Loans and Related Allowance for Credit Losses (Home Equity and Residential Real Estate Credit Quality Indicators) (Details) - USD ($)
$ in Millions |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Total loans, net |
[1] |
$ 326,340
|
|
$ 326,340
|
|
$ 316,467
|
| Gross charge-offs |
|
|
|
|
|
|
| Total |
|
324
|
$ 375
|
636
|
$ 705
|
|
| Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
1,128
|
|
1,128
|
|
2,645
|
| Year two |
|
2,264
|
|
2,264
|
|
4,595
|
| Year three |
|
4,241
|
|
4,241
|
|
9,512
|
| Year four |
|
9,200
|
|
9,200
|
|
14,637
|
| Year five |
|
14,160
|
|
14,160
|
|
6,344
|
| Prior |
|
14,264
|
|
14,264
|
|
8,682
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
45,257
|
|
45,257
|
|
46,415
|
| Gross charge-offs |
|
|
|
|
|
|
| Year one |
|
|
|
0
|
|
0
|
| Year two |
|
|
|
0
|
|
0
|
| Year three |
|
|
|
0
|
|
0
|
| Year four |
|
|
|
0
|
|
1
|
| Year five |
|
|
|
1
|
|
0
|
| Prior |
|
|
|
1
|
|
2
|
| Revolving Loans |
|
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
|
|
0
|
|
0
|
| Total |
|
|
|
2
|
|
3
|
| Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
147
|
| Year five |
|
139
|
|
139
|
|
1,713
|
| Prior |
|
4,197
|
|
4,197
|
|
2,854
|
| Revolving Loans |
|
8,780
|
|
8,780
|
|
8,373
|
| Revolving Loans Converted to Term |
|
12,812
|
|
12,812
|
|
12,904
|
| Total loans, net |
|
25,928
|
|
25,928
|
|
25,991
|
| Gross charge-offs |
|
|
|
|
|
|
| Year one |
|
|
|
0
|
|
0
|
| Year two |
|
|
|
0
|
|
0
|
| Year three |
|
|
|
0
|
|
0
|
| Year four |
|
|
|
0
|
|
0
|
| Year five |
|
|
|
0
|
|
|
| Prior |
|
|
|
0
|
|
1
|
| Revolving Loans |
|
|
|
7
|
|
16
|
| Revolving Loans Converted to Term |
|
|
|
11
|
|
19
|
| Total |
|
|
|
18
|
|
36
|
| Greater than or equal to 780 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
633
|
|
633
|
|
1,730
|
| Year two |
|
1,632
|
|
1,632
|
|
3,264
|
| Year three |
|
3,016
|
|
3,016
|
|
7,584
|
| Year four |
|
7,399
|
|
7,399
|
|
11,723
|
| Year five |
|
11,326
|
|
11,326
|
|
4,683
|
| Prior |
|
9,070
|
|
9,070
|
|
4,858
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
33,076
|
|
33,076
|
|
33,842
|
| Greater than or equal to 780 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
94
|
| Year five |
|
90
|
|
90
|
|
1,145
|
| Prior |
|
2,692
|
|
2,692
|
|
1,753
|
| Revolving Loans |
|
5,047
|
|
5,047
|
|
4,720
|
| Revolving Loans Converted to Term |
|
6,137
|
|
6,137
|
|
6,211
|
| Total loans, net |
|
13,966
|
|
13,966
|
|
13,923
|
| 720 to 779 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
427
|
|
427
|
|
789
|
| Year two |
|
527
|
|
527
|
|
805
|
| Year three |
|
697
|
|
697
|
|
1,406
|
| Year four |
|
1,283
|
|
1,283
|
|
2,035
|
| Year five |
|
1,985
|
|
1,985
|
|
1,004
|
| Prior |
|
2,394
|
|
2,394
|
|
1,567
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
7,313
|
|
7,313
|
|
7,606
|
| 720 to 779 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
34
|
| Year five |
|
32
|
|
32
|
|
352
|
| Prior |
|
808
|
|
808
|
|
572
|
| Revolving Loans |
|
2,347
|
|
2,347
|
|
2,251
|
| Revolving Loans Converted to Term |
|
3,170
|
|
3,170
|
|
3,274
|
| Total loans, net |
|
6,357
|
|
6,357
|
|
6,483
|
| 660 to 719 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
54
|
|
54
|
|
115
|
| Year two |
|
92
|
|
92
|
|
270
|
| Year three |
|
264
|
|
264
|
|
401
|
| Year four |
|
376
|
|
376
|
|
620
|
| Year five |
|
579
|
|
579
|
|
324
|
| Prior |
|
1,055
|
|
1,055
|
|
784
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
2,420
|
|
2,420
|
|
2,514
|
| 660 to 719 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
14
|
| Year five |
|
12
|
|
12
|
|
151
|
| Prior |
|
404
|
|
404
|
|
289
|
| Revolving Loans |
|
1,185
|
|
1,185
|
|
1,193
|
| Revolving Loans Converted to Term |
|
2,053
|
|
2,053
|
|
2,085
|
| Total loans, net |
|
3,654
|
|
3,654
|
|
3,732
|
| Less than 660 | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
14
|
|
14
|
|
9
|
| Year two |
|
10
|
|
10
|
|
108
|
| Year three |
|
115
|
|
115
|
|
90
|
| Year four |
|
109
|
|
