTFOLIO INTRMD 78464A375 1,337,443 39,829 SH SOLE 0 0 39,829
UBER TECHNOLOGIES N/A 90353T100 1,879,997 20,150 SH SOLE 0 0 20,150
CARLYLE GROUP COM 14316J108 1,367,675 26,608 SH SOLE 0 0 26,608
DIMENSIONAL WORLD WORLD EX US CORE 25434V880 1,086,352 36,989 SH SOLE 0 0 36,989
LCI INDS COM 50189K103 1,080,054 11,844 SH SOLE 0 0 11,844
ALTRIA GROUP COM 02209S103 1,073,316 18,307 SH SOLE 0 0 18,307
MONDELEZ INTERNATIONAL CL A 609207105 1,068,304 15,841 SH SOLE 0 0 15,841
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1,036,251 9,871 SH SOLE 0 0 9,871
SPDR DOW UT SER 1 78467X109 1,014,817 2,303 SH SOLE 0 0 2,303
COLGATE-PALMOLIVE N/A 194162103 1,386,940 15,258 SH SOLE 0 0 15,258
DIMENSIONAL US US LARGE CAP VAL 25434V666 1,767,345 56,975 SH SOLE 0 0 56,975
HOME DEPOT COM 437076102 1,727,556 4,712 SH SOLE 0 0 4,712
MERCADOLIBRE INC COM 58733R102 1,884,807 721 SH SOLE 0 0 721
ISHARES CORE CORE S&P MCP ETF 464287507 1,746,680 28,164 SH SOLE 0 0 28,164
LOCKHEED MARTIN N/A 539830109 1,393,862 3,009 SH SOLE 0 0 3,009
KELLOGG CO COM 487836108 1,323,524 16,642 SH SOLE 0 0 16,642
BERKSHIRE HATHAWAY CL B 084670702 11,943,642 24,587 SH SOLE 0 0 24,587
VANGUARD SHORT SHORT TERM TREAS 92206C102 1,924,553 32,741 SH SOLE 0 0 32,741
VANGUARD INDUSTRIALS INDUSTRIAL ETF 92204A603 897,089 3,203 SH SOLE 0 0 3,203
ISHARES S&P S&P 500 GRWT ETF 464287309 1,310,733 11,905 SH SOLE 0 0 11,905
NEXTERA ENERGY COM 65339F101 883,169 12,722 SH SOLE 0 0 12,722
VANGUARD FTSE ALLWRLD EX US 922042775 876,129 13,034 SH SOLE 0 0 13,034
QUALCOMM INC COM 747525103 850,130 5,338 SH SOLE 0 0 5,338
ISHARES CORE CORE S&P SCP ETF 464287804 1,798,542 16,457 SH SOLE 0 0 16,457
AMAZON COM COM 023135106 12,856,839 58,603 SH SOLE 0 0 58,603
INVESCO NASDAQ NASDAQ 100 ETF 46138G649 1,615,360 7,113 SH SOLE 0 0 7,113
AVANTIS U S US SML CP VALU 025072877 8,786,269 96,446 SH SOLE 0 0 96,446
ORACLE CORP COM 68389X105 1,315,822 6,019 SH SOLE 0 0 6,019
COCA COLA COMPANY COM 191216100 755,819 10,683 SH SOLE 0 0 10,683
ISHARES MSCI MSCI EAFE ETF 464287465 1,399,685 15,658 SH SOLE 0 0 15,658
CORTEVA INC COM 22052L104 735,098 9,863 SH SOLE 0 0 9,863
ISHARES CORE CORE DIV GRWTH 46434V621 1,055,533 16,508 SH SOLE 0 0 16,508
COSTCO WHOLESALE COM 22160K105 1,510,608 1,526 SH SOLE 0 0 1,526
VANGUARD MID MCAP VL IDXVIP 922908512 1,427,432 8,679 SH SOLE 0 0 8,679
NUCOR CORP COM 670346105 662,857 5,117 SH SOLE 0 0 5,117
SECTOR TECHNOLOGY TECHNOLOGY 81369Y803 1,816,945 7,175 SH SOLE 0 0 7,175
VANGUARD INTERMEDIATE INTER TERM TREAS 92206C706 640,506 10,709 SH SOLE 0 0 10,709
ARES MANAGEMENT N/A 03990B101 611,553 3,531 SH SOLE 0 0 3,531
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 902,520 18,099 SH SOLE 0 0 18,099
CHEVRON CORP COM 166764100 946,996 6,613 SH SOLE 0 0 6,613
SHERWIN WILLIAMS COM 824348106 577,218 1,681 SH SOLE 0 0 1,681
