v3.25.2
Loans, Allowance for Credit Losses - Loans, and Credit Quality - Schedule of Activity in ACL - Loans by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
ACL-Loans          
Beginning balance $ 67,480 $ 64,347 $ 66,322 $ 63,610 $ 63,610
Provision for credit losses     2,800   3,750
Charge-offs (568) (375) (956) (591) (1,493)
Recoveries 196 92 242 295 455
Net (charge-offs) recoveries (372) (283) (714) (296) (1,038)
Ending balance 68,408 $ 65,414 $ 68,408 65,414 $ 66,322
As % of ACL-Loans     100.00%   100.00%
Residential first mortgage          
ACL-Loans          
Charge-offs     $ (13)   $ 0
Residential junior mortgage          
ACL-Loans          
Charge-offs     (2)   0
Commercial & industrial          
ACL-Loans          
Charge-offs     (598)   (918)
Owner-occupied CRE          
ACL-Loans          
Charge-offs     (189)   (120)
Agricultural          
ACL-Loans          
Charge-offs     (65)   0
CRE investment          
ACL-Loans          
Charge-offs     0   0
Construction & land development          
ACL-Loans          
Charge-offs     0   0
Residential construction          
ACL-Loans          
Charge-offs     0   0
Retail & other          
ACL-Loans          
Beginning balance     931 1,207 1,207
Provision for credit losses     (250)   61
Charge-offs     (89)   (455)
Recoveries     52   118
Net (charge-offs) recoveries     (37)   (337)
Ending balance 644   $ 644   $ 931
As % of ACL-Loans     1.00%   2.00%
Commercial | Commercial & industrial          
ACL-Loans          
Beginning balance     $ 16,147 15,225 $ 15,225
Provision for credit losses     1,488   1,789
Charge-offs     (598)   (918)
Recoveries     154   51
Net (charge-offs) recoveries     (444)   (867)
Ending balance 17,191   $ 17,191   $ 16,147
As % of ACL-Loans     25.00%   24.00%
Commercial | Owner-occupied CRE          
ACL-Loans          
Beginning balance     $ 5,362 9,082 $ 9,082
Provision for credit losses     204   (3,844)
Charge-offs     (189)   (120)
Recoveries     35   244
Net (charge-offs) recoveries     (154)   124
Ending balance 5,412   $ 5,412   $ 5,362
As % of ACL-Loans     8.00%   8.00%
Commercial | Agricultural          
ACL-Loans          
Beginning balance     $ 9,957 12,629 $ 12,629
Provision for credit losses     244   (2,672)
Charge-offs     (65)   0
Recoveries     0   0
Net (charge-offs) recoveries     (65)   0
Ending balance 10,136   $ 10,136   $ 9,957
As % of ACL-Loans     15.00%   15.00%
Commercial real estate | CRE investment          
ACL-Loans          
Beginning balance     $ 14,616 12,693 $ 12,693
Provision for credit losses     316   1,923
Charge-offs     0   0
Recoveries     0   0
Net (charge-offs) recoveries     0   0
Ending balance 14,932   $ 14,932   $ 14,616
As % of ACL-Loans     22.00%   22.00%
Commercial real estate | Construction & land development          
ACL-Loans          
Beginning balance     $ 2,658 2,440 $ 2,440
Provision for credit losses     570   218
Charge-offs     0   0
Recoveries     0   0
Net (charge-offs) recoveries     0   0
Ending balance 3,228   $ 3,228   $ 2,658
As % of ACL-Loans     5.00%   4.00%
Residential | Residential first mortgage          
ACL-Loans          
Beginning balance     $ 12,590 7,320 $ 7,320
Provision for credit losses     92   5,237
Charge-offs     (13)   0
Recoveries     0   33
Net (charge-offs) recoveries     (13)   33
Ending balance 12,669   $ 12,669   $ 12,590
As % of ACL-Loans     18.00%   19.00%
Residential | Residential junior mortgage          
ACL-Loans          
Beginning balance     $ 2,827 2,098 $ 2,098
Provision for credit losses     239   720
Charge-offs     (2)   0
Recoveries     1   9
Net (charge-offs) recoveries     (1)   9
Ending balance 3,065   $ 3,065   $ 2,827
As % of ACL-Loans     4.00%   4.00%
Residential | Residential construction          
ACL-Loans          
Beginning balance     $ 1,234 $ 916 $ 916
Provision for credit losses     (103)   318
Charge-offs     0   0
Recoveries     0   0
Net (charge-offs) recoveries     0   0
Ending balance $ 1,131   $ 1,131   $ 1,234
As % of ACL-Loans     2.00%   2.00%