The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 301,272 2,387 SH SOLE 0 0 0 2,387
ABBVIE INC COM 00287Y109 674,234 3,567 SH SOLE 0 0 0 3,567
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 269,237 1,008 SH SOLE 0 0 0 1,008
ADVANCED MICRO DEVICES INC COM 007903107 282,213 1,601 SH SOLE 0 0 0 1,601
ALPHABET INC CAP STK CL A 02079K305 1,768,774 9,217 SH SOLE 0 0 0 9,217
ALPHABET INC CAP STK CL C 02079K107 1,517,418 7,868 SH SOLE 0 0 0 7,868
AMAZON COM INC COM 023135106 10,334,004 44,142 SH SOLE 0 0 0 44,142
AMERICAN CENTY ETF TR US SML CP VALU 025072877 268,081 2,901 SH SOLE 0 0 0 2,901
AMERICAN CENTY ETF TR US EQT ETF 025072885 2,302,326 22,331 SH SOLE 0 0 0 22,331
AMERICAN EXPRESS CO COM 025816109 337,622 1,128 SH SOLE 0 0 0 1,128
AMGEN INC COM 031162100 285,106 966 SH SOLE 0 0 0 966
APPLE INC COM 037833100 26,423,524 127,299 SH SOLE 0 0 0 127,299
APPLIED MATLS INC COM 038222105 255,685 1,420 SH SOLE 0 0 0 1,420
AT&T INC COM 00206R102 310,852 11,341 SH SOLE 0 0 0 11,341
AXON ENTERPRISE INC COM 05464C101 215,315 285 SH SOLE 0 0 0 285
BANK AMERICA CORP COM 060505104 631,827 13,366 SH SOLE 0 0 0 13,366
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,254,246 2,658 SH SOLE 0 0 0 2,658
BERKSHIRE HATHAWAY INC DEL CL A 084670108 719,850 1 SH SOLE 0 0 0 1
BLACKSTONE INC COM 09260D107 373,738 2,161 SH SOLE 0 0 0 2,161
BOEING CO COM 097023105 310,378 1,399 SH SOLE 0 0 0 1,399
BOOKING HOLDINGS INC COM 09857L108 258,773 47 SH SOLE 0 0 0 47
BROADCOM INC COM 11135F101 1,740,553 5,926 SH SOLE 0 0 0 5,926
CATERPILLAR INC COM 149123101 667,443 1,524 SH SOLE 0 0 0 1,524
CHEVRON CORP NEW COM 166764100 259,920 1,714 SH SOLE 0 0 0 1,714
CHUBB LIMITED COM H1467J104 201,309 757 SH SOLE 0 0 0 757
CISCO SYS INC COM 17275R102 428,904 6,300 SH SOLE 0 0 0 6,300
CONOCOPHILLIPS COM 20825C104 387,843 4,068 SH SOLE 0 0 0 4,068
COPART INC COM 217204106 294,736 6,502 SH SOLE 0 0 0 6,502
COSTCO WHSL CORP NEW COM 22160K105 2,014,395 2,144 SH SOLE 0 0 0 2,144
DELL TECHNOLOGIES INC CL C 24703L202 271,086 2,043 SH SOLE 0 0 0 2,043
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 288,558 6,658 SH SOLE 0 0 0 6,658
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 826,413 22,555 SH SOLE 0 0 0 22,555
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 457,802 15,630 SH SOLE 0 0 0 15,630
DISNEY WALT CO COM 254687106 293,457 2,464 SH SOLE 0 0 0 2,464
DOORDASH INC CL A 25809K105 316,066 1,263 SH SOLE 0 0 0 1,263
EATON CORP PLC SHS G29183103 265,855 691 SH SOLE 0 0 0 691
ELI LILLY & CO COM 532457108 2,062,095 2,786 SH SOLE 0 0 0 2,786
EXXON MOBIL CORP COM 30231G102 697,874 6,251 SH SOLE 0 0 0 6,251
GE AEROSPACE COM NEW 369604301 301,638 1,113 SH SOLE 0 0 0 1,113
GOLDMAN SACHS GROUP INC COM 38141G104 513,948 710 SH SOLE 0 0 0 710
HCA HEALTHCARE INC COM 40412C101 227,616 643 SH SOLE 0 0 0 643
HOME DEPOT INC COM 437076102 961,050 2,615 SH SOLE 0 0 0 2,615
HONEYWELL INTL INC COM 438516106 282,472 1,270 SH SOLE 0 0 0 1,270
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 312,573 4,768 SH SOLE 0 0 0 4,768
INTERNATIONAL BUSINESS MACHS COM 459200101 1,479,933 5,846 SH SOLE 0 0 0 5,846
INTUITIVE SURGICAL INC COM NEW 46120E602 267,005 555 SH SOLE 0 0 0 555
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 275,363 1,184 SH SOLE 0 0 0 1,184
INVESCO QQQ TR UNIT SER 1 46090E103 1,337,840 2,368 SH SOLE 0 0 0 2,368
