v3.25.2
LHI and ACL - Schedule of Activity in Allowance for Credit Loss (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Analysis of allowance for loan losses          
Beginning balance $ 111,773 $ 112,032 $ 111,745 $ 109,816 $ 109,816
Credit (benefit) loss expense 1,750 8,250 5,750 15,750  
Charge-offs (1,841) (7,829) (6,061) (13,259) (25,691)
Recoveries 580 978 828 1,124  
Ending balance 112,262 113,431 112,262 113,431 111,745
Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 1,528 8,159 5,551 20,099  
PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 222 91 199 (4,349)  
Real estate: | Construction and land          
Analysis of allowance for loan losses          
Beginning balance 19,419 19,781 15,457 21,032 21,032
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance 20,381 20,894 20,381 20,894 15,457
Real estate: | Construction and land | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 962 1,113 4,924 (138)  
Real estate: | Construction and land | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 0 0 0 0  
Real estate: | Farmland          
Analysis of allowance for loan losses          
Beginning balance 100 107 97 101 101
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Ending balance 92 99 92 99 97
Real estate: | Farmland | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense (8) (8) (5) (2)  
Real estate: | Farmland | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 0 0 0 0  
Real estate: | Residential Real Estate | Residential          
Analysis of allowance for loan losses          
Beginning balance 16,823 11,516 15,639 9,539 9,539
Charge-offs 0 (31) 0 (31) (31)
Recoveries 1 0 22 1  
Ending balance 18,553 9,181 18,553 9,181 15,639
Real estate: | Residential Real Estate | Residential | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 1,664 (2,310) 2,831 (332)  
Real estate: | Residential Real Estate | Residential | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 65 6 61 4  
Real estate: | Residential Real Estate | Multi-family residential          
Analysis of allowance for loan losses          
Beginning balance 4,954 6,339 4,849 4,882 4,882
Charge-offs 0 (198) 0 (198) (198)
Recoveries 0 0 0 0  
Ending balance 4,204 5,754 4,204 5,754 4,849
Real estate: | Residential Real Estate | Multi-family residential | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense (750) (387) (645) 1,070  
Real estate: | Residential Real Estate | Multi-family residential | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 0 0 0 0  
Real estate: | Commercial Real Estate | OOCRE          
Analysis of allowance for loan losses          
Beginning balance 17,791 9,802 17,546 10,252 10,252
Charge-offs 0 0 0 (120) (120)
Recoveries 186 120 186 120  
Ending balance 17,007 13,100 17,007 13,100 17,546
Real estate: | Commercial Real Estate | OOCRE | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense (1,127) 3,092 (871) 3,139  
Real estate: | Commercial Real Estate | OOCRE | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 157 86 146 (291)  
Real estate: | Commercial Real Estate | NOOCRE          
Analysis of allowance for loan losses          
Beginning balance 35,491 31,137 39,968 27,729 27,729
Charge-offs (215) (1,969) (3,305) (6,262) (11,375)
Recoveries 0 0 0 0  
Ending balance 34,779 33,363 34,779 33,363 39,968
Real estate: | Commercial Real Estate | NOOCRE | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense (497) 4,195 (1,884) 15,848  
Real estate: | Commercial Real Estate | NOOCRE | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 0 0 0 (3,952)  
Commercial          
Analysis of allowance for loan losses          
Beginning balance 16,728 32,791 17,654 35,886 35,886
Charge-offs (1,571) (5,601) (2,489) (6,547) (13,392)
Recoveries 131 361 163 457  
Ending balance 16,941 29,561 16,941 29,561 17,654
Commercial | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 1,653 2,011 1,621 (125)  
Commercial | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 0 (1) (8) (110)  
MW          
Analysis of allowance for loan losses          
Beginning balance 371 404 321 260 260
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Ending balance 212 1,275 212 1,275 321
MW | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense (159) 871 (109) 1,015  
MW | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense 0 0 0 0  
Consumer          
Analysis of allowance for loan losses          
Beginning balance 96 155 214 135 135
Charge-offs (55) (30) (267) (101) (575)
Recoveries 262 497 457 546  
Ending balance 93 204 93 204 $ 214
Consumer | Non-PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense (210) (418) (311) (376)  
Consumer | PCD Loans          
Analysis of allowance for loan losses          
Credit (benefit) loss expense $ 0 $ 0 $ 0 $ 0