v3.25.2
Nature of Operations and Summary of Significant Accounting Policies (Tables)
 6 Months Ended
Jun. 30, 2025
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Provision for credit losses and off-balance sheet exposures
The following table presents the provision for credit losses on the loan portfolio and off-balance sheet exposures:
Three Months endedSix Months ended
(Dollars in thousands)June 30,
2025		June 30,
2024		June 30,
2025		June 30,
2024
Provision for credit loss loans$18,009 5,066 24,163 14,157 
Provision for credit loss unfunded2,258 (1,548)3,918 (2,390)
Total provision for credit losses$20,267 3,518 28,081 11,767 
The following tables summarize the activity in the ACL:
Three Months ended June 30, 2025
(Dollars in thousands)TotalResidential Real EstateCommercial Real EstateOther CommercialHome EquityOther Consumer
Balance at beginning of period$210,400 26,595 140,369 25,642 11,348 6,446 
Acquisitions35 — — 10 — 25
Provision for credit losses18,009 1,190 11,865 2,869 343 1,742 
Charge-offs(3,339)(1)(51)(1,100)(9)(2,178)
Recoveries1,694 131 6 895 19 643 
Balance at end of period$226,799 27,915 152,189 28,316 11,701 6,678 

Three Months ended June 30, 2024
(Dollars in thousands)TotalResidential Real EstateCommercial Real EstateOther CommercialHome EquityOther Consumer
Balance at beginning of period$198,779 24,166 135,153 22,094 10,999 6,367 
Provision for credit losses5,066 471 1,582 1,081 210 1,722 
Charge-offs(4,135)— (395)(1,461)— (2,279)
Recoveries1,245 16 6 505 52 666 
Balance at end of period$200,955 24,653 136,346 22,219 11,261 6,476 

Six Months ended June 30, 2025
(Dollars in thousands)TotalResidential Real EstateCommercial Real EstateOther CommercialHome EquityOther Consumer
Balance at beginning of period$206,041 25,181 138,545 24,400 11,402 6,513 
Acquisitions35 — — 10 — 25 
Provision for credit losses24,163 2,542 13,333 4,591 266 3,431 
Charge-offs(7,236)(1)(51)(2,636)(9)(4,539)
Recoveries3,796 193 362 1,951 42 1,248 
Balance at end of period$226,799 27,915 152,189 28,316 11,701 6,678 

Six Months ended June 30, 2024
(Dollars in thousands)TotalResidential Real EstateCommercial Real EstateOther CommercialHome EquityOther Consumer
Balance at beginning of period$192,757 22,325 130,924 21,194 11,766 6,548 
Acquisitions3 — 3 — — — 
Provision for credit losses14,157 2,308 5,789 3,374 (554)3,240 
Charge-offs(8,430)— (395)(3,393)(25)(4,617)
Recoveries2,468 20 25 1,044 74 1,305 
Balance at end of period$200,955 24,653 136,346 22,219 11,261 6,476