ISHARES S&P S&P 500 VAL ETF 464287408 1,047,868 5,363 SH SOLE 0 0 5,363
NETFLIX INC COM 64110L106 1,166,380 871 SH SOLE 0 0 871
MCDONALDS CORP COM 580135101 966,428 3,307 SH SOLE 0 0 3,307
PRUDENTIAL FINANCIAL COM 744320102 562,771 5,238 SH SOLE 0 0 5,238
ILLINOIS TOOL COM 452308109 554,812 2,244 SH SOLE 0 0 2,244
PFIZER INC COM 717081103 534,248 22,040 SH SOLE 0 0 22,040
KIMBERLY CLARK COM 494368103 527,095 4,089 SH SOLE 0 0 4,089
ISHARES RUSSELL RUS MID CAP ETF 464287499 1,794,967 19,517 SH SOLE 0 0 19,517
ISHARES RUSS RUS MDCP VAL ETF 464287473 514,870 3,896 SH SOLE 0 0 3,896
AT&T INC COM 00206R102 511,976 17,691 SH SOLE 0 0 17,691
MASTERCARD INC CL A 57636Q104 1,140,119 2,029 SH SOLE 0 0 2,029
SCHWAB US N/A 808524300 499,608 17,104 SH SOLE 0 0 17,104
SCHWAB US US LCAP VA ETF 808524409 491,591 17,766 SH SOLE 0 0 17,766
AMGEN INC COM 031162100 4,448,712 15,934 SH SOLE 0 0 15,934
MORGAN STANLEY COM 617446448 896,297 6,363 SH SOLE 0 0 6,363
VANGUARD HEALTH HEALTH CAR ETF 92204A504 461,451 1,858 SH SOLE 0 0 1,858
GENERAL ELECTRIC N/A 369604301 449,869 1,748 SH SOLE 0 0 1,748
METLIFE INC COM 59156R108 430,321 5,351 SH SOLE 0 0 5,351
HERSHEY COMPANY COM 427866108 416,036 2,507 SH SOLE 0 0 2,507
DUPONT DE COM 26614N102 415,406 6,056 SH SOLE 0 0 6,056
FIRST SOLAR COM 336433107 413,850 2,500 SH SOLE 0 0 2,500
VANECK VECTORS SEMICONDUCTR ETF 92189F676 399,078 1,431 SH SOLE 0 0 1,431
AMERICAN EXPRESS COM 025816109 3,902,087 12,233 SH SOLE 0 0 12,233
VANGUARD INTERMEDIATE INT-TERM CORP 92206C870 381,017 4,595 SH SOLE 0 0 4,595
BERKSHIRE HATHAWAY CL A 084670108 2,186,400 3 SH SOLE 0 0 3
SPDR GOLD GOLD SHS 78463V107 373,112 1,224 SH SOLE 0 0 1,224
APPLIED MATERIALS COM 038222105 2,452,357 13,396 SH SOLE 0 0 13,396
VANGUARD SHORT SHORT TRM BOND 921937827 576,010 7,319 SH SOLE 0 0 7,319
VERTEX PHARMACEUTICALS COM 92532F100 352,810 792 SH SOLE 0 0 792
BANK AMERICA COM 060505104 910,181 19,235 SH SOLE 0 0 19,235
CITY HLDG CO COM 177835105 348,371 2,846 SH SOLE 0 0 2,846
DANAHER CORP COM 235851102 346,018 1,752 SH SOLE 0 0 1,752
STATE STREET COM 857477103 345,286 3,247 SH SOLE 0 0 3,247
ISHARES RUSSELL RUS 1000 GRW ETF 464287614 1,203,711 2,835 SH SOLE 0 0 2,835
ISHARES TR 0-3 MNTH TREASRY 46436E718 614,549 6,103 SH SOLE 0 0 6,103
ISHARES S&P S&P MC 400VL ETF 464287705 332,887 2,694 SH SOLE 0 0 2,694
VANGUARD ESG ESG US STK ETF 921910733 330,566 3,015 SH SOLE 0 0 3,015
ISHARES RUSSELL RUS 1000 ETF 464287622 2,150,836 6,334 SH SOLE 0 0 6,334
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 323,966 3,819 SH SOLE 0 0 3,819
SPDR SERIES S&P 500 ESG ETF 78468R531 321,265 5,487 SH SOLE 0 0 5,487
QORVO INC COM 74736K101 318,412 3,750 SH SOLE 0 0 3,750
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 317,784 8,937 SH SOLE 0 0 8,937
BALCHEM CORP COM 057665200 796,000 5,000 SH SOLE 0 0 5,000
VANGUARD MID MCAP GR IDXVIP 922908538 315,869 1,111 SH SOLE 0 0 1,111