ISHARES INC CORE MSCI EMKT 46434G103 19,593,591 324,774 SH SOLE 0 0 0 324,774
ISHARES INC ESG AWR MSCI EM 46434G863 326,576 8,276 SH SOLE 0 0 0 8,276
ISHARES TR CORE S&P US GWT 464287671 110,103,714 707,698 SH SOLE 0 0 0 707,698
ISHARES TR RUSSELL 3000 ETF 464287689 696,382 1,940 SH SOLE 0 0 0 1,940
ISHARES TR MSCI EAFE MIN VL 46429B689 22,661,038 277,165 SH SOLE 0 0 0 277,165
ISHARES TR ESG AWR US AGRGT 46435U549 9,343,943 197,755 SH SOLE 0 0 0 197,755
ISHARES TR NEW YORK MUN ETF 464288323 20,400,136 392,537 SH SOLE 0 0 0 392,537
ISHARES TR U.S. TECH ETF 464287721 311,614 1,719 SH SOLE 0 0 0 1,719
ISHARES TR SP SMCP600VL ETF 464287879 203,031 2,013 SH SOLE 0 0 0 2,013
ISHARES TR CORE S&P SCP ETF 464287804 305,921 2,774 SH SOLE 0 0 0 2,774
ISHARES TR CORE DIV GRWTH 46434V621 256,104 3,962 SH SOLE 0 0 0 3,962
ISHARES TR CALIF MUN BD ETF 464288356 70,891,857 1,278,713 SH SOLE 0 0 0 1,278,713
ISHARES TR ESG AW MSCI EAFE 46435G516 6,801,959 77,933 SH SOLE 0 0 0 77,933
ISHARES TR RUS 2000 VAL ETF 464287630 31,575,393 196,866 SH SOLE 0 0 0 196,866
ISHARES TR MSCI USA MIN VOL 46429B697 40,761,465 440,141 SH SOLE 0 0 0 440,141
ISHARES TR MSCI USA QLT FCT 46432F339 460,889,798 2,503,203 SH SOLE 0 0 0 2,503,203
ISHARES TR NATIONAL MUN ETF 464288414 116,280,949 1,119,485 SH SOLE 0 0 0 1,119,485
ISHARES TR S&P 500 GRWT ETF 464287309 543,343 4,770 SH SOLE 0 0 0 4,770
ISHARES TR CORE MSCI EAFE 46432F842 116,394,553 1,421,700 SH SOLE 0 0 0 1,421,700
ISHARES TR S&P 500 VAL ETF 464287408 617,794 3,136 SH SOLE 0 0 0 3,136
ISHARES TR RUS MID CAP ETF 464287499 468,175 4,996 SH SOLE 0 0 0 4,996
ISHARES TR ESG AWRE USD ETF 46435G193 2,368,779 102,345 SH SOLE 0 0 0 102,345
ISHARES TR RUS 1000 GRW ETF 464287614 747,376 1,697 SH SOLE 0 0 0 1,697
ISHARES TR RUS 1000 ETF 464287622 957,672 2,757 SH SOLE 0 0 0 2,757
ISHARES TR RUSSELL 2000 ETF 464287655 715,957 3,263 SH SOLE 0 0 0 3,263
ISHARES TR CORE S&P MCP ETF 464287507 407,426 6,464 SH SOLE 0 0 0 6,464
ISHARES TR CORE US AGGBD ET 464287226 7,996,640 81,085 SH SOLE 0 0 0 81,085
ISHARES TR ESG AWR MSCI USA 46435G425 10,212,372 73,874 SH SOLE 0 0 0 73,874
ISHARES TR CORE S&P TTL STK 464287150 100,431,762 727,134 SH SOLE 0 0 0 727,134
ISHARES TR TRS FLT RT BD 46434V860 30,715,443 606,425 SH SOLE 0 0 0 606,425
ISHARES TR RUS 1000 VAL ETF 464287598 258,541 1,323 SH SOLE 0 0 0 1,323
ISHARES TR 3 7 YR TREAS BD 464288661 92,888,147 785,125 SH SOLE 0 0 0 785,125
ISHARES TR EAFE VALUE ETF 464288877 299,831 4,734 SH SOLE 0 0 0 4,734
ISHARES TR EAFE GRWTH ETF 464288885 1,477,591 13,748 SH SOLE 0 0 0 13,748
ISHARES TR CORE S&P500 ETF 464287200 4,018,640 6,330 SH SOLE 0 0 0 6,330
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 225,031 3,564 SH SOLE 0 0 0 3,564
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 55,515,522 918,371 SH SOLE 0 0 0 918,371
JABIL INC COM 466313103 509,497 2,283 SH SOLE 0 0 0 2,283
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,002,137 19,731 SH SOLE 0 0 0 19,731
JOHNSON & JOHNSON COM 478160104 349,866 2,124 SH SOLE 0 0 0 2,124
JPMORGAN CHASE & CO. COM 46625H100 1,499,090 5,060 SH SOLE 0 0 0 5,060
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 238,004 9,084 SH SOLE 0 0 0 9,084
LUMEN TECHNOLOGIES INC COM 550241103 108,487 24,379 SH SOLE 0 0 0 24,379
MASTERCARD INCORPORATED CL A 57636Q104 451,671 797 SH SOLE 0 0 0 797