109
|
|
156
|
| Year five |
|
172
|
|
172
|
|
116
|
| Prior |
|
792
|
|
792
|
|
696
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
1,212
|
|
1,212
|
|
1,175
|
| Less than 660 | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
5
|
| Year five |
|
5
|
|
5
|
|
63
|
| Prior |
|
285
|
|
285
|
|
234
|
| Revolving Loans |
|
195
|
|
195
|
|
202
|
| Revolving Loans Converted to Term |
|
1,411
|
|
1,411
|
|
1,290
|
| Total loans, net |
|
1,896
|
|
1,896
|
|
1,794
|
| No FICO score available | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
1
|
| Year two |
|
0
|
|
0
|
|
132
|
| Year three |
|
131
|
|
131
|
|
8
|
| Year four |
|
8
|
|
8
|
|
86
|
| Year five |
|
81
|
|
81
|
|
151
|
| Prior |
|
405
|
|
405
|
|
280
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
625
|
|
625
|
|
658
|
| No FICO score available | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
0
|
| Year five |
|
0
|
|
0
|
|
2
|
| Prior |
|
8
|
|
8
|
|
6
|
| Revolving Loans |
|
6
|
|
6
|
|
7
|
| Revolving Loans Converted to Term |
|
41
|
|
41
|
|
44
|
| Total loans, net |
|
55
|
|
55
|
|
59
|
| Government insured or guaranteed loans | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
1
|
| Year two |
|
3
|
|
3
|
|
16
|
| Year three |
|
18
|
|
18
|
|
23
|
| Year four |
|
25
|
|
25
|
|
17
|
| Year five |
|
17
|
|
17
|
|
66
|
| Prior |
|
548
|
|
548
|
|
497
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
611
|
|
611
|
|
620
|
| Greater than 100% | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
9
|
|
9
|
|
10
|
| Year two |
|
19
|
|
19
|
|
55
|
| Year three |
|
55
|
|
55
|
|
85
|
| Year four |
|
73
|
|
73
|
|
52
|
| Year five |
|
56
|
|
56
|
|
23
|
| Prior |
|
53
|
|
53
|
|
32
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
265
|
|
265
|
|
257
|
| Greater than 100% | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
1
|
| Year five |
|
2
|
|
2
|
|
12
|
| Prior |
|
25
|
|
25
|
|
17
|
| Revolving Loans |
|
371
|
|
371
|
|
368
|
| Revolving Loans Converted to Term |
|
387
|
|
387
|
|
372
|
| Total loans, net |
|
785
|
|
785
|
|
770
|
| Greater than or equal to 80% to 100% | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
383
|
|
383
|
|
591
|
| Year two |
|
528
|
|
528
|
|
485
|
| Year three |
|
400
|
|
400
|
|
954
|
| Year four |
|
717
|
|
717
|
|
601
|
| Year five |
|
486
|
|
486
|
|
171
|
| Prior |
|
246
|
|
246
|
|
111
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
2,760
|
|
2,760
|
|
2,913
|
| Greater than or equal to 80% to 100% | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
5
|
| Year five |
|
5
|
|
5
|
|
31
|
| Prior |
|
55
|
|
55
|
|
30
|
| Revolving Loans |
|
1,197
|
|
1,197
|
|
1,098
|
| Revolving Loans Converted to Term |
|
1,570
|
|
1,570
|
|
1,619
|
| Total loans, net |
|
2,827
|
|
2,827
|
|
2,783
|
| Less than 80% | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
736
|
|
736
|
|
2,043
|
| Year two |
|
1,714
|
|
1,714
|
|
4,039
|
| Year three |
|
3,768
|
|
3,768
|
|
8,450
|
| Year four |
|
8,385
|
|
8,385
|
|
13,958
|
| Year five |
|
13,592
|
|
13,592
|
|
6,084
|
| Prior |
|
13,414
|
|
13,414
|
|
8,039
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
41,609
|
|
41,609
|
|
42,613
|
| Less than 80% | Home equity |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
141
|
| Year five |
|
132
|
|
132
|
|
1,670
|
| Prior |
|
4,117
|
|
4,117
|
|
2,807
|
| Revolving Loans |
|
7,212
|
|
7,212
|
|
6,907
|
| Revolving Loans Converted to Term |
|
10,855
|
|
10,855
|
|
10,913
|
| Total loans, net |
|
22,316
|
|
22,316
|
|
22,438
|
| No LTV available | Residential real estate |
|
|
|
|
|
|
| Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract] |
|
|
|
|
|
|
| Year one |
|
0
|
|
0
|
|
0
|
| Year two |
|
0
|
|
0
|
|
0
|
| Year three |
|
0
|
|
0
|
|
0
|
| Year four |
|
0
|
|
0
|
|
9
|
| Year five |
|
9
|
|
9
|
|
0
|
| Prior |
|
3
|
|
3
|
|
3
|
| Revolving Loans |
|
0
|
|
0
|
|
0
|
| Revolving Loans Converted to Term |
|
0
|
|
0
|
|
0
|
| Total loans, net |
|
$ 12
|
|
$ 12
|
|
$ 12
|
|
|