v3.25.2
Loans and Related Allowance for Credit Losses (Analysis of Loan Portfolio) (Details) - USD ($)
$ in Millions
Jun. 30, 2025
Dec. 31, 2024
Financing Receivable, Past Due [Line Items]    
Total loans [1] $ 326,340 $ 316,467
Percentage of total loans, past due 100.00% 100.00%
Accrued interest on loan portfolio $ 1,300 $ 1,300
Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans 1,000 1,000
Collateral Dependent    
Financing Receivable, Past Due [Line Items]    
Total loans 1,500 1,600
Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans $ 322,665 $ 312,223
Percentage of total loans, past due 98.87% 98.66%
30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans $ 635 $ 697
Percentage of total loans, past due 0.19% 0.22%
60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans $ 297 $ 288
Percentage of total loans, past due 0.09% 0.09%
90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans $ 371 $ 397
Percentage of total loans, past due 0.11% 0.13%
Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans $ 1,303 $ 1,382
Percentage of total loans, past due 0.40% 0.44%
Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans $ 2,108 $ 2,326
Percentage of total loans, past due 0.65% 0.73%
Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans $ 264 $ 536
Percentage of total loans, nonaccrual, past due 0.08% 0.17%
Commercial Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans $ 227,008 $ 216,164
Commercial Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 225,395 214,332
Commercial Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 176 225
Commercial Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 107 73
Commercial Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 79 72
Commercial Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 362 370
Commercial Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 1,251 1,462
Commercial Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 99,332 100,303
Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 97,270 97,891
Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 459 472
Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 190 215
Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 292 325
Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 941 1,012
Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 857 864
Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 264 536
Commercial and industrial | Commercial Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 188,830 175,790
Commercial and industrial | Commercial Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 188,080 174,988
Commercial and industrial | Commercial Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 118 159
Commercial and industrial | Commercial Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 91 43
Commercial and industrial | Commercial Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 79 72
Commercial and industrial | Commercial Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 288 274
Commercial and industrial | Commercial Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 462 528
Commercial and industrial | Commercial Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Commercial real estate | Commercial Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 31,250 33,619
Commercial real estate | Commercial Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 30,448 32,657
Commercial real estate | Commercial Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 43 25
Commercial real estate | Commercial Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 6 18
Commercial real estate | Commercial Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 0 0
Commercial real estate | Commercial Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 49 43
Commercial real estate | Commercial Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 753 919
Commercial real estate | Commercial Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Equipment lease financing | Commercial Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 6,928 6,755
Equipment lease financing | Commercial Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 6,867 6,687
Equipment lease financing | Commercial Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 15 41
Equipment lease financing | Commercial Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 10 12
Equipment lease financing | Commercial Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 0 0
Equipment lease financing | Commercial Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 25 53
Equipment lease financing | Commercial Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 36 15
Equipment lease financing | Commercial Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Residential real estate    
Financing Receivable, Past Due [Line Items]    
Total loans 45,257 46,415
Residential real estate | Government insured or guaranteed loans    
Financing Receivable, Past Due [Line Items]    
Total loans 611 620
Residential real estate | Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 45,257 46,415
Residential real estate | Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 44,188 45,134
Residential real estate | Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 247 234
Residential real estate | Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 91 106
Residential real estate | Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 182 188
Residential real estate | Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 520 528
Residential real estate | Consumer Portfolio Segment | Total Past Due | Government insured or guaranteed loans    
Financing Receivable, Past Due [Line Items]    
Total loans 200 300
Residential real estate | Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 325 278
Residential real estate | Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 224 475
Home equity    
Financing Receivable, Past Due [Line Items]    
Total loans 25,928 25,991
Home equity | Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 25,928 25,991
Home equity | Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 25,362 25,351
Home equity | Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 62 71
Home equity | Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 28 26
Home equity | Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 0 0
Home equity | Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 90 97
Home equity | Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 436 482
Home equity | Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 40 61
Automobile | Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 15,892 15,355
Automobile | Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 15,714 15,155
Automobile | Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 74 83
Automobile | Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 19 22
Automobile | Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 5 9
Automobile | Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 98 114
Automobile | Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 80 86
Automobile | Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Credit card | Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 6,570 6,879
Credit card | Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 6,419 6,696
Credit card | Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 42 49
Credit card | Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 32 38
Credit card | Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 64 81
Credit card | Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 138 168
Credit card | Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 13 15
Credit card | Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Education    
Financing Receivable, Past Due [Line Items]    
Total loans 1,547 1,636
Education | Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 1,547 1,636
Education | Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 1,477 1,557
Education | Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 22 25
Education | Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 14 15
Education | Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 34 39
Education | Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 70 79
Education | Consumer Portfolio Segment | Total Past Due | Government insured or guaranteed loans    
Financing Receivable, Past Due [Line Items]    
Total loans 100 100
Education | Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 0 0
Education | Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans 0 0
Other consumer    
Financing Receivable, Past Due [Line Items]    
Total loans 4,138 4,027
Other consumer | Consumer Portfolio Segment    
Financing Receivable, Past Due [Line Items]    
Total loans 4,138 4,027
Other consumer | Consumer Portfolio Segment | Current or Less Than 30 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 4,110 3,998
Other consumer | Consumer Portfolio Segment | 30-59 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 12 10
Other consumer | Consumer Portfolio Segment | 60-89 Days Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 6 8
Other consumer | Consumer Portfolio Segment | 90 Days or More Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 7 8
Other consumer | Consumer Portfolio Segment | Total Past Due    
Financing Receivable, Past Due [Line Items]    
Total loans 25 26
Other consumer | Consumer Portfolio Segment | Nonperforming Loans    
Financing Receivable, Past Due [Line Items]    
Total loans 3 3
Other consumer | Consumer Portfolio Segment | Fair Value Option Nonaccrual Loans    
Financing Receivable, Past Due [Line Items]    
Nonaccrual loans $ 0 $ 0
[1] Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.5 billion, Loans held for investment of $1.1 billion and Other assets of $0.2 billion at June 30, 2025. Comparable amounts at December 31, 2024 were $0.8 billion, $1.2 billion and $0.1 billion, respectively.