MCDONALDS CORP COM 580135101 376,888 1,256 SH SOLE 0 0 0 1,256
MERCK & CO INC COM 58933Y105 393,078 5,032 SH SOLE 0 0 0 5,032
META PLATFORMS INC CL A 30303M102 10,037,161 12,977 SH SOLE 0 0 0 12,977
MICROSOFT CORP COM 594918104 5,502,646 10,314 SH SOLE 0 0 0 10,314
MOODYS CORP COM 615369105 225,890 438 SH SOLE 0 0 0 438
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 255,415 5,016 SH SOLE 0 0 0 5,016
NETFLIX INC COM 64110L106 1,843,542 1,590 SH SOLE 0 0 0 1,590
NEXTERA ENERGY INC COM 65339F101 457,481 6,438 SH SOLE 0 0 0 6,438
NVIDIA CORPORATION COM 67066G104 7,011,805 39,421 SH SOLE 0 0 0 39,421
ORACLE CORP COM 68389X105 475,081 1,872 SH SOLE 0 0 0 1,872
PALANTIR TECHNOLOGIES INC CL A 69608A108 795,075 5,021 SH SOLE 0 0 0 5,021
PARSONS CORP DEL COM 70202L102 1,703,558 22,959 SH SOLE 0 0 0 22,959
PEPSICO INC COM 713448108 296,844 2,152 SH SOLE 0 0 0 2,152
PROCTER AND GAMBLE CO COM 742718109 373,165 2,480 SH SOLE 0 0 0 2,480
ROYAL CARIBBEAN GROUP COM V7780T103 281,951 887 SH SOLE 0 0 0 887
RTX CORPORATION COM 75513E101 391,137 2,482 SH SOLE 0 0 0 2,482
SALESFORCE INC COM 79466L302 331,186 1,282 SH SOLE 0 0 0 1,282
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 24,700,768 1,013,573 SH SOLE 0 0 0 1,013,573
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,197,135 192,617 SH SOLE 0 0 0 192,617
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 217,735 7,155 SH SOLE 0 0 0 7,155
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 662,772 25,739 SH SOLE 0 0 0 25,739
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 33,380,469 1,104,582 SH SOLE 0 0 0 1,104,582
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,234,266 49,292 SH SOLE 0 0 0 49,292
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 530,894 21,485 SH SOLE 0 0 0 21,485
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 292,693 10,517 SH SOLE 0 0 0 10,517
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 294,006 1,119 SH SOLE 0 0 0 1,119
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 15,482,053 359,964 SH SOLE 0 0 0 359,964
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 55,510,378 1,390,541 SH SOLE 0 0 0 1,390,541
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,391,322 3,783 SH SOLE 0 0 0 3,783
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 4,195,130 51,875 SH SOLE 0 0 0 51,875
SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 215,275 7,535 SH SOLE 0 0 0 7,535
SPDR SERIES TRUST BLOOMBERG INVT 78468R200 31,624,709 1,025,445 SH SOLE 0 0 0 1,025,445
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 52,608,599 995,809 SH SOLE 0 0 0 995,809
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 2,125,498 28,592 SH SOLE 0 0 0 28,592
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 9,563,062 375,907 SH SOLE 0 0 0 375,907
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 150,618,137 2,726,120 SH SOLE 0 0 0 2,726,120
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721 270,817 6,094 SH SOLE 0 0 0 6,094
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 14,745,031 192,720 SH SOLE 0 0 0 192,720
SYSCO CORP COM 871829107 849,412 10,671 SH SOLE 0 0 0 10,671
TESLA INC COM 88160R101 1,556,455 5,049 SH SOLE 0 0 0 5,049
TJX COS INC NEW COM 872540109 241,980 1,943 SH SOLE 0 0 0 1,943
UBER TECHNOLOGIES INC COM 90353T100 287,311 3,274 SH SOLE 0 0 0 3,274
