LHI and ACL - Schedule of Loans in the Accompanying Consolidated Balance Sheets (Details) - USD ($) $ in Thousands |
6 Months Ended | 12 Months Ended | ||||
---|---|---|---|---|---|---|
Jun. 30, 2025 |
Dec. 31, 2024 |
Mar. 31, 2025 |
Jun. 30, 2024 |
Mar. 31, 2024 |
Dec. 31, 2023 |
|
Loans and Allowance for Credit Losses | ||||||
Real Property | $ 9,461,738 | $ 9,513,526 | ||||
Deferred loan fees, net | (8,698) | (8,982) | ||||
ACL | (112,262) | (111,745) | $ (111,773) | $ (113,431) | $ (112,032) | $ (109,816) |
Total LHI, net | 9,340,778 | 9,392,799 | ||||
Contractual principal balance | 1,855 | 3,870 | ||||
Discount on retained loans from sale | 9,663 | 7,851 | ||||
Loan accrued interest receivable | 34,430 | 34,726 | ||||
Real estate: | Construction and land | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 1,142,457 | 1,303,711 | ||||
ACL | (20,381) | (15,457) | (19,419) | (20,894) | (19,781) | (21,032) |
Real estate: | Farmland | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 31,589 | 31,690 | ||||
ACL | (92) | (97) | (100) | (99) | (107) | (101) |
Real estate: | Residential Real Estate | 1 - 4 family residential | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 1,086,342 | 957,341 | ||||
ACL | (18,553) | (15,639) | (16,823) | (9,181) | (11,516) | (9,539) |
Real estate: | Residential Real Estate | Multi-family residential | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 718,946 | 750,218 | ||||
ACL | (4,204) | (4,849) | (4,954) | (5,754) | (6,339) | (4,882) |
Real estate: | Commercial Real Estate | OOCRE | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 800,881 | 780,003 | ||||
ACL | (17,007) | (17,546) | (17,791) | (13,100) | (9,802) | (10,252) |
Real estate: | Commercial Real Estate | NOOCRE | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 2,311,466 | 2,382,499 | ||||
ACL | (34,779) | (39,968) | (35,491) | (33,363) | (31,137) | (27,729) |
Commercial | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 2,692,209 | 2,693,538 | ||||
ACL | (16,941) | (17,654) | (16,728) | (29,561) | (32,791) | (35,886) |
MW | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 669,052 | 605,411 | ||||
Consumer | ||||||
Loans and Allowance for Credit Losses | ||||||
Real Property | 8,796 | 9,115 | ||||
ACL | $ (93) | $ (214) | $ (96) | $ (204) | $ (155) | $ (135) |