Loans Receivable, Net - ACL Activity (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
Allowance for credit losses | |||||
Balance at beginning of period | $ 210,400 | $ 198,779 | $ 206,041 | $ 192,757 | $ 192,757 |
Acquisitions | 35 | 35 | 3 | ||
Provision for credit losses | 18,009 | 5,066 | 24,163 | 14,157 | |
Charge-offs | (3,339) | (4,135) | (7,236) | (8,430) | |
Recoveries | 1,694 | 1,245 | 3,796 | 2,468 | |
Balance at end of period | 226,799 | 200,955 | 226,799 | 200,955 | 206,041 |
Residential real estate | |||||
Allowance for credit losses | |||||
Balance at beginning of period | 26,595 | 24,166 | 25,181 | 22,325 | 22,325 |
Acquisitions | 0 | 0 | 0 | ||
Provision for credit losses | 1,190 | 471 | 2,542 | 2,308 | |
Charge-offs | (1) | 0 | (1) | 0 | (40) |
Recoveries | 131 | 16 | 193 | 20 | |
Balance at end of period | 27,915 | 24,653 | 27,915 | 24,653 | 25,181 |
Commercial real estate | |||||
Allowance for credit losses | |||||
Balance at beginning of period | 140,369 | 135,153 | 138,545 | 130,924 | 130,924 |
Acquisitions | 0 | 0 | 3 | ||
Provision for credit losses | 11,865 | 1,582 | 13,333 | 5,789 | |
Charge-offs | (51) | (395) | (51) | (395) | (2,896) |
Recoveries | 6 | 6 | 362 | 25 | |
Balance at end of period | 152,189 | 136,346 | 152,189 | 136,346 | 138,545 |
Other commercial | |||||
Allowance for credit losses | |||||
Balance at beginning of period | 25,642 | 22,094 | 24,400 | 21,194 | 21,194 |
Acquisitions | 10 | 10 | 0 | ||
Provision for credit losses | 2,869 | 1,081 | 4,591 | 3,374 | |
Charge-offs | (1,100) | (1,461) | (2,636) | (3,393) | (5,778) |
Recoveries | 895 | 505 | 1,951 | 1,044 | |
Balance at end of period | 28,316 | 22,219 | 28,316 | 22,219 | 24,400 |
Home equity | |||||
Allowance for credit losses | |||||
Balance at beginning of period | 11,348 | 10,999 | 11,402 | 11,766 | 11,766 |
Acquisitions | 0 | 0 | 0 | ||
Provision for credit losses | 343 | 210 | 266 | (554) | |
Charge-offs | (9) | 0 | (9) | (25) | (131) |
Recoveries | 19 | 52 | 42 | 74 | |
Balance at end of period | 11,701 | 11,261 | 11,701 | 11,261 | 11,402 |
Other Consumer | |||||
Allowance for credit losses | |||||
Balance at beginning of period | 6,446 | 6,367 | 6,513 | 6,548 | 6,548 |
Acquisitions | 25 | 25 | 0 | ||
Provision for credit losses | 1,742 | 1,722 | 3,431 | 3,240 | |
Charge-offs | (2,178) | (2,279) | (4,539) | (4,617) | (9,781) |
Recoveries | 643 | 666 | 1,248 | 1,305 | |
Balance at end of period | $ 6,678 | $ 6,476 | $ 6,678 | $ 6,476 | $ 6,513 |