UNION PAC CORP COM 907818108 246,165 1,109 SH SOLE 0 0 0 1,109
UNITEDHEALTH GROUP INC COM 91324P102 280,254 1,123 SH SOLE 0 0 0 1,123
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 308,706 1,069 SH SOLE 0 0 0 1,069
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 398,004,967 5,437,226 SH SOLE 0 0 0 5,437,226
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 218,205 4,422 SH SOLE 0 0 0 4,422
VANGUARD INDEX FDS SM CP VAL ETF 922908611 8,679,296 43,775 SH SOLE 0 0 0 43,775
VANGUARD INDEX FDS TOTAL STK MKT 922908769 589,251,059 1,895,368 SH SOLE 0 0 0 1,895,368
VANGUARD INDEX FDS SMALL CP ETF 922908751 425,839 1,763 SH SOLE 0 0 0 1,763
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 421,242 4,726 SH SOLE 0 0 0 4,726
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,646,667 21,766 SH SOLE 0 0 0 21,766
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 381,926 2,282 SH SOLE 0 0 0 2,282
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,384,646 7,002 SH SOLE 0 0 0 7,002
VANGUARD INDEX FDS GROWTH ETF 922908736 12,064,252 26,504 SH SOLE 0 0 0 26,504
VANGUARD INDEX FDS MID CAP ETF 922908629 25,255,766 88,310 SH SOLE 0 0 0 88,310
VANGUARD INDEX FDS VALUE ETF 922908744 253,285,460 1,430,668 SH SOLE 0 0 0 1,430,668
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,559,704 68,464 SH SOLE 0 0 0 68,464
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 229,197 1,764 SH SOLE 0 0 0 1,764
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 257,477 3,404 SH SOLE 0 0 0 3,404
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 427,448 3,198 SH SOLE 0 0 0 3,198
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 151,590,480 3,043,986 SH SOLE 0 0 0 3,043,986
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 101,076,832 2,076,352 SH SOLE 0 0 0 2,076,352
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 124,192,911 1,502,091 SH SOLE 0 0 0 1,502,091
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 30,593,949 522,527 SH SOLE 0 0 0 522,527
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 25,225,384 455,250 SH SOLE 0 0 0 455,250
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 5,304,538 46,773 SH SOLE 0 0 0 46,773
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 785,219 3,811 SH SOLE 0 0 0 3,811
VANGUARD STAR FDS VG TL INTL STK F 921909768 633,832 9,257 SH SOLE 0 0 0 9,257
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 639,708,487 11,378,664 SH SOLE 0 0 0 11,378,664
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 636,252 4,744 SH SOLE 0 0 0 4,744
VANGUARD WORLD FD MEGA GRWTH IND 921910816 101,861,154 267,668 SH SOLE 0 0 0 267,668
VANGUARD WORLD FD ESG INTL STK ETF 921910725 19,512,641 301,167 SH SOLE 0 0 0 301,167
VANGUARD WORLD FD ESG US STK ETF 921910733 39,739,310 355,005 SH SOLE 0 0 0 355,005
VANGUARD WORLD FD INF TECH ETF 92204A702 366,959 531 SH SOLE 0 0 0 531
VEEVA SYS INC CL A COM 922475108 381,396 1,342 SH SOLE 0 0 0 1,342
VERTEX PHARMACEUTICALS INC COM 92532F100 243,512 533 SH SOLE 0 0 0 533
VISA INC COM CL A 92826C839 861,602 2,494 SH SOLE 0 0 0 2,494
WALMART INC COM 931142103 905,932 9,246 SH SOLE 0 0 0 9,246
WASTE MGMT INC DEL COM 94106L109 292,954 1,278 SH SOLE 0 0 0 1,278
WELLS FARGO CO NEW COM 949746101 247,615 3,071 SH SOLE 0 0 0 3,071
WELLTOWER INC COM 95040Q104 211,125 1,279 SH SOLE 0 0 0 1,279