INVESCO EXCHANGE S&P500 LOW VOL 46138E354 307,810 4,227 SH SOLE 0 0 4,227
CUMMINS INC COM 231021106 301,223 920 SH SOLE 0 0 920
RLJ LODGING CUM CONV PFD A 74965L200 300,019 12,680 SH SOLE 0 0 12,680
BRISTOL MYERS COM 110122108 299,965 6,480 SH SOLE 0 0 6,480
GENERAL MILLS COM 370334104 297,671 5,745 SH SOLE 0 0 5,745
SOUTHERN COMPANY COM 842587107 293,430 3,195 SH SOLE 0 0 3,195
VANGUARD MALVERN FDS CORE BD ETF 922020748 293,076 3,778 SH SOLE 0 0 3,778
VANGUARD MUNICIPAL TAX EXEMPT BD 922907746 678,631 13,841 SH SOLE 0 0 13,841
TJX COS COM 872540109 290,981 2,356 SH SOLE 0 0 2,356
TEVA PHARMACEUTICAL SPONSORED ADS 881624209 289,948 17,300 SH SOLE 0 0 17,300
UBS GROUP SHS H42097107 287,991 8,515 SH SOLE 0 0 8,515
ISHARES SILVER ISHARES 46428Q109 974,129 29,690 SH SOLE 0 0 29,690
SPDR PORTFOLIO N/A 78463X509 503,984 11,792 SH SOLE 0 0 11,792
ISHARES RUSSELL RUS 1000 VAL ETF 464287598 539,255 2,776 SH SOLE 0 0 2,776
INTUIT INC N/A 461202103 1,509,474 1,916 SH SOLE 0 0 1,916
SCHWAB US US SML CAP ETF 808524607 551,758 21,809 SH SOLE 0 0 21,809
WALT DISNEY COM DISNEY 254687106 275,922 2,225 SH SOLE 0 0 2,225
ISHARES TR US CONSUM DISCRE 464287580 272,416 2,734 SH SOLE 0 0 2,734
VANGUARD FINANCIALS FINANCIALS ETF 92204A405 269,113 2,114 SH SOLE 0 0 2,114
STARBUCKS CORP COM 855244109 264,026 2,881 SH SOLE 0 0 2,881
ALLSTATE CORP COM 020002101 473,481 2,352 SH SOLE 0 0 2,352
SHOPIFY INC CL A 82509L107 885,081 7,673 SH SOLE 0 0 7,673
KROGER CO N/A 501044101 258,346 3,602 SH SOLE 0 0 3,602
SCHWAB EMERGING EMRG MKTEQ ETF 808524706 255,659 8,482 SH SOLE 0 0 8,482
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 253,210 5,037 SH SOLE 0 0 5,037
CAPITAL ONE COM 14040H105 664,662 3,124 SH SOLE 0 0 3,124
MARATHON PETROLEUM COM 56585A102 245,561 1,478 SH SOLE 0 0 1,478
PAYCHEX INC COM 704326107 242,336 1,666 SH SOLE 0 0 1,666
SANOFI SPONSORED ADR 80105N105 241,549 5,000 SH SOLE 0 0 5,000
NORFOLK SOUTHERN COM 655844108 240,904 941 SH SOLE 0 0 941
FIRST MERCHANTS CORP COM 320817109 239,681 6,258 SH SOLE 0 0 6,258
ISHARES TR US INDUSTRIALS 464287754 235,381 1,654 SH SOLE 0 0 1,654
MPLX COM UNIT REP LTD 55336V100 234,010 4,543 SH SOLE 0 0 4,543
QUEST DIAGNOSTICS COM 74834L100 230,824 1,285 SH SOLE 0 0 1,285
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 396,982 5,820 SH SOLE 0 0 5,820
GE VERNOVA Common Stock 36828A101 229,163 433 SH SOLE 0 0 433
CONSTELLATION ENERGY N/A 21037T109 224,976 697 SH SOLE 0 0 697
COCA-COLA CONSOLIDATED COM 191098102 223,300 2,000 SH SOLE 0 0 2,000
BOSTON SCIENTIFIC N/A 101137107 221,049 2,058 SH SOLE 0 0 2,058
GRAINGER W W COM 384802104 220,580 212 SH SOLE 0 0 212
VANGUARD ESG ESG INTL STK ETF 921910725 219,558 3,352 SH SOLE 0 0 3,352
GILEAD SCIENCES COM 375558103 215,513 1,944 SH SOLE 0 0 1,944
ISHARES MSCI MSCI USA ESG SLC 464288802 215,095 1,697 SH SOLE 0 0 1,697
