Basic earnings per share is computed by dividing net income by the weighted-average number of shares of common stock outstanding during the period presented. Diluted earnings per share is computed by including the net increase in shares as if dilutive outstanding restricted stock units were vested and stock options were exercised, using the treasury stock method.


	Three Months ended			Six Months ended
(Dollars in thousands, except per share data)	June 30, 2025		June 30, 2024	June 30, 2025		June 30, 2024
Net income available to common stockholders, basic and diluted	$	52,781	44,708	$	107,349	77,335
Average outstanding shares - basic	116,890,776		113,390,539	115,180,489		112,941,341
Add: dilutive restricted stock units and stock options	27,514		14,952	64,061		40,190
Average outstanding shares - diluted	116,918,290		113,405,491	115,244,550		112,981,531
Basic earnings per share	$	0.45	0.39	$	0.93	0.68
Diluted earnings per share	$	0.45	0.39	$	0.93	0.68
Restricted stock units and stock options excluded from the diluted average outstanding share calculation 1	145,840		136,673	109,554		136,673

1 Anti-dilution occurs when the unrecognized compensation cost per share of a restricted stock unit or the exercise price of a stock option exceeds the market price of the Company’s stock.