v3.25.2
Loans and Related Allowance for Credit Losses (Commercial Lending Asset Quality Indicators) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Total loans, net [1] $ 326,340   $ 326,340   $ 316,467
Gross charge-offs          
Total 324 $ 375 636 $ 705  
Commercial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 17,324   17,324   27,243
Year two 23,846   23,846   21,946
Year three 18,862   18,862   28,948
Year four 25,868   25,868   9,106
Year five 7,506   7,506   6,922
Prior 27,517   27,517   24,723
Revolving Loans 105,712   105,712   96,705
Revolving Loans Converted to Term 373   373   571
Total loans, net 227,008   227,008   216,164
Gross charge-offs          
Year one     9   51
Year two     25   43
Year three     60   63
Year four     16   32
Year five     11   10
Prior     84   335
Revolving Loans     87   133
Revolving Loans Converted to Term     2   53
Total 163 $ 198 294 $ 346 720
Commercial | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 15,409   15,409   22,906
Year two 19,294   19,294   14,693
Year three 12,215   12,215   18,899
Year four 17,009   17,009   5,876
Year five 4,997   4,997   4,738
Prior 14,281   14,281   11,850
Revolving Loans 105,252   105,252   96,257
Revolving Loans Converted to Term 373   373   571
Total loans, net 188,830   188,830   175,790
Gross charge-offs          
Year one     9   22
Year two     22   32
Year three     54   51
Year four     10   25
Year five     3   5
Prior     5   7
Revolving Loans     87   133
Revolving Loans Converted to Term     2   53
Total     192   328
Commercial | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 977   977   2,472
Year two 2,840   2,840   5,910
Year three 5,448   5,448   8,849
Year four 7,805   7,805   2,717
Year five 2,097   2,097   1,685
Prior 11,623   11,623   11,538
Revolving Loans 460   460   448
Revolving Loans Converted to Term 0   0   0
Total loans, net 31,250   31,250   33,619
Gross charge-offs          
Year one     0   28
Year two     0   5
Year three     1   0
Year four     0   2
Year five     5   1
Prior     76   322
Revolving Loans     0   0
Revolving Loans Converted to Term     0   0
Total     82   358
Commercial | Equipment lease financing          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 938   938   1,865
Year two 1,712   1,712   1,343
Year three 1,199   1,199   1,200
Year four 1,054   1,054   513
Year five 412   412   499
Prior 1,613   1,613   1,335
Revolving Loans 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net 6,928   6,928   6,755
Gross charge-offs          
Year one     0   1
Year two     3   6
Year three     5   12
Year four     6   5
Year five     3   4
Prior     3   6
Revolving Loans     0   0
Revolving Loans Converted to Term     0   0
Total     20   34
Pass Rated | Commercial | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 15,089   15,089   22,145
Year two 18,462   18,462   13,815
Year three 11,572   11,572   17,043
Year four 15,672   15,672   5,275
Year five 4,538   4,538   4,594
Prior 13,738   13,738   11,270
Revolving Loans 100,242   100,242   91,389
Revolving Loans Converted to Term 300   300   522
Total loans, net 179,613   179,613   166,053
Pass Rated | Commercial | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 893   893   2,331
Year two 2,572   2,572   5,575
Year three 4,200   4,200   6,875
Year four 5,821   5,821   2,232
Year five 1,753   1,753   1,220
Prior 9,608   9,608   9,685
Revolving Loans 432   432   423
Revolving Loans Converted to Term 0   0   0
Total loans, net 25,279   25,279   28,341
Pass Rated | Commercial | Equipment lease financing          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 925   925   1,814
Year two 1,654   1,654   1,264
Year three 1,133   1,133   1,112
Year four 995   995   478
Year five 388   388   478
Prior 1,589   1,589   1,305
Revolving Loans 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net 6,684   6,684   6,451
Criticized | Commercial | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 320   320   761
Year two 832   832   878
Year three 643   643   1,856
Year four 1,337   1,337   601
Year five 459   459   144
Prior 543   543   580
Revolving Loans 5,010   5,010   4,868
Revolving Loans Converted to Term 73   73   49
Total loans, net 9,217   9,217   9,737
Criticized | Commercial | Commercial real estate          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 84   84   141
Year two 268   268   335
Year three 1,248   1,248   1,974
Year four 1,984   1,984   485
Year five 344   344   465
Prior 2,015   2,015   1,853
Revolving Loans 28   28   25
Revolving Loans Converted to Term 0   0   0
Total loans, net 5,971   5,971   5,278
Criticized | Commercial | Equipment lease financing          
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, by Origination Year [Abstract]          
Year one 13   13   51
Year two 58   58   79
Year three 66   66   88
Year four 59   59   35
Year five 24   24   21
Prior 24   24   30
Revolving Loans 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net $ 244   $ 244   $ 304
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.5 billion, Loans held for investment of $1.1 billion and Other assets of $0.2 billion at June 30, 2025. Comparable amounts at December 31, 2024 were $0.8 billion, $1.2 billion and $0.1 billion, respectively.