VIATRIS INC COM 92556V106 211,639 23,700 SH SOLE 0 0 23,700
ISHARES CORE CORE MSCI EMKT 46434G103 211,547 3,524 SH SOLE 0 0 3,524
TAIWAN SEMICONDUCTOR N/A 874039100 210,863 931 SH SOLE 0 0 931
TYSON FOODS CL A 902494103 207,146 3,703 SH SOLE 0 0 3,703
DUKE ENERGY COM NEW 26441C204 205,676 1,743 SH SOLE 0 0 1,743
ISHARES BB N/A 46435U473 202,758 4,314 SH SOLE 0 0 4,314
TEXAS INSTRUMENTS COM 882508104 567,881 2,735 SH SOLE 0 0 2,735
APOGEE ENTERPRISES COM 037598109 371,206 9,143 SH SOLE 0 0 9,143
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 351,877 5,654 SH SOLE 0 0 5,654
TIZIANA LIFE COM G88912103 141,821 89,760 SH SOLE 0 0 89,760
SPDR S&P UTSER1 S&PDCRP 78467Y107 1,388,443 2,451 SH SOLE 0 0 2,451
SHYFT GROUP COM 825698103 140,653 11,216 SH SOLE 0 0 11,216
ADOBE INC COM 00724F101 592,421 1,531 SH SOLE 0 0 1,531
BOEING CO COM 097023105 317,648 1,516 SH SOLE 0 0 1,516
CALAMOS CONVERTIBLE COM SHS 12811P108 130,177 11,845 SH SOLE 0 0 11,845
AUTOMATIC DATA N/A 053015103 259,830 843 SH SOLE 0 0 843
STEELCASE INC CL A 858155203 117,933 11,307 SH SOLE 0 0 11,307
ISHARES TECHNOLOGY U.S. TECH ETF 464287721 1,101,304 6,356 SH SOLE 0 0 6,356
AMERICAN CENTURY N/A 025072604 230,706 3,366 SH SOLE 0 0 3,366
CAVCO INDS INC DEL COM 149568107 320,609 738 SH SOLE 0 0 738
BLACKROCK INC COM 09290D101 1,103,866 1,052 SH SOLE 0 0 1,052
SPDR SERIES S&P DIVID ETF 78464A763 1,916,837 14,122 SH SOLE 0 0 14,122
SCHWAB US US TIPS ETF 808524870 395,915 14,839 SH SOLE 0 0 14,839
COMCAST CORP CL A 20030N101 317,312 8,891 SH SOLE 0 0 8,891
TRADE DESK COM CL A 88339J105 370,749 5,150 SH SOLE 0 0 5,150
ISHARES MSCI MSCI USA QLT FCT 46432F339 407,825 2,230 SH SOLE 0 0 2,230
LAM RESEARCH CORP COM 512807306 433,640 4,455 SH SOLE 0 0 4,455
AMERICAN CENTURY AVANTIS US SMALL 025072323 449,189 8,710 SH SOLE 0 0 8,710
WASTE MANAGEMENT COM 94106L109 368,293 1,610 SH SOLE 0 0 1,610
VANGUARD FTSE FTSE PACIFIC ETF 922042866 362,097 4,406 SH SOLE 0 0 4,406
SCHWAB US N/A 808524797 1,472,146 55,553 SH SOLE 0 0 55,553
VALERO ENERGY COM 91913Y100 250,559 1,864 SH SOLE 0 0 1,864
T-MOBILE US COM 872590104 264,451 1,110 SH SOLE 0 0 1,110
INVESCO S&P S&P500 EQL WGT 46137V357 423,636 2,331 SH SOLE 0 0 2,331
HIVE DIGITAL TECHNOLOGIES LT COM NEW 433921103 40,788 22,660 SH SOLE 0 0 22,660
O REILLY AUTOMOTIVE COM 67103H107 305,541 3,390 SH SOLE 0 0 3,390
ISHARES 1-3YR 1 3 YR TREAS BD 464287457 959,065 11,575 SH SOLE 0 0 11,575
GERDAU SA SPON ADR REP PFD 373737105 34,149 11,695 SH SOLE 0 0 11,695
INVESCO QQQ UNIT SER 1 46090E103 5,472,026 9,919 SH SOLE 0 0 9,919
WORLD GOLD SPDR GLD MINIS 98149E303 6,872,326 104,889 SH SOLE 0 0 104,889
RAYTHEON TECHNOLOGIES COM 75513E101 379,591 2,600 SH SOLE 0 0 2,600
FORTINET INC COM 34959E109 956,450 9,047 SH SOLE 0 0 9,047
MARKEL GROUP INC COM 570535104 225,702 113 SH SOLE 0 0 113